Seller's Agent in 2025
Michael Fish
MN Real Estate and Management LLC
(218) 232-7079
36 Total Sales
44656 Virgo Rd Onamia, MN 56359
2
Beds
2
Baths
864
Sq Ft
0.3
Acres
Highlights
- 86 Feet of Waterfront
- Porch
- Living Room
- No HOA
- 1 Car Attached Garage
- 1-Story Property
About This Home
As of July 2025Seller are putting on a brand new roof in the next two weeks! This charming two-bedroom, two-bath lake home sits right on the shores of Mille Lacs Lake, offering an unbeatable up-north feel with beautiful woodwork throughout. A rare find with its sandy swimming beach, the home is just steps from the water and features a fantastic lakeside porch for taking in the views. An attached garage adds convenience, while a separate bunkhouse provides extra space for guests.
Being sold fully furnished, this property is ready to enjoy immediately. Whether you're spending the day on the water or relaxing by the fire, it’s the perfect spot to make memories. The sellers are also offering a pontoon for sale separately, making it easy to start your lakefront lifestyle.
Last Agent to Sell the Property
MN Real Estate and Management LLC Listed on: 02/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,806
Year Built
- Built in 1992
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 55x142x86x125
- 86 Feet of Waterfront
- Lake Front
- Irregular Lot
- Zoning described as Shoreline
Parking
- 1 Car Attached Garage
Home Design
- Vinyl Siding
Interior Spaces
- 864 Sq Ft Home
- 1-Story Property
- Free Standing Fireplace
- Living Room
- Dining Room
Kitchen
- Range
- Microwave
- Freezer
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Porch
Utilities
- No Cooling
- Baseboard Heating
- Drilled Well
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 091210900
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 28, 2025
Closed on
Jul 9, 2025
Sold by
Gergen Paul A and Gergen Shirley M
Bought by
Venugopal Vivek and Venugopal Vivek Sithara
Seller's Agent
Michael Fish
MN Real Estate and Management LLC
Buyer's Agent
Dave Strunk
RE/MAX Results
List Price
$399,000
Sold Price
$342,500
Premium/Discount to List
-$56,500
-14.16%
Views
4530
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,837
Avg. Annual Appreciation
10.10%
Original Mortgage
$256,875
Outstanding Balance
$256,433
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$101,904
Purchase Details
Closed on
Aug 26, 2011
Sold by
Graff John
Bought by
Gergen Paul A and Gergen Shirley M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $342,500 | Partners Title | |
| Warranty Deed | $160,000 | Dca Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $256,875 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $342,500 | 0.0% | $396 / Sq Ft |
| 06/23/2025 06/23/25 | Pending | -- | -- | -- |
| 06/13/2025 06/13/25 | Off Market | $342,500 | -- | -- |
| 05/23/2025 05/23/25 | Price Changed | $349,000 | -6.9% | $404 / Sq Ft |
| 03/21/2025 03/21/25 | Price Changed | $375,000 | -6.0% | $434 / Sq Ft |
| 02/28/2025 02/28/25 | For Sale | $399,000 | -- | $462 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,716 | $290,700 | $156,300 | $134,400 |
| 2024 | $2,806 | $279,100 | $148,600 | $130,500 |
| 2023 | $2,682 | $294,600 | $148,600 | $146,000 |
| 2022 | $2,510 | $266,400 | $138,800 | $127,600 |
| 2021 | $2,206 | $203,000 | $120,500 | $82,500 |
| 2020 | $2,202 | $182,000 | $111,900 | $70,100 |
| 2019 | $2,218 | $169,700 | $109,100 | $60,600 |
| 2018 | $2,238 | $171,200 | $109,100 | $62,100 |
| 2017 | $2,240 | $171,200 | $105,100 | $66,100 |
| 2016 | $2,664 | $0 | $0 | $0 |
| 2015 | $2,692 | $0 | $0 | $0 |
| 2014 | $2,692 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Fish
-
Dave Strunk
Buyer's Agent in 2025
Dave Strunk
RE/MAX Results
(763) 639-3539
19 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6677370
APN: 09-121-0900
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