NOT LISTED FOR SALE

445 S Center St Waterloo, IN 46793

Estimated Value: $174,000 - $184,000

3 Beds
1.5 Baths
1,416 Sq Ft
$127/Sq Ft Est. Value

Last Sold March 28, 2022

Last sale price $159,400 $113 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $1,056/month

Highlights

  • Open Floorplan
  • Wood Flooring
  • Utility Room in Garage
  • Backs to Open Ground
  • Corner Lot
  • Formal Dining Room

About This Home

As of March 2022

One-of-a-kind open concept 3 bedroom 1.5 bath home with a 4 car garage in Waterloo. Full of charm and character, this home has been well-loved, updated, and maintained. Natural hardwoods greet you upon entry and run through the living room, dining room, and master bedroom. Up the beautiful wooden staircase you will find two bedrooms, both featuring large closets and brand new carpet. The kitchen boasts new vinyl plank flooring with recently painted cabinets and all new stainless steel appliances. Outside, you can't miss the 4 car, detached garage where opportunities are endless. This garage features a fan system and its own furnace and a/c on a separate meter from the house. This home is full of personality and fully prepped and ready to impress its new owners! You won't want to miss this opportunity as it will surely go fast!Updates since 2018 include: furnace, a/c, water heater, water softener, fridge, range, microwave, washer/dryer, completely renovated full bath, added half bath, vinyl plank flooring, carpet, roof valleys, chimney lining/cap/flashing, LED converted lighting in the kitchen, and all new electrical plugs.

Last Agent to Sell the Property

Gary Lee

North Eastern Group Realty Listed on: 01/24/2022

North Eastern Group Realty

Last Buyer's Agent

Mandy Capp

Castle One Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $621

Year Built

  • Built in 1900

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 56x148
  • Backs to Open Ground
  • Corner Lot

Parking

  • 4 Car Detached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Poured Concrete
  • Shingle Roof
  • Stucco Exterior

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Built-in Bookshelves
  • Woodwork
  • Formal Dining Room
  • Utility Room in Garage
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Basement

  • Michigan Basement
  • Crawl Space

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Thermostat

Location

  • Suburban Location

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • SEER Rated 13+ Air Conditioning Units
  • Heating System Uses Gas
  • Cable TV Available

Community Details

  • Mcannalys Subdivision

Listing and Financial Details

  • Assessor Parcel Number 17-06-04-482-015.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$621

Year Built

Built in 1900

Lot Details

0

Parking

4

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Age: 122
  • Style: Two Story
  • Total Number of Rooms: 11
  • Total Number of Rooms Below Grade: 2
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 1
  • Total Number of Half Bathrooms: 1
  • Legal Description: McAnally's Add Ex 10' N Side
  • Parcel Number ID: 17-06-04-482-015.000-008
  • Platted: Yes
  • Amenities: Built-In Bookcase, Cable Ready, Countertops-Laminate, Countertops-Solid Surf, Dryer Hook Up Electric, Garage Door Opener, Natural Woodwork, Open Floor Plan, Formal Dining Room, Garage-Heated, Main Floor Laundry, Washer Hook-Up, Garage Utilities
  • Location: City/Town/Suburb
  • Sp Lp Percent: 110.01
  • Year Taxes Payable: 2022
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 1816
  • Total Finished Sq Ft: 1416
  • Above Grade Finished Sq Ft: 1416
  • Below Grade Sq Ft: 400
  • Price Per Sq Ft: 112.57
  • Basement: Yes
  • Basement Foundation: Crawl, Michigan Basement
  • Basement Material: Poured Concrete
  • Flooring: Hardwood Floors, Carpet, Vinyl
  • Living Great Room: Dimensions: 15x12, On Level: Main
  • Kitchen: Dimensions: 12x11, On Level: Main
  • Dining Room: Dimensions: 12x11, On Level: Main
  • Bedroom 1: Dimensions: 14x13, On Level: Main
  • Bedroom 2: Dimensions: 15x12, On Level: Upper
  • Bedroom 3: Dimensions: 11x9, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 400

Exterior Features

  • Exterior: Stucco
  • Roof Material: Shingle
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 4
  • Garage Size: Dimensions: 24x48
  • Garage Sq Ft: 1152
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: NIPSCO
  • Gas Company: NIPSCO
  • Hvac: HVAC (13 Seer)
  • Laundry: Dimensions: Mainx10, On Level: 12

Schools

  • School District: Dekalb Central United
  • Elementary School: Waterloo
  • Middle School: Dekalb
  • High School: Dekalb
  • Elementary School: Waterloo

Lot Info

  • Lot Description: Corner
  • Lot Dimensions: 56x148
  • Estimated Lot Sq Ft: 8712
  • Estimated Lot Size Acres: 0.2

Green Features

  • Energy Efficient: Appliances, HVAC, Thermostat/Controllers

Tax Info

  • Annual Taxes: 620.64
  • Exemptions: Homestead, Mortgage, Supplemental

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2022
Closed on
Mar 28, 2022
Sold by
Miller Alyssa N
Bought by
Hunt Joshua
Seller's Agent
Gary Lee
North Eastern Group Realty
Buyer's Agent
Mandy Capp
Castle One Realty, Inc.
List Price
$144,900
Sold Price
$159,400
Premium/Discount to List
$14,500
10.01%
Current Estimated Value
$175,424

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,024
Avg. Annual Appreciation
2.68%
Original Mortgage
$156,512
Outstanding Balance
$147,789
Interest Rate
3.92%
Mortgage Type
New Conventional
Estimated Equity
$26,497

Purchase Details

Listed on
Aug 31, 2018
Closed on
Sep 28, 2018
Sold by
Arnold Jeffery Q
Bought by
Miller Alyssa N and Wyant Brooke M
Seller's Agent
Candy Carlin
Century 21 Bradley-Angola
Buyer's Agent
Kelby Park
Mike Thomas Associates, Inc.
List Price
$99,000
Sold Price
$95,000
Premium/Discount to List
-$4,000
-4.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.03%
Original Mortgage
$95,959
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2016
Sold by
Dias Nevalee
Bought by
Arnold Jeffery Q

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,092
Interest Rate
3.6%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hunt Joshua $159,400 Lightner Zachary M
Miller Alyssa N -- None Available
Arnold Jeffery Q -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hunt Joshua $156,512
Previous Owner Wyant Alyssa N $96,000
Previous Owner Miller Alyssa N $95,959
Previous Owner Arnold Jeffery Q $76,092
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/28/2022 03/28/22 Sold $159,400 +10.0% $113 / Sq Ft
02/28/2022 02/28/22 For Sale $144,900 +52.5% $102 / Sq Ft
02/27/2022 02/27/22 Pending -- -- --
10/04/2018 10/04/18 Sold $95,000 -4.0% $67 / Sq Ft
08/31/2018 08/31/18 For Sale $99,000 -- $70 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,051 $122,400 $14,700 $107,700
2023 $985 $120,700 $14,300 $106,400
2022 $1,153 $119,600 $13,600 $106,000
2021 $1,261 $125,200 $13,600 $111,600
2020 $1,225 $125,200 $13,600 $111,600
2019 $710 $89,300 $13,600 $75,700
2018 $733 $89,300 $13,600 $75,700
2017 $653 $84,700 $13,600 $71,100
2016 $632 $84,500 $13,600 $70,900
2014 $880 $91,500 $12,300 $79,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202206148

Indiana Regional MLS

APN: 17-06-04-482-015.000-008