45 E Lake Dr Annapolis, MD 21403
Estimated payment $7,925/month
Highlights
- Popular Property
- Canoe or Kayak Water Access
- Fishing Allowed
- Home fronts navigable water
- Public Beach
- Bay View
About This Lot
Incredible Opportunity in Bay Ridge! This property sits on an expansive 150-foot-wide lot and has already been remodeled, making it comfortable to live in right away. Move in temporarily while you design your dream home, or work within the existing footprint to create a residence that perfectly suits your lifestyle. Alternatively, take advantage of the generous lot size and premier location to build a brand-new custom home. With tranquil lake views and glimpses of the Chesapeake Bay, the setting is truly special. Bay Ridge is one of Annapolis’s most coveted waterfront neighborhoods, offering unmatched amenities and a strong sense of community. Residents enjoy a private bay front pool and clubhouse, marina, beaches, playgrounds, and endless opportunities for boating, kayaking, and paddle boarding—all just minutes from downtown Annapolis. Known for its welcoming neighborhood spirit and resort-like feel, Bay Ridge offers a lifestyle that is second to none. Whether you envision a light renovation, a full rebuild, or simply enjoying it as-is, this property offers a rare opportunity to make your mark in one of Annapolis’s premier waterfront communities. (Also listed as a house/lot package in residential listings.)
Property Details
Property Type
- Land
Est. Annual Taxes
- $10,269
Lot Details
- 0.45 Acre Lot
- Home fronts navigable water
- Public Beach
- Property is zoned R2
Property Views
- Bay
- Creek or Stream
Utilities
- Well
Listing and Financial Details
- Tax Lot 35
- Assessor Parcel Number 020204711699800
Community Details
Overview
- No Home Owners Association
- Bay Ridge Subdivision
Recreation
- 1 Community Docks
- Fishing Allowed
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Waterski or Wakeboard
- Swimming Allowed
- Powered Boats Permitted
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,427 | $984,233 | -- | -- |
| 2024 | $7,427 | $903,067 | $0 | $0 |
| 2023 | $5,701 | $821,900 | $642,200 | $179,700 |
| 2022 | $8,181 | $782,900 | $0 | $0 |
| 2021 | $12,918 | $743,900 | $0 | $0 |
| 2020 | $6,267 | $704,900 | $492,200 | $212,700 |
| 2019 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2018 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2017 | $10,852 | $709,500 | $0 | $0 |
| 2016 | -- | $696,367 | $0 | $0 |
| 2015 | -- | $683,233 | $0 | $0 |
| 2014 | -- | $670,100 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/29/2025 08/29/25 | For Sale | $1,299,900 | -45.3% | -- |
| 08/29/2025 08/29/25 | For Sale | $2,375,000 | +58.5% | $674 / Sq Ft |
| 07/11/2025 07/11/25 | For Sale | $1,498,000 | -- | $733 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,762,500 | Construction | |
| Closed | $1,762,500 | Construction | |
| Previous Owner | $1,099,500 | Reverse Mortgage Home Equity Conversion Mortgage |
Source: Bright MLS
MLS Number: MDAA2124850
APN: 02-047-11699800
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