$700,000
SOLD SEP 4, 2025

45 Finlay Place Newark, NJ 07106

Upper Vailsburg Neighborhood
-- Bed
-- Bath
-- Sq Ft
2,614 Sq Ft Lot

Recently Sold

4% Above List Price

57 Days on Market

About This Home

As of September 2025

This home is located at 45 Finlay Place, Newark, NJ 07106 and is currently priced at $700,000. This property was built in 1902. 45 Finlay Place is a home located in Essex County with nearby schools including Lincoln Elementary School, Mt. Vernon School, and Hawthorne Avenue Elementary School.

Last Agent to Sell the Property

Michelle Alphe

HOMESMART FIRST ADVANTAGE Brokerage Phone: 973-354-5000 Listed on: 02/17/2025

HOMESMART FIRST ADVANTAGE

Last Buyer's Agent

TEVIN LEWIS

NEIGHBORHOOD ASSISTANCE CORP.

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $7,031

Year Built

  • Built in 1902

Lot Details

  • 2,614 Sq Ft Lot

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$7,031

Year Built

Built in 1902

Lot Details

0

Listing Details

  • Year Built: 1902
  • County Name: Essex
  • Street Number Display: 45
  • I D: 5339121
  • Modified: 2025-09-04
  • Number Images: 0
  • Attribution Contact: 973-354-5000
  • MLS Status: Sold
  • Special Features: None
  • Property Sub Type: MultiFamily

Lot Info

  • Lot Size: 25X100
  • Total Acres: 0.06

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 17, 2025
Closed on
Jul 23, 2025
Sold by
Lebon Gertrude Marie and Alphe Dianne
Bought by
Polanco Michelle and Garcia Stalin E
Seller's Agent
Michelle Alphe
HOMESMART FIRST ADVANTAGE
Buyer's Agent
TEVIN LEWIS
NEIGHBORHOOD ASSISTANCE CORP.
List Price
$675,000
Sold Price
$700,000
Premium/Discount to List
$25,000
3.7%
Views
50

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-40.02%
Original Mortgage
$700,000
Outstanding Balance
$700,000
Interest Rate
6.72%
Estimated Equity
-$28,052

Purchase Details

Closed on
Jun 1, 2012
Sold by
Alphe Lebonn Gertrude and Lebon Gertrude Marie
Bought by
Lebon Gertrude Marie and Alphe Dianne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,665
Interest Rate
3.85%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 17, 2009
Sold by
Litton Loan Servicing Lp
Bought by
Alphe Lebon Gertrude and Alphe Diane

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,988
Interest Rate
5.02%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 15, 2008
Sold by
Hairston Hairston Limmie Limmie and Hairston Mr
Bought by
Litton Loan Servicing Lp and Gsaa Home Equity Trust 2006-20

Purchase Details

Closed on
Sep 29, 2006
Sold by
Martin Rodney
Bought by
Hairston Limmie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$348,000
Interest Rate
6.54%

Purchase Details

Closed on
Feb 17, 2000
Sold by
Born Asiatic Inc
Bought by
Walters Sharon

Purchase Details

Closed on
Jan 30, 1990
Sold by
Zoilowski Stanley and Zoilowski Eugenia
Bought by
Lucien Enol Moise and Marie Estella
Source: Public Records

Range of Values:

Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $700,000 Intact Title
Interfamily Deed Transfer -- Netco Title
Deed $270,000 New Jersey Title Ins Co
Sheriffs Deed -- None Available
Deed $425,000 --
Deed $183,000 --
Deed $157,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $700,000 No Value Available
Previous Owner $700,000 New Conventional
Previous Owner $254,665 FHA
Previous Owner $260,988 FHA
Previous Owner $348,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/04/2025 09/04/25 Sold $700,000 +3.7% --
04/15/2025 04/15/25 Pending -- -- --
03/05/2025 03/05/25 Off Market $675,000 -- --
02/17/2025 02/17/25 For Sale $675,000 -- --
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,031 $188,600 $21,300 $167,300
2024 $7,031 $188,600 $21,300 $167,300
2022 $7,046 $188,600 $21,300 $167,300
2021 $7,042 $188,600 $21,300 $167,300
2020 $7,167 $188,600 $21,300 $167,300
2019 $7,093 $188,600 $21,300 $167,300
2018 $6,965 $188,600 $21,300 $167,300
2017 $6,714 $188,600 $21,300 $167,300
2016 $6,488 $188,600 $21,300 $167,300
2015 $6,241 $188,600 $21,300 $167,300
2014 $5,848 $188,600 $21,300 $167,300
Source: Public Records

Agents Affiliated with this Home

  • M

    Seller's Agent in 2025

    Michelle Alphe

    HOMESMART FIRST ADVANTAGE

    (908) 342-2528

    1 in this area

    17 Total Sales

    Michelle Alphe
    Section Image

  • T

    Buyer's Agent in 2025

    TEVIN LEWIS

    NEIGHBORHOOD ASSISTANCE CORP.

See All Agents

Map

Source: Garden State MLS

MLS Number: 3946687

Garden State MLS

APN: 14-04191-0000-00027

New Jersey Essex County Newark 07106 Upper Vailsburg

45 Finlay Place, Newark, NJ

This home is located at 45 Finlay Place, Newark, NJ 07106 and is currently priced at $700,000. This property was built in 1902. 45 Finlay Place is a home located in Essex County with nearby schools including Lincoln Elementary School, Mt. Vernon School, and Hawthorne Avenue Elementary School.

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