NOT LISTED FOR SALE

445 Spruce St Cherokee, IA 51012

Estimated Value: $103,000 - $131,000

2 Beds
1.5 Baths
1,316 Sq Ft
$88/Sq Ft Est. Value

Last Sold September 23, 2019

Last sale price $69,500 $53 Per Sq Ft

Est. 66% increase in value since last sale

Current estimated payment $715/month

29 Days on Market

About This Home

As of September 2019

This home is located at 445 Spruce St, Cherokee, IA 51012 since 29 July 2019 and is currently estimated at $115,647, approximately $87 per square foot. This property was built in 1895. 445 Spruce St is a home located in Cherokee County with nearby schools including Cherokee Elementary School, Cherokee Middle School, and Washington High School.

Last Agent to Sell the Property

Stephanie Zarr

EXIT Realty Midwest - Cherokee License #S62870 Listed on: 07/29/2019

EXIT Realty Midwest - Cherokee

Last Buyer's Agent

Stephanie Zarr

EXIT Realty Midwest - Cherokee License #S62870 Listed on: 07/29/2019

EXIT Realty Midwest - Cherokee

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,411

Year Built

  • Built in 1895

Lot Details

  • 0.33

Parking

  • 2 Car Garage

Interior Spaces

  • 1,316 Sq Ft Home
  • 1.5-Story Property

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1.5 Bathrooms

Unfinished Basement

  • Block Basement Construction
  • Crawl Space

Additional Features

  • 0.33 Acre Lot
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 19035-07-26-301-010

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,411

Year Built

Built in 1895

Lot Details

0

Parking

2

Listing Details

  • Property Class: Residential
  • Type: Residential
  • Style: 1 1/2 Story
  • Legal Description: LOT 8 EX S 273.75' E 8'EX S 273.75' OF LOT 9 OLD LOT 84 NW SW 5878
  • Year Built: 1895
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Included: washer/dryer, stove, refrigerator, dishwasher.
  • Total Bedrooms: 2
  • Total Bathrooms: 1.5
  • Basement: Block, Crawl Space, Unfinished
  • Total Sq Ft: 1316
  • Main Level Sq Ft: 784
  • Sq Ft Above Grade: 1316

Exterior Features

  • Road Frontage: 106

Garage/Parking

  • Internet: Yes
  • Garage Spaces: 2

Lot Info

  • Acres: 0.33
  • Lot Sq Ft: 14522
  • Parcel Number: 19035-07-26-301-010

Tax Info

  • Year: 2019
  • Gross Taxes: 1411
  • Tax Database Id: 1
  • Assessor Parcel Number: 19035-07-26-301-010

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 13, 2020
Sold by
Fitzgerald Heather L
Bought by
Cedar Michael James
Current Estimated Value
$115,647

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Outstanding Balance
$44,493
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$71,154

Purchase Details

Listed on
Jul 29, 2019
Closed on
Sep 16, 2019
Sold by
Stephens Jacqueline M
Bought by
Fitzgerald Heather
Seller's Agent
Stephanie Zarr
EXIT Realty Midwest - Cherokee
Buyer's Agent
Stephanie Zarr
EXIT Realty Midwest - Cherokee
List Price
$69,900
Sold Price
$69,500
Premium/Discount to List
-$400
-0.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.38%
Original Mortgage
$55,600
Interest Rate
3.7%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Apr 19, 2007
Sold by
Federal National Mortgage Association
Bought by
Peterson Lyle D and Peterson Susan K
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cedar Michael James $75,000 None Available
Fitzgerald Heather $69,500 None Available
Peterson Lyle D -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cedar Michael James $50,000
Previous Owner Fitzgerald Heather $55,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/23/2019 09/23/19 Sold $69,500 -0.6% $53 / Sq Ft
08/27/2019 08/27/19 Pending -- -- --
07/29/2019 07/29/19 For Sale $69,900 -- $53 / Sq Ft
Source: Northwest Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,400 $105,880 $18,510 $87,370
2024 $1,400 $94,590 $18,510 $76,080
2023 $1,416 $94,590 $18,510 $76,080
2022 $1,188 $73,520 $13,880 $59,640
2021 $1,188 $73,520 $13,880 $59,640
2020 $1,224 $73,520 $13,880 $59,640
2019 $1,298 $73,520 $0 $0
2018 $1,242 $72,528 $0 $0
2017 $1,266 $72,528 $0 $0
2016 $1,236 $72,528 $0 $0
2015 $1,056 $61,990 $0 $0
2014 $1,096 $61,990 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Zarr

    Seller's Agent in 2019

    Stephanie Zarr

    EXIT Realty Midwest - Cherokee

    (712) 229-1854

    132 in this area

    177 Total Sales

    Stephanie Zarr
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Map

Source: Northwest Iowa Regional Board of REALTORS®

MLS Number: 805992

Northwest Iowa Regional Board of REALTORS®

APN: 7-26-301-010

Iowa Cherokee County Cherokee 51012

445 Spruce St, Cherokee, IA

Not Listed for Sale

Detached

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Northwest Iowa Regional Board of REALTORS® Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.

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