449 Panay St Morro Bay, CA 93442
Estimated payment $5,104/month
Highlights
- Hot Property
- Ocean View
- Fishing
- Del Mar Elementary School Rated A-
- Golf Course Community
- Deck
About This Home
Enjoy ocean and Morro Rock views from this two story, 3 bedroom 3 bath home with short distances to the beach and shopping. Upstairs you will find a fully furnished 2 bedroom 1.75 bath home featuring open beam ceilings, laminate flooring, dual pane vinyl windows, granite countertops, modern appliances and on demand water heater. It is currently being used as a vacation rental. The upstairs deck is the perfect spot for morning coffee or evening unwinding to picturesque sunsets. The lower level is set up as a separate In law or guest studio complete with a full bath and stacked laundry unit, ideal for guests, extended family or rental potential. A single car garage for your car and/or additional storage with laundry hook ups. Driveway has plenty of parking. Whether you're looking for a second home or a weekend retreat, it's move in ready! This property offers a lot of options for someone looking to enjoy the Morro Bay Beach Lifestyle in a great spot.
Listing Agent
Coldwell Banker Realty Brokerage Phone: 805-748-7852 License #00813881 Listed on: 11/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,544
Year Built
- Built in 1967
Lot Details
- 2,178 Sq Ft Lot
- West Facing Home
- Wood Fence
- Level Lot
Parking
- 1 Car Attached Garage
- Parking Available
- Front Facing Garage
- Single Garage Door
- Driveway
Home Design
- Entry on the 2nd floor
- Slab Foundation
- Membrane Roofing
- Stucco
Interior Spaces
- 1,240 Sq Ft Home
- 2-Story Property
- Furnished
- Beamed Ceilings
- Recessed Lighting
- Double Pane Windows
- Living Room
- Living Room Balcony
- Dining Room
- Ocean Views
Kitchen
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Stacked Washer and Dryer
Outdoor Features
- Deck
- Patio
Utilities
- Heating System Uses Natural Gas
- Wall Furnace
- Natural Gas Connected
- Gas Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 22 / 4
- Assessor Parcel Number 065055026
Community Details
Overview
- No Home Owners Association
- North Morro Bay Subdivision
Recreation
- Golf Course Community
- Fishing
- Dog Park
- Bike Trail
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,544 | $696,229 | $446,823 | $249,406 |
| 2024 | $7,407 | $682,578 | $438,062 | $244,516 |
| 2023 | $7,407 | $669,195 | $429,473 | $239,722 |
| 2022 | $6,943 | $656,074 | $421,052 | $235,022 |
| 2021 | $6,833 | $643,211 | $412,797 | $230,414 |
| 2020 | $6,762 | $636,617 | $408,565 | $228,052 |
| 2019 | $6,692 | $624,135 | $400,554 | $223,581 |
| 2018 | $6,561 | $611,898 | $392,700 | $219,198 |
| 2017 | $3,341 | $311,590 | $211,248 | $100,342 |
| 2016 | $3,276 | $305,481 | $207,106 | $98,375 |
| 2015 | $3,226 | $300,894 | $203,996 | $96,898 |
| 2014 | $2,962 | $295,000 | $200,000 | $95,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/10/2025 11/10/25 | For Sale | $849,000 | +41.5% | $685 / Sq Ft | |
| 03/07/2017 03/07/17 | Sold | $599,900 | 0.0% | $484 / Sq Ft | View Prior Sale |
| 01/30/2017 01/30/17 | Pending | -- | -- | -- | |
| 11/16/2016 11/16/16 | For Sale | $599,900 | +103.4% | $484 / Sq Ft | |
| 09/06/2013 09/06/13 | Sold | $295,000 | -1.3% | $250 / Sq Ft | View Prior Sale |
| 09/04/2013 09/04/13 | Pending | -- | -- | -- | |
| 08/15/2013 08/15/13 | For Sale | $299,000 | -- | $254 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Available | |
| Grant Deed | -- | Placer Title Company | |
| Quit Claim Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | Placer Title Company | |
| Grant Deed | $600,000 | Placer Title Company | |
| Interfamily Deed Transfer | -- | Fidelity National Title Co | |
| Grant Deed | $295,000 | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $231,000 | New Conventional | |
| Previous Owner | $479,920 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $50,000 | Purchase Money Mortgage |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25252550
APN: 065-055-026
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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