NOT LISTED FOR SALE

45 Garfield St Oswego, IL 60543

Downtown Oswego Neighborhood

Estimated Value: $387,746 - $425,000

3 Beds
3 Baths
2,552 Sq Ft
$160/Sq Ft Est. Value

About This Home

This home is located at 45 Garfield St, Oswego, IL 60543 and is currently estimated at $407,937, approximately $159 per square foot. 45 Garfield St is a home located in Kendall County with nearby schools including Southbury Elementary School, Traughber Junior High School, and Oswego High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 21, 2020
Sold by
Severs Ruth J and Christy Ruth J
Bought by
Christy Ruth J and Christy Mark A
Current Estimated Value
$407,937

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,000
Outstanding Balance
$149,487
Interest Rate
2.62%
Mortgage Type
New Conventional
Estimated Equity
$262,629

Purchase Details

Closed on
May 24, 2011
Sold by
Franklin Jeff and Severs Ruth J
Bought by
Severs Ruth J

Purchase Details

Closed on
May 21, 2007
Sold by
Franklin Jeff and Franklin William
Bought by
Franklin Jeff and Severs Ruth J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,200
Interest Rate
6.2%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 4, 2006
Sold by
Habyan Shirley and Gengler Shirley M
Bought by
Franklin Jeff and Franklin William
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Christy Ruth J -- Citywide Title Corporation
Severs Ruth J -- First American Title Ins Co
Franklin Jeff -- First American Title Ins Co
Franklin Jeff $265,000 Ticor Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Christy Ruth J $202,000
Closed Franklin Jeff $256,904
Closed Severs Ruth J $265,390
Closed Severs Ruth J $267,200
Previous Owner Habyan Shirley M $119,000
Previous Owner Habyan Shirley $5,001
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,418 $115,606 $24,285 $91,321
2023 $7,783 $101,409 $21,303 $80,106
2022 $7,783 $92,190 $19,366 $72,824
2021 $7,895 $90,382 $18,986 $71,396
2020 $7,806 $88,610 $18,614 $69,996
2019 $7,863 $87,917 $18,614 $69,303
2018 $7,140 $79,685 $16,871 $62,814
2017 $6,914 $73,442 $15,549 $57,893
2016 $6,616 $69,613 $14,738 $54,875
2015 $6,647 $66,935 $14,171 $52,764
2014 -- $64,361 $13,626 $50,735
2013 -- $67,043 $14,194 $52,849
Source: Public Records

Map

Illinois Kendall County Oswego 60543 Downtown Oswego

45 Garfield St, Oswego, IL

This home is located at 45 Garfield St, Oswego, IL 60543 and is currently estimated at $407,937, approximately $159 per square foot. 45 Garfield St is a home located in Kendall County with nearby schools including Southbury Elementary School, Traughber Junior High School, and Oswego High School.

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