Seller's Agent in 2021
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
(407) 873-7803
22 in this area
99 Total Sales
445 Virginia Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated Value: $388,000 - $412,000
3
Beds
2
Baths
1,876
Sq Ft
$213/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Bonus Room
- Solid Surface Countertops
- Contemporary Architecture
- Corner Lot
- No HOA
About This Home
As of August 2021Beautiful pool home with all the updates, upgrades and conveniences you can think of! Three bedrooms, two full baths, plus converted garage with bonus room inside. Park the car, enter the side door by the driveway and see the heart and main hub of the home, the fully renovated kitchen. You will love cooking for family and friends here. Expansive quartz counter peninsula with seating, lots of new white cabinetry, large closet pantry, and all appliances will stay, including the washer and dryer. With the right offer, seller will also leave the chest freezer in the kitchen. To the right is the garage, a portion has been converted to a bonus room with heat and a/c. Back in the kitchen, to the left is the dining room, which is open to the living room with crown molding, and plenty of space for your furniture. Two picture windows really let in the light. All three bedrooms are down the hall. The main bedroom features a large closet and private bath with step-in shower. The two secondary bedrooms share the second full bath, with quartz counter, convenient step-in bathtub, and space for a makeup station/vanity chair. Back in the kitchen exit the new door and glass storm door to the screened covered back porch with tiled flooring. You will enjoy sitting out here, with lovely view of the pool, with palm trees and privacy fencing. There is an open tiled patio, perfect for the BBQ. The large pool has plenty of space on the deck for your patio furniture. The shed in the side yard will stay. New roof and also solar panels to save on your power bill were installed in 2019. New features include A/C in 2016, hot water heater, all windows and doors and storm doors. Owned water conditioning system will convey. Fresh paint on the interior and exterior. This lovely home is located on a corner lot 5 blocks from E Lake Toho, a popular fishing and boating lake, with walking path, marina and restaurant, splashpad and playground, and year-round outdoor events for all. A short drive gets you to Orlando Int'l Airport, or the ever-popular Central Florida theme parks. To the east is Cocoa Beach and the Atlantic Ocean, go west to Tampa/St. Pete and the Gulf of Mexico. Move to St. Cloud and be close to the action, but away from the crowd!
Last Agent to Sell the Property
ASSIST 2 SELL ACE FULL SERVICE REALTY License #676753 Listed on: 07/13/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,232
Year Built
- Built in 1981
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 75x150
- West Facing Home
- Wood Fence
- Mature Landscaping
- Corner Lot
- Level Lot
- Property is zoned SR1A
Parking
- 2 Car Attached Garage
- Converted Garage
- Garage Door Opener
- Driveway
- Open Parking
Home Design
- Contemporary Architecture
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,876 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Bonus Room
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Disposal
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Pool
- In Ground Pool
- Gunite Pool
Outdoor Features
- Covered Patio or Porch
- Shed
Utilities
- Central Heating and Cooling System
- High Speed Internet
Additional Features
- Solar Water Heater
- City Lot
Community Details
- No Home Owners Association
- Galion Gardens Resub Subdivision
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Legal Lot and Block 11 / 367
- Assessor Parcel Number 01-26-30-0001-0367-0110
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 13, 2021
Closed on
Aug 30, 2021
Sold by
Pella Anthony
Bought by
Mortimer Christine
Seller's Agent
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
Buyer's Agent
Ashley Fisak
COLDWELL BANKER RESIDENTIAL RE
List Price
$320,000
Sold Price
$327,000
Premium/Discount to List
$7,000
2.19%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,376
Avg. Annual Appreciation
4.80%
Original Mortgage
$319,413
Outstanding Balance
$289,372
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$111,004
Purchase Details
Closed on
May 16, 2019
Sold by
Mcconahay Rhonda O
Bought by
Pella Anthony
Purchase Details
Closed on
Jul 11, 2016
Sold by
Bledsoe Olive H
Bought by
Mcconahay Rhonda O
Purchase Details
Closed on
Jul 1, 2016
Bought by
Bledsoe Olive H Rle
Purchase Details
Closed on
Jul 20, 2015
Sold by
Pella Anthony R
Bought by
Bledsoe Olive H and Pella Anthony R
Purchase Details
Closed on
Feb 22, 2013
Sold by
Turbeville Laura
Bought by
Pella Anthony R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
3.43%
Mortgage Type
VA
Purchase Details
Closed on
Oct 26, 2012
Sold by
Turbeville Steve A and Riddle Laura L
Bought by
Turbeville Laura
Purchase Details
Closed on
May 31, 1996
Sold by
Moore Brian E and Moore Beverly K
Bought by
Turbeville Steve E and Riddle Laura L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,300
Interest Rate
7.93%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mortimer Christine | $327,000 | Stewart Title Company | |
| Pella Anthony | -- | Attorney | |
| Mcconahay Rhonda O | -- | Attorney | |
| Bledsoe Olive H Rle | $100 | -- | |
| Bledsoe Olive H | $66,800 | None Available | |
| Pella Anthony R | $141,000 | Stewart Approved Title Inc | |
| Turbeville Laura | -- | Attorney | |
| Turbeville Steve E | $91,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mortimer Christine | $319,413 | |
| Previous Owner | Pella Anthony R | $140,000 | |
| Previous Owner | Turbeville Steve E | $87,300 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/30/2021 08/30/21 | Sold | $327,000 | +2.2% | $174 / Sq Ft |
| 07/14/2021 07/14/21 | Pending | -- | -- | -- |
| 07/13/2021 07/13/21 | For Sale | $320,000 | -- | $171 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,270 | $347,367 | -- | -- |
| 2024 | $5,144 | $337,578 | -- | -- |
| 2023 | $5,144 | $327,746 | $0 | $0 |
| 2022 | $4,975 | $318,200 | $45,000 | $273,200 |
| 2021 | $2,281 | $170,550 | $0 | $0 |
| 2020 | $2,232 | $161,525 | $0 | $0 |
| 2019 | $2,087 | $150,489 | $0 | $0 |
| 2018 | $2,057 | $147,884 | $0 | $0 |
| 2017 | $1,936 | $137,630 | $0 | $0 |
| 2016 | $1,848 | $131,403 | $0 | $0 |
| 2015 | $1,499 | $120,859 | $0 | $0 |
| 2014 | $1,490 | $119,900 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Don Ruizzo
-
Janice Ruizzo
Seller Co-Listing Agent in 2021
Janice Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
(407) 460-4335
21 in this area
86 Total Sales
-
Ashley Fisak
Buyer's Agent in 2021
Ashley Fisak
COLDWELL BANKER RESIDENTIAL RE
(407) 848-7975
1 in this area
28 Total Sales
Map
Source: Stellar MLS
MLS Number: S5053436
APN: 01-26-30-0001-0367-0110
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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