45 E Lake Dr Annapolis, MD 21403
Estimated payment $9,162/month
Highlights
- Water Views
- Water Access
- Vaulted Ceiling
- Home fronts navigable water
- Midcentury Modern Architecture
- Traditional Floor Plan
About This Home
Rare Bay Ridge Opportunity – 150’ Wide Lot - Across the street from Lake Ogleton.
Don’t miss this incredible chance to build your dream home on one of Bay Ridge’s most coveted lots! Spanning 150 feet in width, this level property offers endless potential. Enjoy views of the Chesapeake Bay and Bay Bridge from a future two-story home—while living comfortably in the existing, move-in-ready residence. The charming screened front porch stretches the full width of the house, perfect for catching bay breezes. Inside, the updated kitchen features a spacious island, quartz countertops, and new appliances. A two-car garage and generous driveway provide ample parking.
Whether you’re ready to build or simply want a fantastic home with future potential, this is the opportunity you’ve been waiting for in Bay Ridge as the community has the most incredible amenities! Located steps from the community marina, playground, basketball/pickleball court, kayak racks and the amazing private community beaches! Enjoy the community pool and clubhouse overlooking the bay as well as a baseball/soccer/lacrosse field and walking trails. This neighborhood has it all! Joining the Bay Ridge Civic Association is voluntary.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,760
Year Built
- Built in 1967
Lot Details
- 0.45 Acre Lot
- Home fronts navigable water
- Partially Fenced Property
- Level Lot
- Back and Front Yard
- Property is in below average condition
- Property is zoned R2
Parking
- 2 Car Attached Garage
- 6 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
Home Design
- Midcentury Modern Architecture
- Raised Ranch Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Roof
Interior Spaces
- 2,043 Sq Ft Home
- Property has 1 Level
- Traditional Floor Plan
- Vaulted Ceiling
- 1 Fireplace
- Family Room Off Kitchen
- Combination Kitchen and Dining Room
- Water Views
Kitchen
- Stove
- Built-In Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Water Access
- Property is near a lake
- Screened Patio
- Outbuilding
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Well
- Electric Water Heater
- Municipal Trash
Listing and Financial Details
- Tax Lot 35,36,37
- Assessor Parcel Number 020204711699800
Community Details
Overview
- No Home Owners Association
- Bay Ridge Subdivision
Recreation
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,427 | $984,233 | -- | -- |
| 2024 | $7,427 | $903,067 | $0 | $0 |
| 2023 | $5,701 | $821,900 | $642,200 | $179,700 |
| 2022 | $8,181 | $782,900 | $0 | $0 |
| 2021 | $12,918 | $743,900 | $0 | $0 |
| 2020 | $6,267 | $704,900 | $492,200 | $212,700 |
| 2019 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2018 | $7,148 | $704,900 | $492,200 | $212,700 |
| 2017 | $10,852 | $709,500 | $0 | $0 |
| 2016 | -- | $696,367 | $0 | $0 |
| 2015 | -- | $683,233 | $0 | $0 |
| 2014 | -- | $670,100 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/29/2025 08/29/25 | For Sale | $1,299,900 | -45.3% | -- |
| 08/29/2025 08/29/25 | For Sale | $2,375,000 | +58.5% | $674 / Sq Ft |
| 07/11/2025 07/11/25 | For Sale | $1,498,000 | -- | $733 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | $2,350,000 | Old Republic National Title In | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,762,500 | Construction | |
| Closed | $1,762,500 | Construction | |
| Previous Owner | $1,099,500 | Reverse Mortgage Home Equity Conversion Mortgage |
Source: Bright MLS
MLS Number: MDAA2120028
APN: 02-047-11699800
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