NOT LISTED FOR SALE

449 Ripple Creek Dr Elsmere, KY 41018

Estimated Value: $244,516 - $260,000

4 Beds
2 Baths
896 Sq Ft
$279/Sq Ft Est. Value

Last Sold May 20, 2021

Last sale price $180,000 $201 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $1,539/month

1 Day on Market

Highlights

  • View of Trees or Woods
  • Wooded Lot
  • Cathedral Ceiling
  • Deck
  • Traditional Architecture
  • Wood Flooring

About This Home

As of May 2021

Spacious with an Open Plan Boasting Sizable Deck Overlooking Wooded View*All Appliances Stay*Eat-in Kitchen Offers Pantry & Walk-out to Deck*Living Room Features Hardwood Flooring & Cathedral Ceiling*Master Suite has Walk-in Closet & Adjoining Bath*True 4 Bedrooms*Oversized Garage & Extended Driveway for Additional Parking*Quiet Neighborhood Situated near Dining & Shops

Last Agent to Sell the Property

Dianna Caldwell

eXp Realty, LLC Listed on: 04/20/2021

Last Buyer's Agent

Ron Padgett

Coldwell Banker Realty License #221788

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1993

Lot Details

  • 4,792 Sq Ft Lot
  • Aluminum or Metal Fence
  • Wooded Lot

Parking

  • 1 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Bi-Level Home
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 896 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Panel Doors
  • Views of Woods
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Jetted Tub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Howell Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Ripple Creek Sec 01 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 016-20-10-018.00

Home Details

Home Type

Single Family

Year Built

Built in 1993

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.11
  • Year Built: 1993
  • Lot Size: Irregular
  • Subdivision Name: Ripple Creek Sec 01
  • Directions: Dixie Highway to Garvey Ave, Right on Ripple Creek Dr
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Howell Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Location Tax Legal Info:Subdivision2: Other
  • Contract Info:Auction YN: No
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irregular
  • General Property Description:Approx SqFt2: 896.0
  • Remarks Misc:Agent Only Remarks: Please allow 24 hour response time to offers. EB = $143/month for gas and electric with Duke Energy
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.11
  • General Property Description:Living Area: 896.0
  • General Property Description:Lot Size Square Feet: 4791.6
  • Structure Type:House: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 016-20-10-018.00
  • Appliances Refrigerators: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • View:TreesWoods: Yes
  • Levels:Bi-Level: Yes
  • Percent Basement Finished: Yes
  • Fencing:Metal4: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors
  • Basement: Full, Finished
  • Heating: Natural Gas, Forced Air
  • Levels: Bi-Level
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 896.0
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Carpet Flooring7: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Primary Bath Features:Jetted Tub: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Appliances Range: Yes

Exterior Features

  • View: Trees/Woods
  • Fencing: Metal
  • Roof: Shingle
  • Lot Features: Wooded
  • View: Yes
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Howell Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 4791.6
  • Zoning Description: {"Residential":true}
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 20, 2021
Closed on
May 20, 2021
Sold by
Jordan Eric and Jordan Billiegene
Bought by
Harrell Eric E and Maisch Gabrielle C
Seller's Agent
Dianna Caldwell
eXp Realty, LLC
Buyer's Agent
Ron Padgett
Coldwell Banker Realty
List Price
$170,000
Sold Price
$180,000
Premium/Discount to List
$10,000
5.88%
Current Estimated Value
$250,129

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,129
Avg. Annual Appreciation
7.40%
Original Mortgage
$171,000
Outstanding Balance
$153,804
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$96,325

Purchase Details

Closed on
Nov 3, 2011
Sold by
Aldrich Johanna and Aldrich Kenneth B
Bought by
Jordan Eric and Woods Billiegene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,850
Interest Rate
4.16%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 29, 2003
Sold by
Rutti Lynnette L
Bought by
Aldrich Johanna and Aldrich Kenneth B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,320
Interest Rate
5.98%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harrell Eric E $180,000 360 American Title Svcs Llc
Jordan Eric $104,500 None Available
Aldrich Johanna $107,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harrell Eric E $171,000
Previous Owner Jordan Eric $101,850
Previous Owner Aldrich Johanna $86,320
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/20/2021 05/20/21 Sold $180,000 +5.9% $201 / Sq Ft
04/21/2021 04/21/21 Pending -- -- --
04/20/2021 04/20/21 For Sale $170,000 -- $190 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,734 $180,000 $25,000 $155,000
2024 $2,763 $180,000 $25,000 $155,000
2023 $2,698 $180,000 $25,000 $155,000
2022 $2,979 $180,000 $25,000 $155,000
2021 $1,815 $106,500 $25,000 $81,500
2020 $1,805 $106,500 $25,000 $81,500
2019 $1,781 $106,500 $25,000 $81,500
2018 $1,784 $104,500 $20,000 $84,500
2017 $1,669 $104,500 $20,000 $84,500
2015 $1,969 $104,500 $20,000 $84,500
2014 $1,926 $104,500 $20,000 $84,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 547846

Northern Kentucky Multiple Listing Service

APN: 016-20-10-018.00