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Seller's Agent in 2017
Mike Towers
KW Platform
45 Garden Ave Albany, NY 12203
Campus Area NeighborhoodEstimated Value: $284,000 - $351,000
3
Beds
2
Baths
1,500
Sq Ft
$216/Sq Ft
Est. Value
Highlights
- Ranch Style House
- No HOA
- Enclosed Patio or Porch
- Full Attic
- Cul-De-Sac
- 2 Car Attached Garage
About This Home
As of November 2017Available 3/10/17. This HUD Home is absolutely amazing! Imagine- living in southwest Albany on a cul-de-sac street, minutes from SUNY Albany! Great location- close to everything. House is fantastic: 3 bedrooms, 2 full bathrooms, 2 car garage under the house for easy access. Low maintenance yard, central air conditioning, large living room with wood burning fireplace, terrific kitchen and a great 3 season room! Tremendous opportunity you can't miss. Put this on your list of "must see houses" today! Very Good Condition
Last Agent to Sell the Property
Mike Towers
KW Platform Listed on: 04/13/2017
Last Buyer's Agent
Mike Towers
Miranda Real Estate Group, Inc
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,986
Year Built
- Built in 1973
Lot Details
- 6,098 Sq Ft Lot
- Cul-De-Sac
- Fenced
- Landscaped
- Level Lot
Parking
- 2 Car Attached Garage
- Tuck Under Parking
- Off-Street Parking
Home Design
- Ranch Style House
- Brick Exterior Construction
- Asphalt
Interior Spaces
- 1,500 Sq Ft Home
- Built-In Features
- Paddle Fans
- French Doors
- Sliding Doors
- Atrium Doors
- Living Room with Fireplace
- Ceramic Tile Flooring
Kitchen
- Oven
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Attic
- Full Attic
- Pull Down Stairs to Attic
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Outdoor Features
- Enclosed Patio or Porch
- Exterior Lighting
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 24 / 1
- Assessor Parcel Number 010100 63-1-24
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jan 16, 2019
Sold by
Garcia Ferina
Bought by
Garcia Ferina and Garcia Robert C
Current Estimated Value
Purchase Details
Listed on
Apr 13, 2017
Closed on
Nov 13, 2017
Sold by
Secretary Of Housing & Urbandevelopment
Bought by
Gracia Ferina
Seller's Agent
Mike Towers
KW Platform
Buyer's Agent
Mike Towers
Miranda Real Estate Group, Inc
List Price
$138,000
Sold Price
$132,000
Premium/Discount to List
-$6,000
-4.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.76%
Original Mortgage
$187,529
Outstanding Balance
$157,265
Interest Rate
3.88%
Mortgage Type
FHA
Estimated Equity
$166,788
Purchase Details
Closed on
Jul 31, 2015
Sold by
Jpmorgan Chase Bank Na
Bought by
Secretary Of Hud
Purchase Details
Closed on
Jul 22, 2014
Sold by
Cano Elsa and Cano Wilfredo B
Bought by
Jpmorgan Chase Bank Na
Purchase Details
Closed on
Jan 3, 2008
Sold by
Cano Elsa
Bought by
Cano Elsa
Purchase Details
Closed on
Jan 2, 2008
Sold by
Galang Elnor and Cano Elsa
Bought by
Cano Elsa and Cano Wilfredo B
Purchase Details
Closed on
Jul 24, 2006
Sold by
Buado Carmencita T
Bought by
Cano Elsa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
6.8%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Jul 12, 2006
Sold by
Buado Carmencia T and Buado Anastacio
Bought by
Cano Elsa and Galang Elnor
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,000
Interest Rate
6.8%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Mar 21, 2005
Sold by
Stehr Linda C
Bought by
Buado Carmencita T and Buado Anastacio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,683
Interest Rate
5.61%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Garcia Ferina | -- | Market Title | |
| Gracia Ferina | $132,000 | None Available | |
| Secretary Of Hud | -- | None Available | |
| Jpmorgan Chase Bank Na | $332,851 | Web Title Agency | |
| Cano Elsa | -- | -- | |
| Cano Elsa | -- | None Available | |
| Cano Elsa | $200,000 | Kimberly Verner | |
| Cano Elsa | $200,000 | None Available | |
| Buado Carmencita T | $168,000 | Arthur A Pasquariello |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gracia Ferina | $187,529 | |
| Previous Owner | Cano Elsa | $40,000 | |
| Previous Owner | Cano Elsa | $160,000 | |
| Previous Owner | Buado Carmencita T | $166,683 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/15/2017 11/15/17 | Sold | $132,000 | -4.3% | $88 / Sq Ft |
| 04/26/2017 04/26/17 | Pending | -- | -- | -- |
| 04/12/2017 04/12/17 | For Sale | $138,000 | 0.0% | $92 / Sq Ft |
| 03/14/2017 03/14/17 | For Sale | $138,000 | 0.0% | $92 / Sq Ft |
| 03/13/2017 03/13/17 | Pending | -- | -- | -- |
| 03/07/2017 03/07/17 | Pending | -- | -- | -- |
| 03/06/2017 03/06/17 | For Sale | $138,000 | 0.0% | $92 / Sq Ft |
| 01/31/2017 01/31/17 | Price Changed | $138,000 | -8.0% | $92 / Sq Ft |
| 01/26/2017 01/26/17 | Pending | -- | -- | -- |
| 12/12/2016 12/12/16 | For Sale | $150,000 | -- | $100 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,716 | $281,000 | $56,200 | $224,800 |
| 2023 | $5,050 | $139,000 | $28,000 | $111,000 |
| 2022 | $4,933 | $139,000 | $28,000 | $111,000 |
| 2021 | $4,908 | $139,000 | $28,000 | $111,000 |
| 2020 | $4,841 | $139,000 | $28,000 | $111,000 |
| 2019 | $4,986 | $139,000 | $28,000 | $111,000 |
| 2018 | $4,844 | $139,000 | $28,000 | $111,000 |
| 2017 | $4,986 | $139,000 | $28,000 | $111,000 |
| 2016 | $5,127 | $139,000 | $28,000 | $111,000 |
| 2015 | $4,848 | $130,000 | $59,100 | $70,900 |
| 2014 | -- | $130,000 | $59,100 | $70,900 |
Source: Public Records
Agents Affiliated with this Home
Map
Source: Global MLS
MLS Number: 201624487
APN: 010100-063-036-0001-024-000-0000
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