$390,000
SOLD MAY 9, 2025

446 Chestnut Dr Lusby, MD 20657

5 Beds
3 Baths
2,216 Sq Ft
0.27 Acres

Recently Sold

$176 Per Sq Ft

2% Below List Price

13 Days on Market

Highlights

  • Home fronts navigable water
  • Wood Flooring
  • Heat Pump System
  • Water Access
  • Breakfast Area or Nook

About This Home

As of May 2025

Welcome to this charming 5-bedroom, 3-bathroom home located in the desirable Drum Point community. This spacious home features gleaming hardwood floors at entrance, stairs, living room and hall. The main living area boasts vaulted ceilings, adding to the home's open and airy feel. The kitchen is open to the dining area, making it perfect for entertaining, and it leads out to a great screened-in back porch — perfect for crab feasts! The upper level includes 3 bedrooms and 2 full bathrooms, including an owners suite with private bath. On the lower level, you'll find 2 additional bedrooms and another full bath, with one of the bedrooms offering a private entrance — perfect for guests or a home office. The large deck and fenced-in FLAT backyard are perfect for outdoor entertaining . The community offers exclusive beach access to the scenic Chesapeake Bay, providing you with a peaceful retreat just steps from home. Don't miss out on this incredible opportunity to own a beautiful home on a great lot with access to stunning community amenities.

Last Agent to Sell the Property

Christina Fischer

(443) 532-7257 christinafischerrealestate@outlook.com Coldwell Banker Premier License #593032 Listed on: 03/25/2025

Coldwell Banker Premier

Last Buyer's Agent

Lumpkin Moore

(443) 624-9171 tammylmoorerealtor@gmail.com CENTURY 21 New Millennium License #5013123

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,453

Year Built

  • Built in 1997

Lot Details

  • 0.27 Acre Lot
  • Home fronts navigable water

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Split Foyer
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 2,216 Sq Ft Home
  • Property has 2 Levels
  • Window Treatments
  • Wood Flooring
  • Washer and Dryer Hookup
  • Finished Basement

Kitchen

  • Breakfast Area or Nook
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

Outdoor Features

  • Water Access
  • Property near a bay

Schools

  • Patuxent High School

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Drum Point Subdivision

Listing and Financial Details

  • Tax Lot 24
  • Assessor Parcel Number 0501230794

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,453

Year Built

Built in 1997

Lot Details

0

HOA Fees

$16 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Expected On Market: 2025-03-26
  • Year Built: 1997
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Exhaust Fan, Microwave, Refrigerator, Stove
  • Interior Amenities: Breakfast Area, Window Treatments, Wood Floors
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Fully Finished
  • Basement Finished Percent: 100.00
  • Basement Footprint Percent: 100.00
  • Total Sq Ft: 2216
  • Living Area Sq Ft: 2216
  • Price Per Sq Ft: 180.05
  • Above Grade Finished Sq Ft: 2216
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 188.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent
  • High School: PATUXENT

Lot Info

  • Lot Size Acres: 0.27
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11587.00
  • Zoning: R-1
  • In City Limits: No

Green Features

  • R Factor Basement: R19

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3453.00
  • Assessor Parcel Number: 0501230794
  • Tax Lot: 24
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 25, 2025
Closed on
May 9, 2025
Sold by
Hotchkiss Donald Shane and Posey Shaina E
Bought by
Mister Jessica and Mister Anna
Seller's Agent
Christina Fischer
Coldwell Banker Premier
Buyer's Agent
Lumpkin Moore
CENTURY 21 New Millennium
List Price
$399,000
Sold Price
$390,000
Premium/Discount to List
-$9,000
-2.26%
Views
123
Current Estimated Value
$392,026

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,026
Avg. Annual Appreciation
0.76%
Original Mortgage
$19,146
Outstanding Balance
$19,061
Interest Rate
6.62%
Estimated Equity
$372,965

Purchase Details

Listed on
Feb 1, 2017
Closed on
Mar 31, 2017
Sold by
Worsham John W
Bought by
Hotchkiss Donald S
Seller's Agent
Kelly Padgett
CENTURY 21 New Millennium
Buyer's Agent
Christina Fischer
Coldwell Banker Premier
List Price
$259,900
Sold Price
$259,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.13%
Original Mortgage
$249,900
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 17, 2010
Sold by
Bishop Robert and Bishop Karen Ann
Bought by
Worsham John W

Purchase Details

Closed on
Sep 29, 2009
Sold by
Bishop Robert
Bought by
Bishop Robert and Bishop Karen Ann

Purchase Details

Closed on
May 5, 2006
Sold by
Jones Joseph R and Jones Pamela A
Bought by
Bishop Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,200
Interest Rate
6.34%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Apr 21, 2006
Sold by
Jones Joseph R and Jones Pamela A
Bought by
Bishop Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$23,200
Interest Rate
6.34%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jan 13, 2003
Sold by
Lalka Richard Claude
Bought by
Jones Joseph R and Jones Pamela A

Purchase Details

Closed on
May 14, 1997
Sold by
Vincent B Goldsmith Inc
Bought by
Lalka Richard Claude and Lalka Lynette M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $390,000 Interstate Title
Deed $390,000 Interstate Title
Deed $259,900 Interstate Title & Escrow Ll
Deed $239,000 --
Deed -- --
Deed $232,000 --
Deed $232,000 --
Deed $169,900 --
Deed $115,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $19,146 No Value Available
Closed $19,146 No Value Available
Open $382,936 FHA
Closed $382,936 New Conventional
Previous Owner $249,900 New Conventional
Previous Owner $23,200 Stand Alone Second
Previous Owner $185,600 Purchase Money Mortgage
Previous Owner $185,600 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/09/2025 05/09/25 Sold $390,000 -2.3% $176 / Sq Ft
03/25/2025 03/25/25 For Sale $399,000 +53.5% $180 / Sq Ft
03/31/2017 03/31/17 Sold $259,900 0.0% $128 / Sq Ft View Prior Sale
02/22/2017 02/22/17 Pending -- -- --
02/01/2017 02/01/17 For Sale $259,900 -- $128 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,698 $305,967 $0 $0
2024 $3,435 $282,033 $0 $0
2023 $3,071 $258,100 $78,700 $179,400
2022 $2,614 $251,567 $0 $0
2021 $6,000 $245,033 $0 $0
2020 $2,810 $238,500 $78,700 $159,800
2019 $2,421 $230,767 $0 $0
2018 $2,340 $223,033 $0 $0
2017 $2,548 $215,300 $0 $0
2016 -- $211,500 $0 $0
2015 $2,799 $207,700 $0 $0
2014 $2,799 $203,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2020178

Bright MLS

APN: 01-230794