45 E Lake Dr Annapolis, MD 21403
Estimated payment $17,840/month
Highlights
- 57 Feet of Waterfront
- Boat Ramp
- Access to Tidal Water
- Marina
- Private Dock Site
- Fishing Allowed
About This Home
A truly rare dual parcel opportunity in Bay Ridge, where the value lies in purchasing both properties together—a substantial homesite with an existing residence directly across the street from a 57-foot waterfront lot on Lake Ogleton. The upland parcel spans an impressive 150 feet in width and currently features a comfortable, move-in-ready home, allowing immediate enjoyment while you plan for the future. A full-width screened front porch captures bay breezes, while the interior includes an updated kitchen with quartz countertops, a generous island, and SS appliances. A two-car garage and ample driveway parking add everyday convenience. This lot offers exceptional long-term potential, including the ability to design a future two-story residence with possible Chesapeake Bay and Bay Bridge views. Directly across the street, the companion waterfront lot provides protected water access on Lake Ogleton, complete with an existing dock in need of repair providing an ideal canvas for creating your private waterfront retreat. Whether your vision is a custom coastal estate, a modern waterfront design, or a classic Bay Ridge cottage, the combination of these two parcels delivers a rare blend of space, flexibility, and true water access that is nearly impossible to replicate. The sought-after Bay Ridge Community features a plethora of amenities including community pool with a clubhouse that overlooks the beautiful waters of the Bay, community beaches on both the River and the Bay and a community Marina with a newly renovated clubhouse. Off-the-water activities include enjoying the basketball court, playground, ball fields, pickleball courts, common areas and year-round community activities. Walk or ride your bike for miles along the water and enjoy all the benefits of the Bay Ridge lifestyle, there is no other place like it! Located just minutes from downtown Annapolis and Eastport which offer the perfect balance of small-town charm and big world sophistication. Traveling or commuting is just as convenient by easily accessing Rt. 50 and 97 which provides direct access to Baltimore, BWI, Ft. Meade/NSA and Washington, DC., or head over the Bay Bridge to the Eastern Shore for a quick beach vacation. Welcome Home!
Listing Agent
(410) 280-5600 brad.kappel@sothebysrealty.com TTR Sotheby's International Realty Listed on: 01/09/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,144
Year Built
- Built in 1967
Lot Details
- 0.45 Acre Lot
- 57 Feet of Waterfront
- Home fronts navigable water
- Landscaped
- Premium Lot
- Level Lot
- Back Yard Fenced and Front Yard
- Additional Land
- The 0.225 acre waterfront parcel, 48 E Lake Drive Annapolis, MD. 21403 (TAX ID: 020204711697000) shall be included with the sale
- Property is zoned R2
Parking
- 2 Car Direct Access Garage
- 4 Driveway Spaces
- Oversized Parking
- Parking Storage or Cabinetry
- Side Facing Garage
- Garage Door Opener
Property Views
- Lake
- Panoramic
- Scenic Vista
- Garden
Home Design
- Coastal Architecture
- Contemporary Architecture
- Brick Exterior Construction
Interior Spaces
- 2,043 Sq Ft Home
- Property has 1 Level
- Traditional Floor Plan
- Built-In Features
- Vaulted Ceiling
- Ceiling Fan
- Self Contained Fireplace Unit Or Insert
- Fireplace With Glass Doors
- Brick Fireplace
- Combination Kitchen and Dining Room
Kitchen
- Eat-In Gourmet Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 3 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Accessible Home Design
- No Interior Steps
- Entry Slope Less Than 1 Foot
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Personal Watercraft
- Waterski or Wakeboard
- Swimming Allowed
- Private Dock Site
- Powered Boats Permitted
- Lake Privileges
- Screened Patio
- Shed
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Vented Exhaust Fan
- Programmable Thermostat
- Well
- Electric Water Heater
- Water Conditioner is Owned
Listing and Financial Details
- Tax Lot 35
- Assessor Parcel Number 020204711699800
Community Details
Overview
- No Home Owners Association
- $250 Recreation Fee
- Bay Ridge Subdivision, Bay Ridge Waterfront Floorplan
Amenities
- Common Area
- Meeting Room
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- Mooring Area
- Marina
- Beach
- Tennis Courts
- Baseball Field
- Community Basketball Court
- Community Playground
- Community Pool
- Pool Membership Available
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,427 | $984,233 | -- | -- |
| 2024 | $7,427 | $903,067 | -- | -- |
| 2023 | $5,701 | $821,900 | $642,200 | $179,700 |
| 2022 | $8,181 | $782,900 | $0 | $0 |
| 2020 | $6,267 | $704,900 | $492,200 | $212,700 |
| 2019 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2018 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2017 | $10,852 | $709,500 | $0 | $0 |
| 2016 | -- | $696,367 | $0 | $0 |
| 2015 | -- | $683,233 | $0 | $0 |
| 2014 | -- | $670,100 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/09/2026 01/09/26 | For Sale | $3,250,000 | -- | $1,591 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $1,762,500 | Construction |
Source: Bright MLS
MLS Number: MDAA2134186
APN: 02-047-11699800
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