448 Mcswain Rd White Stone, VA 22578
Estimated payment $5,771/month
Highlights
- Docks
- Boat Lift
- Outdoor Pool
- Boat Ramp
- River Front
- Deck
About This Home
This property combines an unbeatable Chesapeake Bay location with all the amenities you need for relaxed waterfront living. Situated in a small community of only 8 homes, you’ll enjoy sweeping Bay views, a protected marina with your own slip, & outstanding shared amenities including a completely renovated pool plus tennis & pickleball courts. Just minutes from the shops & restaurants of Kilmarnock, White Stone, & Irvington, with convenient access to Williamsburg & Richmond in just over an hour. From boating & fishing to golf at nearby Indian Creek Yacht & Country Club (on the same creek), this is a lifestyle property. Designed for comfort & views. Outdoor living shines here with a waterside screened porch & spacious deck to take in the breezes. The Living Room features vaulted ceilings, a wood-burning fireplace, & built-in bookshelves, with an open Dining Area that flows to the waterside deck. The Kitchen opens to the Family Room, which offers a cozy wood-burning stove, built-ins, & access to the deck. The 1st-floor Primary Suite opens directly to the waterfront deck & has a private bath. A mudroom with a 1/2 BA & an additional 1/2 BA provides convenience on the main level. Upstairs, you’ll find 3 guest bedrooms & a full bathroom, perfect for family & friends. A detached garage with finished game room above (heated & cooled with window units, plus sink) adds even more flexible space(674 SF). Whether you’re looking for a full-time residence or a second home getaway, this property offers it all—views, boating, community amenities, & a perfect Northern Neck Location!
Listing Agent
David Dew
IsaBell K. Horsley Real Estate License #0225069398 Listed on: 10/02/2025
Co-Listing Agent
Katie Dew
IsaBell K. Horsley Real Estate License #0225078297
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,564
Year Built
- Built in 1986
Lot Details
- 1.7 Acre Lot
- River Front
- Zoning described as R1
HOA Fees
- $400 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Workshop in Garage
Home Design
- Fire Rated Drywall
- Frame Construction
- Composition Roof
- Vinyl Siding
Interior Spaces
- 3,187 Sq Ft Home
- 1-Story Property
- Built-In Features
- Bookcases
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Screens
- Mud Room
- Formal Dining Room
- Water Views
- Crawl Space
Kitchen
- Built-In Oven
- Range
- Dishwasher
- Kitchen Island
- Laminate Countertops
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Dryer
- Washer
Outdoor Features
- Outdoor Pool
- River Access
- Boat Lift
- Boat Ramp
- Docks
- Deck
- Screened Patio
- Front Porch
Schools
- Lancaster Elementary And Middle School
- Lancaster High School
Utilities
- Cooling Available
- Heat Pump System
- Power Generator
- Well
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 1
Community Details
Overview
- Association fees include pool(s)
- Mcswain Subdivision
Recreation
- Community Bulkhead
- Tennis Courts
- Community Pool
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,564 | $648,000 | $239,000 | $409,000 |
| 2024 | $3,564 | $648,000 | $239,000 | $409,000 |
| 2023 | $2,860 | $453,900 | $194,000 | $259,900 |
| 2022 | $2,860 | $453,900 | $194,000 | $259,900 |
| 2021 | $2,860 | $453,900 | $194,000 | $259,900 |
| 2020 | $2,860 | $453,900 | $194,000 | $259,900 |
| 2019 | $2,860 | $453,900 | $194,000 | $259,900 |
| 2018 | $2,641 | $447,600 | $199,800 | $247,800 |
| 2017 | $2,641 | $447,600 | $199,800 | $247,800 |
| 2016 | -- | $447,600 | $199,800 | $247,800 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/01/2025 12/01/25 | Pending | -- | -- | -- |
| 11/22/2025 11/22/25 | Price Changed | $980,000 | -23.4% | $307 / Sq Ft |
| 10/02/2025 10/02/25 | For Sale | $1,280,000 | -- | $402 / Sq Ft |
Source: Chesapeake Bay & Rivers Association of REALTORS®
MLS Number: 2524811
APN: 29-55E
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