$370,000
SOLD JUL 2, 2025

45 Cotter Rd Highland, NY 12528

3 Beds
2.5 Baths
1,956 Sq Ft
5.2 Acres

Recently Sold

$189 Per Sq Ft

1% Below List Price

108 Days on Market

Highlights

  • 5.2 Acre Lot
  • Main Floor Primary Bedroom
  • En-Suite Primary Bedroom
  • Deck
  • Bathroom on Main Level
  • Baseboard Heating

About This Home

As of July 2025

Nestled on a picturesque 5.2-acre lot in Highland, NY, this charming 3-bedroom, 2.5-bathroom home offers a perfect blend of comfort and natural beauty. Spanning 1,956 sq ft, this inviting residence provides plenty of space for families or anyone looking for a serene retreat. The lush, expansive grounds feature open areas perfect for outdoor activities, gardening, or simply enjoying the tranquil surroundings, while the wooded portions offer added privacy and a connection to nature.

Inside, the kitchen boasts newer appliances installed in 2020, including a refrigerator, range, and microwave, making it a functional and modern hub for daily living. Whether you're enjoying the warmth of the home or exploring the property’s peaceful acreage, this home provides a true escape from the hustle and bustle.

Don’t miss this incredible opportunity to embrace charm and tranquility of this spacious home. Schedule your viewing today and envision the possibilities!

Last Agent to Sell the Property

Virginia Corbett

eXp Realty License #10301222045 Listed on: 01/30/2025

eXp Realty

Last Buyer's Agent

Doreen Crowther

Howard Hanna Rand Realty License #10401209561

Howard Hanna Rand Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,672

Year Built

  • Built in 1987

Parking

  • Driveway

Home Design

  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,956 Sq Ft Home
  • Laminate Flooring
  • Walk-Out Basement

Kitchen

  • Oven
  • Microwave

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Schools

  • Plattekill Elementary School
  • John G Borden Middle School
  • Wallkill Senior High School

Utilities

  • No Cooling
  • Baseboard Heating
  • Well
  • Septic Tank

Additional Features

  • Deck
  • 5.2 Acre Lot

Listing and Financial Details

  • Assessor Parcel Number 4200-102.003-0001-031.000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,672

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architectural Style: Other
  • Property SubType: Single Family Residence
  • Year Built: 1987
  • Carport Y N: No
  • CurrentPrice: 370000.00
  • MlsMajorChangeType: Sold
  • CurrentPrice_By_LivingArea: 189.16155
  • ListPrice_By_LivingArea: 189.11043
  • ListPrice_By_OriginalListPrice: 0.98640
  • ListPrice_By_LotSizeAcres: 71134.6154
  • LivingAreaSearchSqFt: 1956.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Microwave, Oven, Refrigerator, Washer
  • Interior Amenities: First Floor Bedroom, First Floor Full Bath, Primary Bathroom, Master Downstairs
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Basement: Walk-Out Access
  • Total Bedrooms: 3
  • Living Area: 1956
  • Basement YN: Yes

Exterior Features

  • Construction Materials: Frame, Vinyl Siding
  • Patio and Porch Features: Deck
  • Waterfront: No

Garage/Parking

  • Garage: No
  • Parking Description: Driveway

Utilities

  • Cooling: None
  • Heating: Baseboard
  • Sewer: Septic Tank
  • Utilities: Water Available
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Middle School: John G Borden Middle School

Lot Info

  • Lot Size Acres: 5.2
  • Lot Size Sq Ft: 226512
  • Parcel Number: 4200-102.003-0001-031.000-0000
  • Property Attached: No

Rental Info

  • Lease Considered: No

Tax Info

  • Tax Annual Amount: 8672.32
  • Tax Year: 2024

MLS Schools

  • Elementary School: Plattekill Elementary School
  • High School: Wallkill Senior High School
  • Middle School District: Wallkill

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2025
Closed on
Jun 30, 2025
Sold by
Ramirez Victor
Bought by
Enriquez Blanca E
Seller's Agent
Virginia Corbett
eXp Realty
Buyer's Agent
Doreen Crowther
Howard Hanna Rand Realty
List Price
$375,000
Sold Price
$370,000
Premium/Discount to List
-$5,000
-1.33%
Views
372
Current Estimated Value
$397,937

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,937
Avg. Annual Appreciation
16.37%
Original Mortgage
$368,600
Outstanding Balance
$367,347
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$30,590

Purchase Details

Listed on
Oct 29, 2018
Closed on
Mar 15, 2019
Sold by
Mck Jeffrey and Mack Patrica
Bought by
Ramirez Victor
Seller's Agent
Lisa Maraday
eXp Realty
Buyer's Agent
Tim Mohl
John J Lease REALTORS Inc
List Price
$244,900
Sold Price
$225,000
Premium/Discount to List
-$19,900
-8.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.22%
Original Mortgage
$208,575
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 9, 2002
Sold by
Mitchell Susan J and Keator Stanley
Bought by
Mitchell Bruce R and Mitchell Susan J

Purchase Details

Closed on
Feb 12, 2001
Sold by
Mack Patricia
Bought by
Mack Jeffrey and Mack Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
7.08%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $380,000 --
Deed $380,000 --
Deed $380,000 --
Quit Claim Deed -- --
Quit Claim Deed -- --
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $368,600 New Conventional
Closed $368,600 New Conventional
Previous Owner $208,575 New Conventional
Previous Owner $128,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2025 07/02/25 Sold $370,000 0.0% $189 / Sq Ft
05/19/2025 05/19/25 Pending -- -- --
05/13/2025 05/13/25 Off Market $370,000 -- --
04/15/2025 04/15/25 Price Changed $369,900 -1.4% $189 / Sq Ft
01/30/2025 01/30/25 For Sale $375,000 +66.7% $192 / Sq Ft
03/15/2019 03/15/19 Sold $225,000 -8.1% $115 / Sq Ft View Prior Sale
10/28/2018 10/28/18 Pending -- -- --
10/28/2018 10/28/18 For Sale $244,900 -- $125 / Sq Ft
Source: OneKey® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,782 $216,000 $66,900 $149,100
2023 $8,540 $216,000 $66,900 $149,100
2022 $8,289 $216,000 $66,900 $149,100
2021 $8,289 $216,000 $66,900 $149,100
2020 $7,458 $216,000 $66,900 $149,100
2019 $7,116 $216,000 $66,900 $149,100
2018 $294 $216,000 $66,900 $149,100
2017 $288 $216,000 $66,900 $149,100
2016 $7,105 $216,000 $66,900 $149,100
2015 -- $216,000 $66,900 $149,100
2014 -- $216,000 $66,900 $149,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: OneKey® MLS

MLS Number: 815460

OneKey® MLS

APN: 4200-102.003-0001-031.000-0000