4497 Rosser Loop Dr Bessemer, AL 35022
3
Beds
2
Baths
1,282
Sq Ft
9,801
Sq Ft Lot
Highlights
- Wood Flooring
- Great Room with Fireplace
- Fenced Yard
- Attic
- Covered patio or porch
- 2 Car Attached Garage
About This Home
As of November 2022Adorable one owner home located in a convenient location to schools, shopping and I459 and I59 interstates. Perfectly maintained and seller has added hardwood laminate wide plank floors in great room, kitchen, hallway and master bedroom. Great Room open to lg kitchen w/great counter and cabinet space, nice size walk-in closets and large master suite. You will also enjoy the private backyard with newly installed wooden fence. Also, this lot offers an added feature with the wide and extra long driveway. This home is truly move in ready and seller is motivated. Price is firm! Check into great CONVENTIONAL loan program offered by compass bank called HOME. 100% financing with no pmi and bank pays up to $4500 of buyer closing costs and 620 credit score and max income of $50k. Call Today you may qualify!!!
Last Buyer's Agent
Brandon Washington
eXp Realty, LLC Central
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,038
Year Built
- 2006
Lot Details
- Fenced Yard
- Interior Lot
HOA Fees
- $19 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage on Main Level
- Front Facing Garage
Home Design
- Brick Exterior Construction
- Slab Foundation
Interior Spaces
- 1,282 Sq Ft Home
- 1-Story Property
- Smooth Ceilings
- Ceiling Fan
- Gas Fireplace
- Double Pane Windows
- Great Room with Fireplace
- Pull Down Stairs to Attic
Kitchen
- Stove
- Dishwasher
- Laminate Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Split Vanities
- Bathtub and Shower Combination in Primary Bathroom
- Garden Bath
- Separate Shower
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Outdoor Features
- Covered patio or porch
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
Community Details
- Association fees include common grounds mntc
- $16 Other Monthly Fees
Listing and Financial Details
- Assessor Parcel Number 38-32-2-003-002.048
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 7, 2022
Closed on
Nov 30, 2022
Sold by
Smith Edwin C
Bought by
Garner Adia R and Garner Brett S
Seller's Agent
Brandon Washington
eXp Realty, LLC Central
Buyer's Agent
Heather Pierce
Keller Williams Homewood
List Price
$249,500
Sold Price
$220,000
Premium/Discount to List
-$29,500
-11.82%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,844
Avg. Annual Appreciation
2.23%
Original Mortgage
$213,400
Outstanding Balance
$208,175
Interest Rate
7.08%
Estimated Equity
$25,202
Purchase Details
Listed on
Oct 16, 2014
Closed on
Mar 25, 2015
Sold by
Huffstutler Joel D
Bought by
Smith Edwin C and Holman Tameria S
Seller's Agent
Nancy Callahan
Iron City Realty, LLC
Buyer's Agent
Brandon Washington
eXp Realty, LLC Central
List Price
$145,900
Sold Price
$139,900
Premium/Discount to List
-$6,000
-4.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.06%
Original Mortgage
$143,446
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 19, 2007
Sold by
D R Horton Inc Birmingham
Bought by
Huffstutler Joel D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,789
Interest Rate
6.22%
Mortgage Type
FHA
Similar Homes in Bessemer, AL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $220,000 | -- | |
| Warranty Deed | $139,900 | -- | |
| Warranty Deed | $159,250 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $213,400 | No Value Available | |
| Previous Owner | $143,446 | New Conventional | |
| Previous Owner | $143,446 | New Conventional | |
| Previous Owner | $156,789 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/30/2022 11/30/22 | Sold | $220,000 | +2.3% | $172 / Sq Ft |
| 11/10/2022 11/10/22 | Price Changed | $215,000 | -10.2% | $168 / Sq Ft |
| 10/28/2022 10/28/22 | Price Changed | $239,500 | -4.0% | $187 / Sq Ft |
| 10/07/2022 10/07/22 | For Sale | $249,500 | +78.3% | $195 / Sq Ft |
| 03/25/2015 03/25/15 | Sold | $139,900 | -4.1% | $109 / Sq Ft |
| 02/07/2015 02/07/15 | Pending | -- | -- | -- |
| 10/16/2014 10/16/14 | For Sale | $145,900 | -- | $114 / Sq Ft |
Source: Greater Alabama MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,038 | $22,920 | -- | -- |
| 2022 | $901 | $19,040 | $4,800 | $14,240 |
| 2021 | $772 | $16,450 | $4,800 | $11,650 |
| 2020 | $869 | $15,250 | $4,800 | $10,450 |
| 2019 | $686 | $14,760 | $0 | $0 |
| 2018 | $622 | $13,480 | $0 | $0 |
| 2017 | $610 | $13,240 | $0 | $0 |
| 2016 | $615 | $13,340 | $0 | $0 |
| 2015 | $588 | $12,800 | $0 | $0 |
| 2014 | $743 | $13,160 | $0 | $0 |
| 2013 | $743 | $13,160 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
B
Seller's Agent in 2022
Brandon Washington
eXp Realty, LLC Central
-
Buyer's Agent in 2022
Heather Pierce
Keller Williams Homewood
(205) 746-2200
2 in this area
35 Total Sales
-
Seller's Agent in 2015
Nancy Callahan
Iron City Realty, LLC
(205) 365-7557
6 in this area
47 Total Sales
-
S
Seller Co-Listing Agent in 2015
Sarah Caiola
Iron City Realty, LLC
(205) 515-1598
3 in this area
31 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 612322
APN: 38-00-32-2-003-002.048
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