$3,250,000

45 E Lake Dr Annapolis, MD 21403

Estimated payment $17,840/month

Total Views 9,213
3 Beds
3 Baths
2,043 Sq Ft
$1,591 Price per Sq Ft

Highlights

  • 57 Feet of Waterfront
  • Boat Ramp
  • Access to Tidal Water
  • Marina
  • Private Dock Site
  • Fishing Allowed

About This Home

A truly rare dual parcel opportunity in Bay Ridge, where the value lies in purchasing both properties together—a substantial homesite with an existing residence directly across the street from a 57-foot waterfront lot on Lake Ogleton. The upland parcel spans an impressive 150 feet in width and currently features a comfortable, move-in-ready home, allowing immediate enjoyment while you plan for the future. A full-width screened front porch captures bay breezes, while the interior includes an updated kitchen with quartz countertops, a generous island, and SS appliances. A two-car garage and ample driveway parking add everyday convenience. This lot offers exceptional long-term potential, including the ability to design a future two-story residence with possible Chesapeake Bay and Bay Bridge views. Directly across the street, the companion waterfront lot provides protected water access on Lake Ogleton, complete with an existing dock in need of repair providing an ideal canvas for creating your private waterfront retreat. Whether your vision is a custom coastal estate, a modern waterfront design, or a classic Bay Ridge cottage, the combination of these two parcels delivers a rare blend of space, flexibility, and true water access that is nearly impossible to replicate. The sought-after Bay Ridge Community features a plethora of amenities including community pool with a clubhouse that overlooks the beautiful waters of the Bay, community beaches on both the River and the Bay and a community Marina with a newly renovated clubhouse. Off-the-water activities include enjoying the basketball court, playground, ball fields, pickleball courts, common areas and year-round community activities. Walk or ride your bike for miles along the water and enjoy all the benefits of the Bay Ridge lifestyle, there is no other place like it! Located just minutes from downtown Annapolis and Eastport which offer the perfect balance of small-town charm and big world sophistication. Traveling or commuting is just as convenient by easily accessing Rt. 50 and 97 which provides direct access to Baltimore, BWI, Ft. Meade/NSA and Washington, DC., or head over the Bay Bridge to the Eastern Shore for a quick beach vacation. Welcome Home!

Listing Agent

Brad Kappel

(410) 280-5600 brad.kappel@sothebysrealty.com TTR Sotheby's International Realty Listed on: 01/09/2026

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,144

Year Built

  • Built in 1967

Lot Details

  • 0.45 Acre Lot
  • 57 Feet of Waterfront
  • Home fronts navigable water
  • Landscaped
  • Premium Lot
  • Level Lot
  • Back Yard Fenced and Front Yard
  • Additional Land
  • The 0.225 acre waterfront parcel, 48 E Lake Drive Annapolis, MD. 21403 (TAX ID: 020204711697000) shall be included with the sale
  • Property is zoned R2

Parking

  • 2 Car Direct Access Garage
  • 4 Driveway Spaces
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • Lake
  • Panoramic
  • Scenic Vista
  • Garden

Home Design

  • Coastal Architecture
  • Contemporary Architecture
  • Brick Exterior Construction

Interior Spaces

  • 2,043 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Built-In Features
  • Vaulted Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Fireplace With Glass Doors
  • Brick Fireplace
  • Combination Kitchen and Dining Room

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • No Interior Steps
  • Entry Slope Less Than 1 Foot

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • Private Dock Site
  • Powered Boats Permitted
  • Lake Privileges
  • Screened Patio
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 020204711699800

Community Details

Overview

  • No Home Owners Association
  • $250 Recreation Fee
  • Bay Ridge Subdivision, Bay Ridge Waterfront Floorplan

Amenities

  • Common Area
  • Meeting Room

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Mooring Area
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,144

Year Built

Built in 1967

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal, Contemporary
  • Accessibility Features: Entry Slope <1', Level Entry - Main, No Stairs
  • Ownership: Fee Simple
  • Inclusions: see documents for inclusions/exclusions
  • New Construction: No
  • Story List: Main
  • Expected On Market: 1/11/2026 12:00:00 AM
  • Year Built: 1967
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Tub Shower, Breakfast Area, Built-Ins, Carpet, Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Upgraded Countertops, Walk-In Closet(s)
  • Fireplace Features: Brick, Fireplace - Glass Doors, Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings, 9'+ Ceilings
  • Foundation Details: Other
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2043
  • Living Area Sq Ft: 2043
  • Price Per Sq Ft: 1590.80
  • Above Grade Finished Sq Ft: 2043
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Combination
  • View: Lake, Garden/Lawn, Panoramic, Scenic Vista, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Lake Ogleton
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 57

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat
  • Heating Fuel: Oil
  • Heating Type: Forced Air, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Marina/Marina Club, Meeting Room, Mooring Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: 250.00
  • Association Recreation Fee: Yes
  • Community Pool Features: In Ground

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: The 0.225 acre waterfront parcel, 48 E Lake Drive Annapolis, MD. 21403 (TAX ID: 020204711697000) shall be included with the sale
  • Fencing: Rear, Partially
  • Lot Features: Additional Lot(s), Front Yard, Landscaping, Level, Premium, Rear Yard
  • Lot Size Acres: 0.45
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 19602.00
  • Outdoor Living Structures: Screened, Porch(es)
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 11144.00
  • Assessor Parcel Number: 020204711699800
  • Tax Lot: 35
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,427 $984,233 -- --
2024 $7,427 $903,067 -- --
2023 $5,701 $821,900 $642,200 $179,700
2022 $8,181 $782,900 $0 $0
2020 $6,267 $704,900 $492,200 $212,700
2019 $7,148 $704,900 $492,200 $212,700
2018 $7,148 $704,900 $492,200 $212,700
2017 $10,852 $709,500 $0 $0
2016 -- $696,367 $0 $0
2015 -- $683,233 $0 $0
2014 -- $670,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/09/2026 01/09/26 For Sale $3,250,000 -- $1,591 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $2,350,000 Old Republic National Title In
Deed $2,350,000 Old Republic National Title In
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $1,762,500 Construction
Source: Public Records

Source: Bright MLS

MLS Number: MDAA2134186

Bright MLS

APN: 02-047-11699800