$312,000
SOLD MAY 9, 2025

45 Clipper Rd Essex, MD 21221

5 Beds
1.5 Baths
1,488 Sq Ft
7,788 Sq Ft Lot

Recently Sold

$210 Per Sq Ft

8% Below List Price

83 Days on Market

Highlights

  • Water Views
  • Cape Cod Architecture
  • Backs to Trees or Woods
  • Water Oriented
  • Traditional Floor Plan
  • Wood Flooring

About This Home

As of May 2025

Recently Renovated Waterview Cape Cod Available Now!! This 5 Bedroom, One & a Half Bathroom Home offers almost 2,000 square feet of Living space on an oversized wide Lot. Features of this Home include a New Roof with 50 year Shingles, New Amish built Shed large enough for a vehicle and with Power & Lighting inside & out, New Shutters, Refinished & Waterproofed Basement with New Flooring, Drywall, Lighting, & Egress Window, New Kitchen with Tile Backsplash, Stainless Steel Appliances, & Quartz Countertops, New Upgraded Cordless Blinds, Hardwood Floors throughout, and So Much More!!! Home is located minutes from Baltimore, Fort Meade, & Annapolis.

Last Agent to Sell the Property

Vincent Caropreso

Keller Williams Flagship Listed on: 01/09/2025

Keller Williams Flagship

Co-Listed By

Christopher Sidoriak

Keller Williams Flagship License #655522

Last Buyer's Agent

cory willems

Keller Williams Gateway LLC

Keller Williams Gateway LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,425

Year Built

  • Built in 1955

Lot Details

  • 7,788 Sq Ft Lot
  • Backs To Open Common Area
  • Cul-De-Sac
  • Property is Fully Fenced
  • Chain Link Fence
  • Landscaped
  • Backs to Trees or Woods
  • Property is in very good condition

Parking

  • On-Street Parking

Property Views

  • Water
  • Woods

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Double Pane Windows
  • Vinyl Clad Windows
  • Family Room Off Kitchen
  • Formal Dining Room
  • Partially Finished Basement
  • Laundry in Basement
  • Storm Doors

Kitchen

  • Galley Kitchen
  • Electric Oven or Range
  • Stove
  • Built-In Microwave
  • Ice Maker
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Oriented
  • River Nearby
  • Shed
  • Porch

Schools

  • Essex Elementary School
  • Stemmers Run Middle School
  • Kenwood High Ib And Sports Science

Utilities

  • Forced Air Heating and Cooling System
  • 150 Amp Service
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Essex Subdivision, Cape Cod Floorplan

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 04151510001920

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,425

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1955
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: Recently Renovated Waterview Cape Cod Available Now!! This 5 Bedroom, One & a Half Bathroom Home offers almost 2,000 square feet of Living space on an oversized wide Lot. Features of this Home include a New Roof with 50 year Shingles, New Amish built Shed large enough for a vehicle and with Power & Lighting inside & out, New Shutters, Refinished & Waterproofed Basement with New Flooring, Drywall, Lighting, & Egress Window, New Kitchen with Tile Backsplash, Stainless Steel Appliances, & Quartz Countertops, New Upgraded Cordless Blinds, Hardwood Floors throughout, and So Much More!!! Home is located minutes from Baltimore, Fort Meade, & Annapolis.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Icemaker, Refrigerator, Washer, Oven/Range - Electric, Stainless Steel Appliances, Water Heater, Stove
  • Flooring Type: Carpet, Wood
  • Interior Amenities: Formal/Separate Dining Room, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Galley, Wood Floors
  • Window Features: Double Pane, Vinyl Clad
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Partially Finished
  • Basement Finished Percent: 50.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Basement, Dryer In Unit, Washer In Unit, Lower Floor
  • Total Sq Ft: 1980
  • Living Area Sq Ft: 1488
  • Price Per Sq Ft: 273.57
  • Above Grade Finished Sq Ft: 1188
  • Below Grade Finished Sq Ft: 300
  • Below Grade Sq Ft: 492
  • Total Below Grade Sq Ft: 792
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 45

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Half Bathroom: 1
  • Lower Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Sidewalks, Secure Storage
  • Roof: Asphalt
  • Spa: No
  • View: Trees/Woods, Water
  • Water Access: No
  • Water Body Name: Back River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 150 Amps
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • Elementary School: ESSEX
  • Middle School: STEMMERS RUN
  • High School: KENWOOD HIGH IB AND SPORTS SCIENCE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140087473
  • School District Source: 3rd Party
  • Elementary School: ESSEX
  • High School: KENWOOD HIGH IB AND SPORTS SCIENCE
  • Middle Or Junior School: STEMMERS RUN

Lot Info

  • Additional Parcels: No
  • Fencing: Fully, Chain Link
  • Land Use Code: R
  • Lot Features: Backs - Open Common Area, Cul-De-Sac, Landscaping, Backs To Trees
  • Lot Size Acres: 0.18
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7788.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2024
  • Zoning: RESIDENTAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets Allowed: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2425.00
  • Assessor Parcel Number: 04151510001920
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 1188
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/09/2025

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 9, 2025
Closed on
May 2, 2025
Sold by
Stepp Kenneth
Bought by
Braxton Stephanie and Braxton Melvin
Seller's Agent
Vincent Caropreso
Keller Williams Flagship
Buyer's Agent
cory willems
Keller Williams Gateway LLC
List Price
$340,000
Sold Price
$312,000
Premium/Discount to List
-$28,000
-8.24%
Views
332
Current Estimated Value
$311,588

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$412
Avg. Annual Appreciation
-0.39%
Original Mortgage
$306,348
Outstanding Balance
$305,532
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
$6,056

Purchase Details

Listed on
Apr 22, 2022
Closed on
Jun 2, 2022
Sold by
Justin Deinlein
Bought by
Stepp Kenneth
Seller's Agent
Jim Stephens
EXP Realty, LLC
Buyer's Agent
Crystal Armstead
EXP Realty, LLC
List Price
$275,000
Sold Price
$273,000
Premium/Discount to List
-$2,000
-0.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.66%
Original Mortgage
$247,000
Interest Rate
5.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 2009
Sold by
Jablonski Patricia T
Bought by
Deinlein Justin

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
5.58%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $312,000 Raven Titlenew Title Company N
Deed $312,000 Raven Titlenew Title Company N
Deed $273,000 Title Resource Guaranty Compan
Deed $170,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $306,348 FHA
Closed $306,348 FHA
Previous Owner $247,000 New Conventional
Previous Owner $22,500 Credit Line Revolving
Previous Owner $130,000 Purchase Money Mortgage
Previous Owner $70,000 Stand Alone Second
Previous Owner $44,616 Unknown
Previous Owner $34,512 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/09/2025 05/09/25 Sold $312,000 -4.0% $210 / Sq Ft
03/20/2025 03/20/25 Price Changed $325,000 -1.5% $218 / Sq Ft
02/14/2025 02/14/25 Price Changed $330,000 -2.9% $222 / Sq Ft
01/09/2025 01/09/25 For Sale $340,000 +24.5% $228 / Sq Ft
06/03/2022 06/03/22 Sold $273,000 -0.7% $230 / Sq Ft
05/07/2022 05/07/22 Pending -- -- --
04/22/2022 04/22/22 For Sale $275,000 -- $231 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,253 $254,233 -- --
2024 $3,253 $227,167 $0 $0
2023 $1,539 $200,100 $102,100 $98,000
2022 $2,955 $194,633 $0 $0
2021 $2,715 $189,167 $0 $0
2020 $2,226 $183,700 $102,100 $81,600
2019 $2,217 $182,900 $0 $0
2018 $2,559 $182,100 $0 $0
2017 $2,484 $181,300 $0 $0
2016 $2,982 $178,900 $0 $0
2015 $2,982 $176,500 $0 $0
2014 $2,982 $174,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDBC2114138

Bright MLS

APN: 15-1510001920