45 Cotter Rd Highland, NY 12528
3
Beds
2.5
Baths
1,956
Sq Ft
5.2
Acres
Highlights
- 5.2 Acre Lot
- Main Floor Primary Bedroom
- Baseboard Heating
- Deck
- En-Suite Primary Bedroom
About This Home
As of July 2025Nestled on a picturesque 5.2-acre lot in Highland, NY, this charming 3-bedroom, 2.5-bathroom home offers a perfect blend of comfort and natural beauty. Spanning 1,956 sq ft, this inviting residence provides plenty of space for families or anyone looking for a serene retreat. The lush, expansive grounds feature open areas perfect for outdoor activities, gardening, or simply enjoying the tranquil surroundings, while the wooded portions offer added privacy and a connection to nature.
Inside, the kitchen boasts newer appliances installed in 2020, including a refrigerator, range, and microwave, making it a functional and modern hub for daily living. Whether you're enjoying the warmth of the home or exploring the property’s peaceful acreage, this home provides a true escape from the hustle and bustle.
Don’t miss this incredible opportunity to embrace charm and tranquility of this spacious home. Schedule your viewing today and envision the possibilities!
Last Agent to Sell the Property
eXp Realty License #10301222045 Listed on: 01/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,672
Year Built
- Built in 1987
Parking
- Driveway
Home Design
- Frame Construction
- Vinyl Siding
Interior Spaces
- 1,956 Sq Ft Home
- Laminate Flooring
- Walk-Out Basement
Kitchen
- Oven
- Microwave
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
Laundry
- Dryer
- Washer
Schools
- Plattekill Elementary School
- John G Borden Middle School
- Wallkill Senior High School
Utilities
- No Cooling
- Baseboard Heating
- Well
- Septic Tank
Additional Features
- Deck
- 5.2 Acre Lot
Listing and Financial Details
- Assessor Parcel Number 4200-102.003-0001-031.000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 30, 2025
Closed on
Jun 30, 2025
Sold by
Ramirez Victor
Bought by
Enriquez Blanca E
Seller's Agent
Virginia Corbett
eXp Realty
Buyer's Agent
Doreen Crowther
eXp Realty
List Price
$375,000
Sold Price
$370,000
Premium/Discount to List
-$5,000
-1.33%
Views
372
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.83%
Original Mortgage
$368,600
Outstanding Balance
$368,289
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$5,917
Purchase Details
Listed on
Oct 29, 2018
Closed on
Mar 15, 2019
Sold by
Mck Jeffrey and Mack Patrica
Bought by
Ramirez Victor
Seller's Agent
Lisa Maraday
eXp Realty
Buyer's Agent
Tim Mohl
John J Lease REALTORS Inc
List Price
$244,900
Sold Price
$225,000
Premium/Discount to List
-$19,900
-8.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.22%
Original Mortgage
$208,575
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 9, 2002
Sold by
Mitchell Susan J and Keator Stanley
Bought by
Mitchell Bruce R and Mitchell Susan J
Purchase Details
Closed on
Feb 12, 2001
Sold by
Mack Patricia
Bought by
Mack Jeffrey and Mack Patricia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
7.08%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Highland, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $380,000 | -- | |
| Deed | $380,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $368,600 | New Conventional | |
| Previous Owner | $208,575 | New Conventional | |
| Previous Owner | $206,943 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $40,412 | Unknown | |
| Previous Owner | $26,260 | Unknown | |
| Previous Owner | $230,000 | Unknown | |
| Previous Owner | $80,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $11,918 | Unknown | |
| Previous Owner | $35,000 | Credit Line Revolving | |
| Previous Owner | $128,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Sold | $370,000 | 0.0% | $189 / Sq Ft |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- |
| 05/13/2025 05/13/25 | Off Market | $370,000 | -- | -- |
| 04/15/2025 04/15/25 | Price Changed | $369,900 | -1.4% | $189 / Sq Ft |
| 01/30/2025 01/30/25 | For Sale | $375,000 | +66.7% | $192 / Sq Ft |
| 03/15/2019 03/15/19 | Sold | $225,000 | -8.1% | $115 / Sq Ft |
| 10/28/2018 10/28/18 | Pending | -- | -- | -- |
| 10/28/2018 10/28/18 | For Sale | $244,900 | -- | $125 / Sq Ft |
Source: OneKey® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,672 | $216,000 | $66,900 | $149,100 |
| 2023 | $8,540 | $216,000 | $66,900 | $149,100 |
| 2022 | $8,289 | $216,000 | $66,900 | $149,100 |
| 2021 | $8,289 | $216,000 | $66,900 | $149,100 |
| 2020 | $7,458 | $216,000 | $66,900 | $149,100 |
| 2019 | $7,116 | $216,000 | $66,900 | $149,100 |
| 2018 | $294 | $216,000 | $66,900 | $149,100 |
| 2017 | $288 | $216,000 | $66,900 | $149,100 |
| 2016 | $7,105 | $216,000 | $66,900 | $149,100 |
| 2015 | -- | $216,000 | $66,900 | $149,100 |
| 2014 | -- | $216,000 | $66,900 | $149,100 |
Source: Public Records
Agents Affiliated with this Home
-
Virginia Corbett
Seller's Agent in 2025
Virginia Corbett
eXp Realty
(845) 393-6876
11 in this area
645 Total Sales
-
Doreen Crowther
Buyer's Agent in 2025
Doreen Crowther
eXp Realty
(914) 204-1826
2 in this area
59 Total Sales
-
Lisa Maraday
Seller's Agent in 2019
Lisa Maraday
eXp Realty
(845) 527-8173
1 in this area
39 Total Sales
-
T
Buyer's Agent in 2019
Tim Mohl
John J Lease REALTORS Inc
Map
Source: OneKey® MLS
MLS Number: 815460
APN: 4200-102.003-0001-031.000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale or lease on this web site comes in part from OneKey® MLS. Real estate listings held by brokerage firms other than Ten-X are marked with the OneKey® MLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker.
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Copyright 2025 OneKey® MLS. All rights reserved.
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