Seller's Agent in 2026
Brooke Townsend
Coldwell Banker Realty
(805) 748-7852
22 Total Sales
449 Panay St Morro Bay, CA 93442
Estimated Value: $844,000 - $857,166
3
Beds
3
Baths
1,240
Sq Ft
$687/Sq Ft
Est. Value
Highlights
- Ocean View
- Golf Course Community
- Deck
- Del Mar Elementary School Rated A-
- Fishing
- Furnished
About This Home
As of February 2026Enjoy ocean and Morro Rock views from this two story, 3 bedroom 3 bath home with short distances to the beach and shopping. Upstairs you will find a fully furnished 2 bedroom 1.75 bath home featuring open beam ceilings, laminate flooring, dual pane vinyl windows, granite countertops, modern appliances and on demand water heater. It is currently being used as a vacation rental. The upstairs deck is the perfect spot for morning coffee or evening unwinding to picturesque sunsets. Downstairs is a bedroom and full bath complete with its own stacked laundry unit. Ideal for guests and extended family. A single car garage for your car and/or additional storage with laundry hook ups. Driveway has plenty of parking. Whether you're looking for a second home or a weekend retreat, it's move in ready! This property offers a lot of options for someone looking to enjoy the Morro Bay Beach Lifestyle in a great spot.
Last Agent to Sell the Property
Coldwell Banker Realty Brokerage Phone: 805-748-7852 License #00813881 Listed on: 11/10/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1967
Lot Details
- 2,178 Sq Ft Lot
- West Facing Home
- Wood Fence
- Level Lot
Parking
- 1 Car Attached Garage
- Parking Available
- Front Facing Garage
- Single Garage Door
- Driveway
Home Design
- Entry on the 2nd floor
- Slab Foundation
- Membrane Roofing
- Stucco
Interior Spaces
- 1,240 Sq Ft Home
- 2-Story Property
- Furnished
- Beamed Ceilings
- Recessed Lighting
- Double Pane Windows
- Living Room
- Living Room Balcony
- Dining Room
- Ocean Views
Kitchen
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry in unit
- Stacked Washer and Dryer
Outdoor Features
- Deck
- Patio
Utilities
- Heating System Uses Natural Gas
- Wall Furnace
- Natural Gas Connected
- Gas Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 22 / 4
- Assessor Parcel Number 065055026
Community Details
Overview
- No Home Owners Association
- North Morro Bay Subdivision
Recreation
- Golf Course Community
- Fishing
- Dog Park
- Bike Trail
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 10, 2025
Closed on
Jan 27, 2026
Sold by
Bought by
Seller's Agent
Brooke Townsend
Coldwell Banker Realty
Buyer's Agent
Hannah Hudson
Compass
List Price
$849,000
Sold Price
$839,000
Premium/Discount to List
-$10,000
-1.18%
Views
104
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,042
Avg. Annual Appreciation
3.74%
Original Mortgage
$400,000
Outstanding Balance
$400,000
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$452,042
Purchase Details
Listed on
Nov 10, 2025
Closed on
Jan 22, 2026
Sold by
Bought by
Seller's Agent
Brooke Townsend
Coldwell Banker Realty
Buyer's Agent
Hannah Hudson
Compass
List Price
$849,000
Sold Price
$839,000
Premium/Discount to List
-$10,000
-1.18%
Views
104
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Outstanding Balance
$400,000
Interest Rate
6.18%
Mortgage Type
New Conventional
Estimated Equity
$452,042
Purchase Details
Closed on
Jun 22, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 9, 2020
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,000
Interest Rate
3.1%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 13, 2019
Sold by
Bought by
Purchase Details
Listed on
Nov 16, 2016
Closed on
Feb 27, 2017
Sold by
Bought by
Seller's Agent
Ryan Call
Call, Ryan - Broker
Buyer's Agent
Christopher Stanley
Navigators Real Estate
List Price
$599,900
Sold Price
$599,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.82%
Original Mortgage
$479,920
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Nov 16, 2016
Closed on
Jan 31, 2017
Sold by
Bought by
Seller's Agent
Ryan Call
Call, Ryan - Broker
Buyer's Agent
Christopher Stanley
Navigators Real Estate
List Price
$599,900
Sold Price
$599,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$479,920
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Listed on
Aug 15, 2013
Closed on
Sep 3, 2013
Sold by
Bought by
Seller's Agent
Brooke Townsend
Coldwell Banker Realty
Buyer's Agent
Trudy Sidener
BHGRE HAVEN PROPERTIES
List Price
$299,000
Sold Price
$295,000
Premium/Discount to List
-$4,000
-1.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.48%
Original Mortgage
$50,000
Interest Rate
4.27%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Aug 15, 2013
Closed on
Aug 28, 2013
Sold by
Bought by
Seller's Agent
Brooke Townsend
Coldwell Banker Realty
Buyer's Agent
Trudy Sidener
BHGRE HAVEN PROPERTIES
List Price
$299,000
Sold Price
$295,000
Premium/Discount to List
-$4,000
-1.34%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
4.27%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 14, 2004
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Chicago Title Company | ||
| $839,000 | Chicago Title Company | ||
| -- | Chicago Title Company | ||
| -- | None Available | ||
| -- | Placer Title Company | ||
| -- | None Available | ||
| -- | Placer Title Company | ||
| $600,000 | Placer Title Company | ||
| -- | Fidelity National Title Co | ||
| $295,000 | Fidelity National Title Co | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $400,000 | ||
| Previous Owner | $231,000 | ||
| Previous Owner | $479,920 | ||
| Previous Owner | $50,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/04/2026 02/04/26 | Sold | $839,000 | -1.2% | $677 / Sq Ft | |
| 11/10/2025 11/10/25 | For Sale | $849,000 | +41.5% | $685 / Sq Ft | |
| 03/07/2017 03/07/17 | Sold | $599,900 | 0.0% | $484 / Sq Ft | View Prior Sale |
| 01/30/2017 01/30/17 | Pending | -- | -- | -- | |
| 11/16/2016 11/16/16 | For Sale | $599,900 | +103.4% | $484 / Sq Ft | |
| 09/06/2013 09/06/13 | Sold | $295,000 | -1.3% | $250 / Sq Ft | View Prior Sale |
| 09/04/2013 09/04/13 | Pending | -- | -- | -- | |
| 08/15/2013 08/15/13 | For Sale | $299,000 | -- | $254 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,544 | $696,229 | $446,823 | $249,406 |
| 2024 | $7,407 | $682,578 | $438,062 | $244,516 |
| 2023 | $7,407 | $669,195 | $429,473 | $239,722 |
| 2022 | $6,943 | $656,074 | $421,052 | $235,022 |
| 2021 | $6,833 | $643,211 | $412,797 | $230,414 |
| 2020 | $6,762 | $636,617 | $408,565 | $228,052 |
| 2019 | $6,692 | $624,135 | $400,554 | $223,581 |
| 2018 | $6,561 | $611,898 | $392,700 | $219,198 |
| 2017 | $3,341 | $311,590 | $211,248 | $100,342 |
| 2016 | $3,276 | $305,481 | $207,106 | $98,375 |
| 2015 | $3,226 | $300,894 | $203,996 | $96,898 |
| 2014 | $2,962 | $295,000 | $200,000 | $95,000 |
Source: Public Records
Agents Affiliated with this Home
-
Brooke Townsend
-
Hannah Hudson
Buyer's Agent in 2026
Hannah Hudson
Compass
(209) 607-3108
15 Total Sales
-
R
Seller's Agent in 2017
Ryan Call
Call, Ryan - Broker
-
C
Buyer's Agent in 2017
Christopher Stanley
Navigators Real Estate
-
Trudy Sidener
Seller Co-Listing Agent in 2013
Trudy Sidener
BHGRE HAVEN PROPERTIES
(805) 801-3363
39 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25252550
APN: 065-055-026
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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