NOT LISTED FOR SALE

446 Lora St Neptune Beach, FL 32266

Estimated Value: $536,000 - $729,000

3 Beds
1 Bath
1,092 Sq Ft
$599/Sq Ft Est. Value

Last Sold July 27, 2020

Last sale price $420,000 $385 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $4,350/month

22 Days on Market

Highlights

  • Deck
  • No HOA
  • Patio
  • Duncan U. Fletcher High School Rated A-
  • Eat-In Kitchen
  • 5-minute walk to Jarboe Park

About This Home

As of July 2020

Perfect Beach Bungalow in Neptune Beach! Just steps to the ocean and a short bike ride to the Beaches Town Center for shopping, dining, and entertainment. This remodeled home features updated flooring, stainless steel appliances, updated vinyl windows, newer pavers and landscaping, a remodeled kitchen with tons of storage, added recessed lighting, and a freshly painted interior. Large back yard great for entertaining. Plenty of room to expand floor plan or add a pool if desired.

Last Agent to Sell the Property

Wesley Mock

BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY License #3287387 Listed on: 06/10/2020

Last Buyer's Agent

Cyanne Goodwin

ENGEL & VOLKERS FIRST COAST License #3192004

ENGEL & VOLKERS FIRST COAST

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,514

Year Built

  • Built in 1953

Lot Details

  • Lot Dimensions are 72' x 118'
  • Back Yard Fenced
  • Front and Back Yard Sprinklers

Home Design

  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,092 Sq Ft Home
  • Tile Flooring

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Ice Maker

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Additional Parking

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Deck
  • Patio

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Neptune Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1730640000

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,514

Year Built

Built in 1953

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Year Built: 1953
  • Property Sub Type: Single Family Residence
  • Lot Size: 72' x 118'
  • Subdivision Name: Neptune Beach
  • Efficiency: Windows
  • General Property Information Living Area2: 1092.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information Carport Spaces2: 1.0
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • Appliances Microwave: Yes
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Fencing Back Yard: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Eat-in Kitchen, Primary Bathroom - Tub with Shower, Primary Downstairs
  • Major Appliances: Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Washer
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Tile
  • Living Area: 1092.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances:Ice Maker: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Eat-in Kitchen: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: None
  • Construction Type: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Deck, Patio
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Deck: Yes
  • Construction Materials:Block: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Additional Parking
  • Parking Features:Additional Parking: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee Frequency: One Time
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No
  • General Property Information:Association Fee Frequency: One Time

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 1730640000

Green Features

  • Green Energy Efficient:Windows: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 10, 2020
Closed on
Jul 27, 2020
Sold by
Burgess Robert Carter and Burgess Antoinette
Bought by
Ghandour Tarek and Ghandour Deborah Lane
Seller's Agent
Wesley Mock
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Buyer's Agent
Cyanne Goodwin
ENGEL & VOLKERS FIRST COAST
List Price
$425,000
Sold Price
$420,000
Premium/Discount to List
-$5,000
-1.18%
Current Estimated Value
$654,095

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$234,095
Avg. Annual Appreciation
9.09%
Original Mortgage
$336,000
Outstanding Balance
$299,268
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$354,827

Purchase Details

Closed on
Sep 21, 2011
Sold by
Burgess Robert Carter and Burgess Antoinette
Bought by
Burgess Robert Carter and Burgess Antoinette

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,247
Interest Rate
4.26%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Jun 30, 2009
Sold by
Thrift Michael L
Bought by
Burgess Robert Carter and Magli Antoinette

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
4.88%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 7, 2006
Sold by
Kenna Thomas Michael
Bought by
Thrift Michael L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,500
Interest Rate
6.51%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ghandour Tarek $420,000 Gibraltar Title Services Llc
Burgess Robert Carter -- Attorney
Burgess Robert Carter $260,000 Ponte Vedra Title Llc
Thrift Michael L $330,000 Ponte Vedra Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ghandour Tarek $336,000
Previous Owner Burgess Antoinette $312,000
Previous Owner Burgess Robert C $174,250
Previous Owner Burgess Robert Carter $202,247
Previous Owner Burgess Robert Carter $208,000
Previous Owner Thrift Michael L $247,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/17/2023 12/17/23 Off Market $420,000 -- --
07/27/2020 07/27/20 Sold $420,000 -1.2% $385 / Sq Ft
07/02/2020 07/02/20 Pending -- -- --
06/10/2020 06/10/20 For Sale $425,000 -- $389 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,514 $547,449 -- --
2024 $9,191 $590,030 $410,400 $179,630
2023 $9,191 $613,091 $424,080 $189,011
2022 $6,563 $407,336 $273,600 $133,736
2021 $5,952 $338,672 $239,400 $99,272
2020 $2,770 $198,325 $0 $0
2019 $2,735 $193,867 $0 $0
2018 $2,696 $190,253 $0 $0
2017 $2,658 $186,340 $0 $0
2016 $2,640 $182,508 $0 $0
2015 $2,667 $181,240 $0 $0
2014 $2,671 $179,802 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 1057786

realMLS (Northeast Florida Multiple Listing Service)

APN: 173064-0000