$530,000
SOLD NOV 25, 2020

448 Islebay Dr Apollo Beach, FL 33572

4 Beds
2.5 Baths
2,591 Sq Ft
8,142 Sq Ft Lot

Recently Sold

$205 Per Sq Ft

4% Below List Price

17 Days on Market

Highlights

  • 60 Feet of Waterfront
  • Public Boat Ramp
  • Dock made with wood
  • Apollo Beach Elementary School Rated A-
  • Water access To Gulf or Ocean
  • Boat Lift

About This Home

As of May 2022

This beautiful two story waterfront home in Mirabay is just what you've been waiting for! Sit on the front porch and enjoy coffee or a glass of wine as you look across the open space at the water, with no neighbors across the street. As you enter the front door from the front porch that has been covered with beautiful pavers, you walk past the office/study and dining room into the family room and kitchen area. This open concept plan has the master on the first floor and double french doors out to the HUGE back lanai and backyard that has gorgeous pavers with a built in spa that overlooks the water and the boat lift. Drop the lift and hop on your 17ft boat and head out to a day of boating and fishing on Tampa Bay! When you come in, jump in the spa to cool down or heat up! After you've relaxed a bit, head in to the Great room where the chef of the house is cooking up your fresh catch of the day! All of your guests can stay upstairs where there are three bedrooms and a full bath. This home is built for entertaining and living the coastal lifestyle that is Mirabay. Situated on one of the few oversized lots in Mirabay, this meticulously maintained home is just waiting for it's new owners to move in! Check it out and you'll see... you are home.

Last Agent to Sell the Property

Michele Herndon

KELLER WILLIAMS SOUTH TAMPA License #3178936 Listed on: 10/08/2020

KELLER WILLIAMS SOUTH TAMPA

Last Buyer's Agent

Aaron Almeida

CORNERSTONE PREMIER REALTY LLC License #3429260

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,798

Year Built

  • Built in 2004

Lot Details

  • 8,142 Sq Ft Lot
  • Lot Dimensions are 71.54x119
  • 60 Feet of Waterfront
  • Property fronts a saltwater canal
  • South Facing Home
  • Metered Sprinkler System
  • Property is zoned PD

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Florida Architecture
  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,591 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Blinds
  • Sliding Doors
  • Great Room
  • Formal Dining Room
  • Den
  • Inside Utility
  • Laundry Room
  • Canal Views
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Pool

  • Heated Spa
  • In Ground Spa

Outdoor Features

  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Seawall
  • Boat Lift
  • Dock made with wood
  • Covered Patio or Porch

Schools

  • Apollo Beach Elementary School
  • Eisenhower Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • Gas Water Heater
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Down Payment Assistance Available
  • Homestead Exemption
  • Visit Down Payment Resource Website
  • Legal Lot and Block 24 / 23
  • Assessor Parcel Number U-29-31-19-648-000023-00024.0
  • $3,271 per year additional tax assessments

Community Details

Overview

  • Rizzetta & Company, Inc. /Catherine Gangloff Association, Phone Number (813) 497-8139
  • Built by MORRISON
  • Mirabay Ph 1B 1/2A 1/3B 1 Subdivision, Biscayne Floorplan
  • The community has rules related to deed restrictions, vehicle restrictions

Recreation

  • Public Boat Ramp
  • Boat Ramp
  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,798

Year Built

Built in 2004

Lot Details

0

HOA Fees

$11 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Stucco, Wood Frame
  • Fireplace: No
  • Living Area: 2591
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 2004
  • Building Area Total: 3504
  • Lot Size Sq Ft: 8142
  • Directions to Property: I-75 South to Exit 246 Apollo Beach West, South on US Hwy 41 for approximately 4 miles to Mirabay Blvd W, continue straight to guard gate. Follow Mirabay Blvd, then turn right on Islebay Dr. House is on the left.
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3269235?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/T3269235?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 0 to less than 1/4
  • Unit Number Y N: No
  • Call Center Phone Number: 800-746-9464
  • Ratio: Close Price\List Price: 0.97786
  • Price per Sq Ft: 204.55
  • Close to Original List Price Ratio: 0.96364
  • Ratio: Current Price\Building Area Total: 151.26
  • View: Yes
  • Ownership: Fee Simple
  • Tax Year: 2019
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built in Features, Eating Space In Kitchen, Master Bedroom Main Floor, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Two
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 2
  • Window Features: Blinds
  • Street Number Modifier: 448
  • Room Count: 8
  • Additional Rooms: Den/Library/Office, Formal Dining Room Separate, Great Room, Inside Utility

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio, Rear Porch
  • Road Surface Type: Paved
  • Water View: Canal
  • Water Access: Bay/Harbor, Canal - Saltwater, Gulf/Ocean
  • Water Extras: Dock - Wood, Lift, Seawall - Other
  • Water View Y N: Yes
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Waterfront Frontage: 60
  • Water Frontage Feet Canal Salt: 60
  • Disclosures: HOA/PUD/Condo Disclosure, Other, Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Covered Parking Spaces: 2
  • Open Parking: No

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Connected, Fiber Optics, Natural Gas Connected, Sewer Connected, Sprinkler Meter, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public
  • Public Remarks Required: One or more photo(s) has been virtually staged.
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Community Boat Ramp, Deed Restrictions, Fishing, Fitness, Gated Community, Playground, Pool, Public Boat Ramp, Tennis Courts, Water Access, Waterfront
  • Association Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball Court(s), Playground, Pool, Private Boat Ramp, Recreation Facilities, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 126.5
  • Association Fee Frequency: Annually
  • Association Name: Rizzetta & Company, Inc. /Catherine Gangloff
  • Phone: 813-497-8139
  • Association: Yes
  • Security: Gated Community, Security System
  • Senior Community: No
  • Association Email: cgangloff@rizzetta.com
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 126.5
  • Monthly HOA Fee: 10.54
  • Total Monthly Fees: 10.54

Schools

  • Elementary School: Apollo Beach-HB
  • High School: Lennard-HB
  • Middle Or Junior School: Eisenhower-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-29-31-19-648-000023-00024.0
  • Additional Parcels: No
  • Lot Features: Sidewalk
  • Lot Dimensions: 71.54x119
  • Flood Zone Code: AE

Building Info

  • Builder Name: MORRISON

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: No Minimum
  • Pet Restrictions: See HOA Restrictions.
  • Lease Restrictions Y N: No
  • Additional Lease Restrictions: See HOA Restrictions.

Tax Info

  • Tax Annual Amount: 8798.22
  • Tax Block: 23
  • Tax Book Number: 94-41
  • Tax Lot: 24
  • Tax Other Annual Assessment Amount: 3271

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2022
Closed on
May 31, 2022
Sold by
Manuel Valdes Jr and Manuel Shalini
Bought by
Gregory S And Janean K Emond Revocable Trust
Seller's Agent
Christine Nargi
KELLER WILLIAMS SOUTH SHORE
Buyer's Agent
Mary Renfroe
PREMIER SOTHEBYS INTL REALTY
List Price
$980,000
Sold Price
$985,000
Premium/Discount to List
$5,000
0.51%
Current Estimated Value
$959,632

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$25,368
Avg. Annual Appreciation
-0.79%
Original Mortgage
$689,500
Outstanding Balance
$655,082
Interest Rate
5.1%
Mortgage Type
New Conventional
Estimated Equity
$304,550

Purchase Details

Listed on
Oct 8, 2020
Closed on
Nov 25, 2020
Sold by
Combs Family Living Trust and Combs Livia A
Bought by
Valdes Manuel and Gali Shalini
Seller's Agent
Michele Herndon
KELLER WILLIAMS SOUTH TAMPA
Buyer's Agent
Aaron Almeida
CORNERSTONE PREMIER REALTY LLC
List Price
$550,000
Sold Price
$530,000
Premium/Discount to List
-$20,000
-3.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
51.16%
Original Mortgage
$522,139
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Closed on
May 1, 2015
Sold by
Combs Carl and Combs Livia
Bought by
Combs Family Inc

Purchase Details

Closed on
Sep 28, 2011
Sold by
Combs Carl D and Combs Livia A
Bought by
The Combs Family Trust

Purchase Details

Closed on
Aug 16, 2006
Sold by
Moore Timothy and Moore Elizabeth
Bought by
Combs Carl D and Combs Livia A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
6.67%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 24, 2004
Sold by
Morrison Homes Inc
Bought by
Moore Timothy and Moore Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$328,903
Interest Rate
5.12%
Mortgage Type
Unknown
Source: Public Records

Similar Homes in the area

  • 624 Winterside Dr, Apollo Beach, FL 33572

    $610,000

    • 3 Beds
    • 3 Baths
    • 2,558 Sq Ft
    • 624 Winterside Dr
    • Apollo Beach, FL

    624 Winterside Drive | 4 Beds | 3 Baths | 3-Car Garage | 2,558 Sq Ft | WestBay Nantucket Floor Plan | Built 2014 | New Roof 2025Welcome to 624 Winterside Drive, a beautifully maintained WestBay-built Nantucket floor plan located in the Bay Breeze enclave of MiraBay. This 2,558 sq ft home offers 4 bedrooms, 3 full bathrooms, and a 3-car garage, all thoughtfully designed for comfortable

    Shawna Calvert ALIGN RIGHT REALTY SOUTH SHORE

    Section Image
  • 6428 Sunset Bay Cir, Apollo Beach, FL 33572

    $598,000

    • 3 Beds
    • 3 Baths
    • 2,350 Sq Ft
    • 6428 Sunset Bay Cir
    • Apollo Beach, FL

    6428 Sunset Bay Cir, Apollo Beach, FL 33572 | 3 Beds | 2.5 Baths | 2,350 Sq Ft | End-Unit Townhome with Water Views | 3-Car Tandem Garage This spacious canal-front townhome in the gated community of Sunset Bay offers 3 bedrooms, 2.5 bathrooms, and 2,350 square feet across three levels-with a rare 3-car tandem garage. Enjoy peaceful views of the saltwater canal and pond from your screened patio or

    Shawna Calvert

    Section Image
  • 931 Signet Dr, Apollo Beach, FL 33572

    $535,900

    • 4 Beds
    • 2.5 Baths
    • 2,410 Sq Ft
    • 931 Signet Dr
    • Apollo Beach, FL

    MOTIVATED SELLER! PRICED RIGHT FOR QUICK SALE! LOW HOA FEES. INVESTOR OPPORTUNITY! Do not miss this exceptional opportunity to own a spacious 4-bedroom, 2.5-bath, 2,410 sq. ft. home in the highly desirable Mira bay Marisol Pointe 50 community of Apollo Beach. Designed for modern living, this home features smart home upgrades including Z-Wave door locks, thermostats, switches, and a Skybell

    Denise Steffel SASSO REALTY INVESTMENTS, LLC

    Section Image
  • 811 Eagle Ln, Apollo Beach, FL 33572

    $449,000

    • 3 Beds
    • 2 Baths
    • 1,780 Sq Ft
    • 811 Eagle Ln
    • Apollo Beach, FL

    PRICE DROP! Buy, Invest, or vacation Home!!! NEW ROOF March 2025!!! Charming 3/2 POOL Home in the Heart of Apollo Beach – pond, golf course views and NO backyard neighbors! FREE 1 Year Home Warranty or Appraisal (when buyers use sellers preferred lender) Discover this well-maintained 3-bedroom, 2-bath pool home nestled in the heart of Apollo Beach, offering stunning views. Situated on an

    Lisa Tackus ALIGN RIGHT REALTY RIVERVIEW

    Section Image
  • 197 Rain Berry Ave, Ruskin, FL 33570

    $439,900

    • 4 Beds
    • 3 Baths
    • 2,557 Sq Ft
    • 197 Rain Berry Ave
    • Ruskin, FL

    Welcome to this beautiful home in the highly sought-after Osprey Reserves community in Ruskin, Florida. This spacious 4-bedroom, 3-bathroom home offers the perfect balance of modern amenities and peaceful living. The open-concept floor plan features a large living area that seamlessly flows into the dining space, ideal for both family gatherings and entertaining guests. The kitchen is a chef’s

    Jai Towns LPT REALTY, LLC

    Section Image
  • 7616 Paradiso Dr, Apollo Beach, FL 33572

    $595,000

    • 4 Beds
    • 3 Baths
    • 2,617 Sq Ft
    • 7616 Paradiso Dr
    • Apollo Beach, FL

    Under contract-accepting backup offers. $10,000 Seller Incentive! Take advantage of this incredible opportunity—seller is offering $10,000 toward closing costs, rate buy-down, or other buyer needs with an acceptable offer!Welcome to effortless elegance in the heart of Waterset! This stunning single-story David Weekley Serafina floor plan offers the perfect blend of functionality and

    Kelley Sempert COMPASS FLORIDA LLC

    Section Image
  • 5636 Silver Sun Dr, Apollo Beach, FL 33572

    $585,000

    • 4 Beds
    • 2.5 Baths
    • 2,523 Sq Ft
    • 5636 Silver Sun Dr
    • Apollo Beach, FL

    Welcome to this stunning two-story David Weekley home nestled in the highly sought-after Waterset community. This beautifully designed residence features luxury vinyl flooring throughout the main living areas and a gourmet kitchen that will impress even the most discerning chef, complete with quartz countertops, light gray cabinetry, a built-in oven and microwave, a 5-burner gas range, and a

    Kelley Sempert COMPASS FLORIDA LLC

    Section Image
  • 5566 Silver Sun Dr, Apollo Beach, FL 33572

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,761 Sq Ft
    • 5566 Silver Sun Dr
    • Apollo Beach, FL

    Welcome to this stunning David Weekley home, a meticulously maintained home with plenty of storage and not in a flood zone! From the moment you arrive, you'll be greeted by a welcoming front porch and a beautifully etched glass front door, setting the tone for the elegance within. With wood-look ceramic tile flooring throughout the main living areas and plush carpeting in the bedrooms, this home

    Tony Baroni KELLER WILLIAMS SUBURBAN TAMPA

    Section Image
  • 6315 Sunsail Place, Apollo Beach, FL 33572

    $415,000

    • 4 Beds
    • 3 Baths
    • 2,315 Sq Ft
    • 6315 Sunsail Place
    • Apollo Beach, FL

    Welcome to this beautifully maintained single-story home in the highly sought-after Waterset community, offering 4 bedrooms, 3 full bathrooms, and a versatile office/flex space. With 2,315 sq. ft. of thoughtfully designed living space, this home combines modern comfort with practical upgrades.Inside, you’ll find an open-concept layout with no carpet throughout and a whole-home reverse

    Kelley Sempert COMPASS FLORIDA LLC

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $985,000 United Title Affiliates
Warranty Deed $530,000 Compass Land & Title Llc
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $530,000 Affiliated Title Of Tampa Ba
Corporate Deed $430,600 Stewart Title Of Tampa
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $689,500 New Conventional
Closed $689,500 New Conventional
Previous Owner $522,139 VA
Previous Owner $365,100 New Conventional
Previous Owner $380,000 Unknown
Previous Owner $328,903 Unknown
Closed $65,780 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/27/2022 05/27/22 Sold $985,000 +0.5% $380 / Sq Ft
03/14/2022 03/14/22 Pending -- -- --
03/11/2022 03/11/22 For Sale $980,000 +84.9% $378 / Sq Ft
11/25/2020 11/25/20 Sold $530,000 -2.2% $205 / Sq Ft
10/25/2020 10/25/20 Pending -- -- --
10/21/2020 10/21/20 Price Changed $542,000 -1.5% $209 / Sq Ft
10/08/2020 10/08/20 For Sale $550,000 -- $212 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,938 $691,794 -- --
2023 $15,885 $671,645 $287,820 $383,825
2022 $10,853 $398,259 $0 $0
2021 $10,342 $376,631 $115,128 $261,503
2020 $9,274 $318,852 $0 $0
2019 $8,798 $311,683 $0 $0
2018 $9,142 $305,871 $0 $0
2017 $8,710 $338,012 $0 $0
2016 $8,397 $293,418 $0 $0
2015 $8,523 $291,378 $0 $0
2014 $8,618 $289,065 $0 $0
2013 -- $251,427 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: T3269235

Stellar MLS

APN: U-29-31-19-648-000023-00024.0