NOT LISTED FOR SALE

45 E Point Rd Palmyra, VA 22963

Estimated Value: $297,000 - $322,000

4 Beds
2 Baths
1,344 Sq Ft
$234/Sq Ft Est. Value

Last Sold September 19, 2023

Last sale price $295,000 $219 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $1,910/month

8 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Clubhouse
  • Golf Course Community
  • Community Lake
  • Wooded Lot

About This Home

As of September 2023

COMING SOON!!! WELCOME TO LIFE AT LAKE MONTICELLO! MOVE-IN READY HOME. Hardiplank siding, paved driveway, , bamboo floors, granite countertop, stainless appliances, rear deck, 4 bedrooms and 2 full baths with dual sinks and standing encapsulated crawl space. Beautifully maintained and ready for New Owner! ENJOY all the amenities Lake Monticello has to offer. Boat launch area, Golf with Fairway Clubhouse, 5 Beach areas with picnic tables and grills & area to launch kayaks & canoes, Community room & meeting facilites, basketball, pool, tennis & racquet ball area and so much more. PROFESSIONAL PHOTOS coming soon.

Last Agent to Sell the Property

Julie Holbrook

NEST REALTY GROUP License #0225044905 Listed on: 08/01/2023

NEST REALTY GROUP

Last Buyer's Agent

Michael Marino

BINX PROPERTIES License #0225097855

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,718

Year Built

  • Built in 2017

Lot Details

  • 0.46 Acre Lot
  • Mature Landscaping
  • Gentle Sloping Lot
  • Wooded Lot
  • Property is zoned R-4 Residential, 4 Dwellings/Acre

HOA Fees

  • $103 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Concrete Block With Brick
  • HardiePlank Siding

Interior Spaces

  • 1,344 Sq Ft Home
  • 1-Story Property
  • Insulated Windows
  • Living Room
  • Dining Room
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Bamboo
  • Carpet

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Outdoor Features

  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • Community Sewer or Septic
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 18A 6 181

Community Details

Overview

  • Association fees include area maint, beach, play area, prof. mgmt., road maint, security force, tennis
  • $855 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Community Dining Room

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,718

Year Built

Built in 2017

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1344
  • Design: Ranch
  • L V T Date: 08/06/2023
  • Parcel Number: 18A 6 181
  • Price Per Sq Ft: 219.49
  • Property Included: kitchen appliances
  • Total Sq Ft: 1344
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential, 4 Dwellings/Acre
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Bedroom1|Full Bath1|
  • Structures Deck Porch: Wood
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Laundry: Dryer Hookup, Washer Hookup
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Master Bedroom,On Level: 1
  • Room 4: Master Bath,On Level: 1
  • Room 5: Bedroom,On Level: 1
  • Room 6: Bedroom,On Level: 1
  • Room 7: Bedroom,On Level: 1
  • Room 8: Full Bath,On Level: 1
  • Total Finished Sq Ft: 1344
  • Above Grade Finished Sq Ft: 1344
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Refrigerator, Electric Cooktop
  • Kitchen Cabinets Counters: Cherry Cabinets, Granite, Wood Cabinets
  • Land Description: Gently Rolling, Landscaped, Wooded
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Main Level: 4
  • Full Bathrooms: 2
  • Room Types: Bedroom, Full Bath, Kitchen, Living Room, Master Bedroom
  • Room Types Level1: Bedroom (L1), Full Bath (L1), Kitchen (L1), Living Room (L1), Master Bedroom (L1)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Hardie Plank
  • Number Of Acres: 0.46
  • Roof: Architectural Style
  • Structure Floors: Bamboo, Carpet
  • Structure Window Ceiling: Insulated Windows
  • View: Residential View
  • Yard: Mature

Garage/Parking

  • Driveway Parking: Asphalt

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump
  • Cable Available: DSL
  • Sewer/Septic System: Community Septic
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Picnic Area, Play Area, Pool, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 855
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Play Area, Prof. Mgmt., Road Maint, Security Force, Tennis
  • Association Fee: 1238

Building Info

  • Year Built: 2017

Tax Info

  • Year: 2022
  • Taxes: 1718.38

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2023
Closed on
Aug 15, 2023
Sold by
Fisher Ronald E and Fisher Kathy Ann
Bought by
Shifflett Kristin A
Seller's Agent
Julie Holbrook
NEST REALTY GROUP
Buyer's Agent
Michael Marino
BINX PROPERTIES
List Price
$289,000
Sold Price
$295,000
Premium/Discount to List
$6,000
2.08%
Views
77
Current Estimated Value
$315,067

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,067
Avg. Annual Appreciation
2.94%
Original Mortgage
$286,150
Outstanding Balance
$279,738
Interest Rate
6.9%
Mortgage Type
New Conventional
Estimated Equity
$35,329

Purchase Details

Listed on
Aug 6, 2019
Closed on
Dec 31, 2019
Sold by
Freedom Mortgage Corp
Bought by
Fisher Ronald E and Fisher Kathy Ann
Seller's Agent
Rob Alley
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
Buyer's Agent
Julie Holbrook
NEST REALTY GROUP
List Price
$159,900
Sold Price
$160,000
Premium/Discount to List
$100
0.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.19%

Purchase Details

Closed on
May 31, 2019
Sold by
Atlantic Trustee Services
Bought by
Freedon Mortgage Corp

Purchase Details

Closed on
May 3, 2017
Sold by
Spence J B
Bought by
Christmas Harry E and Christmas Samuel Viola

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,515
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 2016
Sold by
Bryant Earl E and Bryant Chanses Gianniny
Bought by
Spence J B and Linda B Winkler

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
3.56%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 11, 2011
Sold by
Wyant Jay D
Bought by
Bryant Earl E and Bryant Chanses Gianniny

Purchase Details

Closed on
Jan 8, 2009
Sold by
R L Beyer Construction Inc
Bought by
Diarich Llc
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Shifflett Kristin A $295,000 Chicago Title
Fisher Ronald E $160,000 Wfg National Title
Freedon Mortgage Corp $142,200 None Available
Christmas Harry E $159,900 Chicago Title
Spence J B $18,000 Chicago Title
Bryant Earl E $28,000 First American Title Insuran
Diarich Llc $472,584 None Available
Co Diarich Llc $472,584 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Shifflett Kristin A $286,150
Previous Owner Christmas Harry E $161,515
Previous Owner Spence J B $132,000
Closed Co Diarich Llc $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/19/2023 09/19/23 Sold $295,000 +2.1% $219 / Sq Ft
08/09/2023 08/09/23 Pending -- -- --
08/01/2023 08/01/23 For Sale $289,000 +80.6% $215 / Sq Ft
01/23/2020 01/23/20 Sold $160,000 +3.3% $119 / Sq Ft View Prior Sale
12/30/2019 12/30/19 Pending -- -- --
12/06/2019 12/06/19 Price Changed $154,900 -3.1% $115 / Sq Ft
11/05/2019 11/05/19 For Sale $159,900 0.0% $119 / Sq Ft
11/05/2019 11/05/19 Price Changed $159,900 -0.1% $119 / Sq Ft
11/04/2019 11/04/19 Off Market $160,000 -- --
10/04/2019 10/04/19 Price Changed $164,900 -0.8% $123 / Sq Ft
09/05/2019 09/05/19 Price Changed $166,155 -5.0% $124 / Sq Ft
08/06/2019 08/06/19 For Sale $174,900 -- $130 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,883 $251,000 $30,000 $221,000
2024 $17 $203,600 $30,000 $173,600
2023 $1,718 $203,600 $30,000 $173,600
2022 $1,469 $168,900 $25,000 $143,900
2021 $1,469 $168,900 $25,000 $143,900
2020 $1,448 $156,500 $25,000 $131,500
2019 $1,448 $156,500 $25,000 $131,500
2018 $1,466 $161,600 $25,000 $136,600
2017 $1,466 $161,600 $25,000 $136,600
2016 $229 $25,000 $25,000 $0
2015 $220 $25,000 $25,000 $0
2014 $220 $25,000 $25,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 644302

Charlottesville area Association of Realtors®

APN: 18A 6 181