NOT LISTED FOR SALE

4490 Mckinley St Gary, IN 46408

Ross Neighborhood

Estimated Value: $174,000 - $218,000

4 Beds
2 Baths
1,200 Sq Ft
$162/Sq Ft Est. Value

Last Sold December 19, 2023

Last sale price $164,000 $137 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $1,357/month

109 Days on Market

Highlights

  • 0.65 Acre Lot
  • No HOA
  • 2 Car Detached Garage
  • Corner Lot
  • Covered Patio or Porch
  • Forced Air Heating System

About This Home

As of December 2023

Check out the size of this lot! Are you a gardener? Do you like to reimagine all the possibilities a home and yard can give? Then this home is for you! This spacious Cape cod located in Calumet Township features 3 bedrooms, 1 bath, in mainfloor and 1 large bedroom, 1 bath and second kitchen in the upper level. Home has Full unfinished basement as well. Home sits on a large corner lot with a 2 car garage and has a large cover porch to enjoy the outdoors.Embrace the possibilities this home offers, and schedule your showing today.

Last Agent to Sell the Property

Vanessa Villalva

McCormick Real Estate, Inc. License #RB19001374 Listed on: 08/04/2023

McCormick Real Estate, Inc.

Last Buyer's Agent

Jana Caudill

eXp Realty, LLC License #RB14024542

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $939

Year Built

  • Built in 1928

Lot Details

  • 0.65 Acre Lot
  • Lot Dimensions are 225x126
  • Corner Lot

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Interior Spaces

  • 1,200 Sq Ft Home
  • 1.5-Story Property
  • Carpet
  • Basement

Kitchen

  • Gas Range
  • Range Hood
  • Microwave

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Forced Air Heating System
  • Well

Community Details

  • No Home Owners Association
  • Mid Western Real Estates Companys Add 03 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 450829461009000001

Home Details

Home Type

Single Family

Est. Annual Taxes

$939

Year Built

Built in 1928

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1928
  • Reso Property Sub Type: Single Family Residence
  • ResoLotFeatures: Corner Lot, Level
  • Co List Office Mls Id: NRA1136
  • Subdivision Name: Mid-Western Real Estates Companys Add 03
  • Above Grade Finished Sq Ft: 1200
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Property Attached Yn: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Range, Microwave, Range Hood
  • Interior Amenities: Primary Downstairs
  • Basement: Interior Entry
  • Flooring: Carpet, Other
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Acres: 0.65
  • Construction Type: Vinyl Siding
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Detached, Off Street

Utilities

  • Sewer: Septic Tank
  • Utilities: Cable Available
  • Heating: Forced Air
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Dimensions: 225x126
  • Lot Size Sq Ft: 28314
  • Parcel #: 450829461009000001

Tax Info

  • Year: 2022
  • Tax Annual Amount: 939

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 4, 2023
Closed on
Dec 19, 2023
Sold by
Zahq Llc
Bought by
Ortega Julio Hernandez and Rea Esperanza
Seller's Agent
Vanessa Villalva
McCormick Real Estate, Inc.
Buyer's Agent
Jana Caudill
eXp Realty, LLC
List Price
$174,000
Sold Price
$164,000
Premium/Discount to List
-$10,000
-5.75%
Views
158
Current Estimated Value
$194,572

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,572
Avg. Annual Appreciation
9.96%
Original Mortgage
$147,600
Outstanding Balance
$145,150
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$49,422

Purchase Details

Listed on
Aug 4, 2023
Closed on
Dec 13, 2023
Sold by
Zahq Llc
Bought by
Ortega Julio Hernandez and Rea Esperanza
Seller's Agent
Vanessa Villalva
McCormick Real Estate, Inc.
Buyer's Agent
Jana Caudill
eXp Realty, LLC
List Price
$174,000
Sold Price
$164,000
Premium/Discount to List
-$10,000
-5.75%
Views
158

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,600
Outstanding Balance
$145,150
Interest Rate
7.5%
Mortgage Type
New Conventional
Estimated Equity
$49,422

Purchase Details

Listed on
Sep 28, 2015
Closed on
Jan 22, 2016
Sold by
Fannie Mae
Bought by
Zahq Llc
Seller's Agent
Deborah Horton
BHHS Executive Realty
Buyer's Agent
Andrew Wolters
Coldwell Banker Realty
List Price
$10,500
Sold Price
$10,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.61%

Purchase Details

Closed on
Aug 21, 2015
Sold by
Wellls Fargo Bank Na
Bought by
Federal National Mortgage Assocation

Purchase Details

Closed on
Aug 7, 2015
Sold by
Nielson Janet E
Bought by
Wells Fargo Bank Na
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ortega Julio Hernandez -- None Listed On Document
Ortega Julio Hernandez $164,000 None Listed On Document
Zahq Llc -- Meridian Title Corp
Federal National Mortgage Assocation -- None Available
Wells Fargo Bank Na $15,100 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ortega Julio Hernandez $147,600
Closed Ortega Julio Hernandez $147,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/19/2023 12/19/23 Sold $164,000 0.0% $137 / Sq Ft
11/21/2023 11/21/23 Pending -- -- --
11/02/2023 11/02/23 Price Changed $164,000 -3.0% $137 / Sq Ft
10/20/2023 10/20/23 Price Changed $169,000 -2.9% $141 / Sq Ft
10/13/2023 10/13/23 For Sale $174,000 0.0% $145 / Sq Ft
09/19/2023 09/19/23 Pending -- -- --
09/17/2023 09/17/23 Price Changed $174,000 -2.8% $145 / Sq Ft
09/09/2023 09/09/23 Price Changed $179,000 -5.3% $149 / Sq Ft
08/04/2023 08/04/23 For Sale $189,000 +1700.0% $158 / Sq Ft
01/25/2016 01/25/16 Sold $10,500 0.0% $9 / Sq Ft View Prior Sale
01/12/2016 01/12/16 Pending -- -- --
09/28/2015 09/28/15 For Sale $10,500 -- $9 / Sq Ft
Source: Northwest Indiana Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,847 $167,700 $25,500 $142,200
2023 $1,870 $90,300 $25,500 $64,800
2022 $1,870 $93,500 $25,100 $68,400
2021 $1,750 $87,500 $25,100 $62,400
2020 $1,734 $86,700 $25,100 $61,600
2019 $1,897 $84,700 $24,000 $60,700
2018 $2,276 $75,900 $22,800 $53,100
2017 $2,429 $81,400 $20,900 $60,500
2016 $2,458 $82,800 $20,500 $62,300
2014 $241 $80,200 $21,000 $59,200
2013 $216 $79,700 $20,900 $58,800
Source: Public Records

Agents Affiliated with this Home

  • Vanessa Villalva

    Seller's Agent in 2023

    Vanessa Villalva

    McCormick Real Estate, Inc.

    (773) 954-0417

    4 in this area

    86 Total Sales

    Vanessa Villalva
    Section Image
  • Jana Caudill

    Buyer's Agent in 2023

    Jana Caudill

    eXp Realty, LLC

    (219) 661-1256

    4 in this area

    679 Total Sales

    Jana Caudill
    Section Image

  • D

    Seller's Agent in 2016

    Deborah Horton

    BHHS Executive Realty

    Section Image

  • A

    Buyer's Agent in 2016

    Andrew Wolters

    Coldwell Banker Realty

See All Agents

Map

Source: Northwest Indiana Association of REALTORS®

MLS Number: 534653

Northwest Indiana Association of REALTORS®

APN: 45-08-29-461-009.000-001

Indiana Lake County Gary 46408 Ross

4490 Mckinley St, Gary, IN

This home is located at 4490 Mckinley St, Gary, IN 46408 since 04 August 2023 and is currently estimated at $194,572, approximately $162 per square foot. This property was built in 1928. 4490 Mckinley St is a home located in Lake County with nearby schools including Calumet High School, Steel City Academy, and Ambassador Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Indiana Association of REALTORS® Copyright 2025 MuItiple Listing Service of the Northwest Indiana Realtors Association Multiple Listing Service (NIRA MLS). All rights reserved. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes