$405,000
SOLD MAY 13, 2025

45 Cedar Creek Dr Unit 6 Mc Henry, MD 21541

3 Beds
3.5 Baths
1,764 Sq Ft
$150/mo HOA Fee

Recently Sold

$230 Per Sq Ft

2 Days on Market

Highlights

  • View of Trees or Woods
  • Heated Floors
  • Chalet
  • Accident Elementary School Rated 9+
  • Open Floorplan
  • Upgraded Countertops

About This Home

As of May 2025

VIEWS of Wisp Resort and located just minutes from Deep Creek Lake, shopping, dining, and outdoor adventures. Spacious layout perfect for personal enjoyment or rental investment. Property selling turnkey. Beautifully maintained 3 level, 3 bedroom, 3.5 bath townhome centrally located in McHenry. The main level boasts an inviting living area with a cozy gas fireplace, a well-appointed kitchen with a breakfast bar, a dining area, and a convenient half bath. Upstairs, you'll find a spacious primary bedroom / bath and an additional bedroom with its own private bath. The lower level offers a second living space, a third bedroom with a full bath, a laundry room, and walk-out access to a private patio with a hot tub—ideal for relaxing after a day on the slopes.This property offers an unbeatable location and level access for easy year-round entry, Currently a vacation rental. Perfect for second home or investment property. Schedule your showing today!

Last Agent to Sell the Property

Kellyann Green

Railey Realty, Inc. License #315861 Listed on: 03/15/2025

Railey Realty, Inc.

Last Buyer's Agent

Mike Kennedy

Railey Realty, Inc. License #529372

Railey Realty, Inc.

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,095

Year Built

  • Built in 2017 | Remodeled in 2020

Lot Details

  • No Through Street
  • Front Yard

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • Off-Street Parking

Property Views

  • Woods
  • Mountain

Home Design

  • Chalet
  • Permanent Foundation
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,764 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Ceiling height of 9 feet or more
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Combination Kitchen and Dining Room
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Heated Floors
  • Ceramic Tile

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Laundry in Basement
  • Basement with some natural light

Outdoor Features

  • Outdoor Storage

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Propane
  • Electric Water Heater

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 0006
  • Assessor Parcel Number 1218090586

Community Details

Overview

  • Association fees include common area maintenance, lawn maintenance, management, road maintenance, snow removal, trash
  • Cedar Creek HOA
  • Cedar Creek Subdivision
  • Property Manager

Amenities

  • Common Area

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,095

Year Built

Built in 2017 | Remodeled in 2020

Lot Details

0

HOA Fees

$150 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Chalet
  • Ownership: Condominium
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-04-30
  • Year Built: 2017
  • Year Renovated: 2020
  • Automatically Close On Close Date: No
  • Remarks Public: VIEWS of Wisp Resort and located just minutes from Deep Creek Lake, shopping, dining, and outdoor adventures. Spacious layout perfect for personal enjoyment or rental investment. Property selling turnkey. Beautifully maintained 3 level, 3 bedroom, 3.5 bath townhome centrally located in McHenry. The main level boasts an inviting living area with a cozy gas fireplace, a well-appointed kitchen with a breakfast bar, a dining area, and a convenient half bath. Upstairs, you'll find a spacious primary bedroom / bath and an additional bedroom with its own private bath. The lower level offers a second living space, a third bedroom with a full bath, a laundry room, and walk-out access to a private patio with a hot tub—ideal for relaxing after a day on the slopes. This property offers an unbeatable location and level access for easy year-round entry, Currently a vacation rental. Perfect for second home or investment property. Schedule your showing today!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Disposal, Exhaust Fan, Refrigerator, Stainless Steel Appliances, Stove, Washer/Dryer Stacked, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Heated
  • Interior Amenities: Breakfast Area, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Upgraded Countertops, Window Treatments, Wood Floors
  • Window Features: Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall, 9'+ Ceilings
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Bathroom 1, Bathroom 2, Bathroom 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Partial, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Walkout Level
  • Laundry Type: Basement, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1764
  • Living Area Sq Ft: 1764
  • Price Per Sq Ft: 229.59
  • Above Grade Finished Sq Ft: 1764
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 45

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Wood Siding
  • Exterior Features: Secure Storage, Sidewalks
  • Road Surface Type: Paved
  • Roof: Shingle
  • Spa: No
  • View: Mountain, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Propane, Electric Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 450.00
  • HOA Fee Frequency: Quarterly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Maintenance, Management, Road Maintenance, Snow Removal, Trash
  • HOA Name: CEDAR CREEK
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Land Use Code: U
  • Lot Features: Front Yard, Level, No Thru Street
  • Year Assessed: 2024
  • Zoning: LR
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: Yes
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3095.00
  • Assessor Parcel Number: 1218090586
  • Tax Lot: 0006
  • Tax Total Finished Sq Ft: 1764
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/13/2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2025
Closed on
Apr 25, 2025
Sold by
Lynch Christopher
Bought by
Baum Alton
Seller's Agent
Kellyann Green
Railey Realty, Inc.
Buyer's Agent
Mike Kennedy
Railey Realty, Inc.
List Price
$405,000
Sold Price
$405,000
Views
3

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-17.44%
Original Mortgage
$324,000
Outstanding Balance
$323,715
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$72,079

Purchase Details

Listed on
Feb 12, 2021
Closed on
Mar 22, 2021
Sold by
Turner Cleon R and Turner Roberta C
Bought by
Lynch Christopher
Seller's Agent
Bill Weissgerber
Railey Realty, Inc.
Buyer's Agent
Kellyann Green
Railey Realty, Inc.
List Price
$295,000
Sold Price
$335,000
Premium/Discount to List
$40,000
13.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.69%
Original Mortgage
$251,250
Interest Rate
3.1%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $405,000 Deep Creek Title
Deed $405,000 Deep Creek Title
Deed $335,000 Lawyers Express Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $324,000 New Conventional
Closed $324,000 New Conventional
Previous Owner $251,250 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/13/2025 05/13/25 Sold $405,000 0.0% $230 / Sq Ft
03/15/2025 03/15/25 For Sale $405,000 +20.9% $230 / Sq Ft
03/23/2021 03/23/21 Sold $335,000 +13.6% $190 / Sq Ft
02/13/2021 02/13/21 Pending -- -- --
02/12/2021 02/12/21 For Sale $295,000 -- $167 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,519 $265,000 $0 $0
2023 $3,011 $225,000 $45,000 $180,000
2022 $2,876 $213,333 $0 $0
2021 $2,580 $201,667 $0 $0
2020 $2,580 $190,000 $38,000 $152,000
2019 $2,580 $190,000 $38,000 $152,000
2018 $2,455 $190,000 $38,000 $152,000
2017 $419 $38,000 $0 $0
2016 -- $38,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2009070

Bright MLS

APN: 18-090586