$269,000
- 4 Beds
- 2.5 Baths
- 1,700 Sq Ft
- 395 S Elm St
- Commerce, GA
Come check out this newly updated home. Seller will do owner financing with 20% down. Sold as is condition
Jaime Torres La Villa Realty
447 Ridge Mill Ln Commerce, GA 30529
4
Beds
3.5
Baths
2,563
Sq Ft
0.76
Acres
Highlights
- Deck
- Wood Flooring
- Fenced Yard
- East Jackson Elementary School Rated A-
- Screened Porch
- 2 Car Attached Garage
About This Home
As of July 2023Lots of features in this home for the money. Granite countertops in the kitchen, hardwood floors on main living areas, porch w/vaulted ceiling and stone fireplace, fireplace in great room, master suite on main w/spacious bath, double vanities, garden tub, step-in shower, large closet. Upstairs features 3 bedrooms/2 bths plus a bonus area. Full unfinished basement is stubbed and has outside access. Fully fenced backyard is perfect for pets, garden, or children. This is a Fannie Mae Homepath property. Purchase this property for as little as 5% down. The property is approved for HomePath Mortgage and Homepath Renovation Mortgage Financing. Please call you local lender for details.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,403
Year Built
- Built in 2006
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Brick Exterior Construction
Interior Spaces
- 2-Story Property
- Screened Porch
- Basement Fills Entire Space Under The House
Kitchen
- Oven
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
Schools
- East Jackson Elementary School
- East Jackson Co. Middle School
- East Jackson High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Septic Tank
Additional Features
- Deck
- Fenced Yard
Community Details
- Ridge Mill Manor Subdivision
Listing and Financial Details
- Assessor Parcel Number 024C 035
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 12, 2023
Closed on
Jul 3, 2023
Sold by
Morris William W
Bought by
Westbrooks Matthew
Seller's Agent
Haley Smith
RE/MAX Signature
Buyer's Agent
Melissa Kenck
Keller Williams Realty
List Price
$498,000
Sold Price
$495,000
Premium/Discount to List
-$3,000
-0.6%
Views
49
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,177
Avg. Annual Appreciation
4.96%
Original Mortgage
$325,000
Outstanding Balance
$318,515
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$228,662
Purchase Details
Listed on
May 12, 2023
Closed on
Jun 3, 2023
Sold by
Morris William W
Bought by
Westbrooks Holley
Seller's Agent
Haley Smith
RE/MAX Signature
Buyer's Agent
Melissa Kenck
Keller Williams Realty
List Price
$498,000
Sold Price
$495,000
Premium/Discount to List
-$3,000
-0.6%
Views
49
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$325,000
Outstanding Balance
$318,515
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$228,662
Purchase Details
Listed on
Jan 8, 2022
Closed on
Feb 23, 2022
Sold by
Minish Ashley Hulsey
Bought by
Morris William W and Morris Tracie R
Seller's Agent
Olivia Freeman
Green Leaf Realty Firm
Buyer's Agent
Haley Smith
RE/MAX Signature
List Price
$415,000
Sold Price
$400,000
Premium/Discount to List
-$15,000
-3.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.10%
Original Mortgage
$350,000
Interest Rate
3.92%
Mortgage Type
Cash
Purchase Details
Closed on
Mar 1, 2021
Sold by
Burke Ashley H
Bought by
Minish Ashley Hulsey
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,400
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
May 12, 2014
Closed on
Jun 30, 2014
Sold by
Federal National Mortgage Association
Bought by
Burke Ashley H
List Price
$209,900
Sold Price
$216,777
Premium/Discount to List
$6,877
3.28%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.72%
Original Mortgage
$205,938
Interest Rate
4.17%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 24, 2014
Sold by
Whitley Steve
Bought by
Laski Arkadiusz
Purchase Details
Closed on
Apr 14, 2014
Sold by
Whitley Stephen B
Bought by
Federal National Mtg Associati
Purchase Details
Closed on
Jun 22, 2007
Sold by
Not Provided
Bought by
Whitley Stephen B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$289,900
Interest Rate
6.35%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 21, 2005
Sold by
Hoods Mill Development Inc
Bought by
Solid Construction Services Ll
Purchase Details
Closed on
Oct 25, 2002
Sold by
Lovel Fred Etal
Bought by
Hoods Mill Development Inc
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Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $495,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $400,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $216,777 | -- | |
| Warranty Deed | $10,000 | -- | |
| Foreclosure Deed | -- | -- | |
| Deed | $289,900 | -- | |
| Deed | $135,000 | -- | |
| Deed | $911,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $325,000 | New Conventional | |
| Previous Owner | $350,000 | Cash | |
| Previous Owner | $195,400 | New Conventional | |
| Previous Owner | $202,400 | New Conventional | |
| Previous Owner | $205,938 | New Conventional | |
| Previous Owner | $289,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2023 07/03/23 | Sold | $495,000 | -0.6% | $139 / Sq Ft |
| 05/17/2023 05/17/23 | Pending | -- | -- | -- |
| 05/12/2023 05/12/23 | For Sale | $498,000 | +24.5% | $140 / Sq Ft |
| 02/23/2022 02/23/22 | Sold | $400,000 | -3.6% | $156 / Sq Ft |
| 01/08/2022 01/08/22 | For Sale | $415,000 | +91.4% | $162 / Sq Ft |
| 01/07/2022 01/07/22 | Pending | -- | -- | -- |
| 06/30/2014 06/30/14 | Sold | $216,777 | +3.3% | $85 / Sq Ft |
| 05/31/2014 05/31/14 | Pending | -- | -- | -- |
| 05/12/2014 05/12/14 | For Sale | $209,900 | -- | $82 / Sq Ft |
Source: Savannah Multi-List Corporation
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,943 | $193,240 | $24,000 | $169,240 |
| 2023 | $4,943 | $174,760 | $24,000 | $150,760 |
| 2022 | $4,266 | $145,960 | $24,000 | $121,960 |
| 2021 | $4,237 | $143,960 | $22,000 | $121,960 |
| 2020 | $3,681 | $113,800 | $22,000 | $91,800 |
| 2019 | $3,478 | $105,800 | $14,000 | $91,800 |
| 2018 | $3,383 | $101,400 | $14,000 | $87,400 |
| 2017 | $3,272 | $97,170 | $20,000 | $77,170 |
| 2016 | $3,290 | $97,170 | $20,000 | $77,170 |
| 2015 | $2,957 | $90,162 | $6,000 | $84,162 |
| 2014 | $2,594 | $77,037 | $6,000 | $71,037 |
| 2013 | -- | $72,858 | $6,000 | $66,858 |
Source: Public Records
Agents Affiliated with this Home
-
Haley Smith
Seller's Agent in 2023
Haley Smith
RE/MAX Signature
(706) 207-0083
132 Total Sales
-
Melissa Kenck
Buyer's Agent in 2023
Melissa Kenck
Keller Williams Realty
(770) 714-9211
50 Total Sales
-
Olivia Freeman
Seller's Agent in 2022
Olivia Freeman
Green Leaf Realty Firm
(678) 622-0877
84 Total Sales
-
Charles Smith
Seller Co-Listing Agent in 2022
Charles Smith
Green Leaf Realty Firm
(706) 410-5787
45 Total Sales
Map
Source: Savannah Multi-List Corporation
MLS Number: CM938635
APN: 024C-035
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Information is deemed reliable but not guaranteed.
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