Seller's Agent in 2022
Melissa Graham
United Real Estate Strive 212
(484) 987-8725
1 in this area
115 Total Sales
45 Howard St Reading, PA 19609
Springmont NeighborhoodEstimated Value: $334,000 - $399,000
5
Beds
2
Baths
2,288
Sq Ft
$163/Sq Ft
Est. Value
Highlights
- Victorian Architecture
- 1 Fireplace
- Central Air
- Wilson West Middle School Rated 9+
- No HOA
- Radiator
About This Home
As of September 2022Absolutely beautifully maintained and updated Victorian Style Home, in the West Lawn section of Spring Township, within the highly coveted, blue ribbon Wilson School District. This home is about as charming as you will find, with a full length covered front and rear porch, a beautiful entry foyer with massive living room and dining areas with bump out. The kitchen is to die for with new electric kitchen stove, and there are gas lines if you want to convert to gas stove, large walk in pantry and door leading to the covered rear porch, lower paver stone patio and fully fenced private rear yard. The second floor has flexible floor plan that can either be 3 bedrooms with a potential nursery, sitting/dressing room or in home office, and there is a princess suite on the third floor, with a full bath, walk in closet, and attic access for storage. You don't want to miss the 3rd floor princess suite. The basement is partially finished, but could easily be taken to the fully finished level. It offers plenty of storage and a shop area with outdoor access up to grade. This is a very special home, with very low taxes, and could accommodate a large family, within walking distance to shops and restaurants along Penn Avenue, as well as easy access to all major routes in and out of berks County. When you walk out the back door you will be greeted with apple, peach, and pear fruit trees! Also, look out for the red Japanese maple near the deck and Azaleas, rhododendron, and Bradford pear in front of the house. There is also a special focused STEM program (science, technology, engineering, and math) coming to the High school in 2023. This home is priced to sell..
Last Agent to Sell the Property
(484) 987-8725 grahammelissa1992@gmail.com United Real Estate Strive 212 License #RS358416 Listed on: 07/05/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,975
Year Built
- Built in 1890
Lot Details
- 7,840 Sq Ft Lot
Parking
- On-Street Parking
Home Design
- Victorian Architecture
- Frame Construction
Interior Spaces
- 2,288 Sq Ft Home
- Property has 2 Levels
- 1 Fireplace
- Basement
Bedrooms and Bathrooms
- 5 Main Level Bedrooms
- 2 Full Bathrooms
Utilities
- Central Air
- Radiator
- Natural Gas Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 9925
- Assessor Parcel Number 80-4386-11-66-9925
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 5, 2022
Closed on
Sep 9, 2022
Sold by
Adrienne Montgomery
Bought by
Miller Matthew D and Miller Kayla R
Seller's Agent
Melissa Graham
United Real Estate Strive 212
Buyer's Agent
Jason Miller
Coldwell Banker Realty
List Price
$350,000
Sold Price
$305,000
Premium/Discount to List
-$45,000
-12.86%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$68,419
Avg. Annual Appreciation
6.91%
Original Mortgage
$248,270
Outstanding Balance
$236,963
Interest Rate
5.13%
Mortgage Type
FHA
Estimated Equity
$136,456
Purchase Details
Listed on
Dec 15, 2020
Closed on
Jan 29, 2021
Sold by
Soisson James P and Soisson Julia
Bought by
Montgomery Adrienne and Montgomery Scott
Seller's Agent
Liz Egner
RE/MAX Of Reading
Buyer's Agent
Megan Broomhall
Pagoda Realty
List Price
$284,900
Sold Price
$284,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.24%
Original Mortgage
$242,165
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2003
Sold by
Piersol Michael A and Wonder Jamie L
Bought by
Soisson James P and Soisson Julia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,250
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Miller Matthew D | $305,000 | -- | |
| Montgomery Adrienne | $284,900 | None Available | |
| Soisson James P | $172,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Miller Matthew D | $248,270 | |
| Previous Owner | Montgomery Adrienne | $242,165 | |
| Previous Owner | Soisson James P | $164,250 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/21/2022 09/21/22 | Sold | $305,000 | -6.2% | $133 / Sq Ft |
| 08/06/2022 08/06/22 | Pending | -- | -- | -- |
| 07/17/2022 07/17/22 | Price Changed | $325,000 | -7.1% | $142 / Sq Ft |
| 07/05/2022 07/05/22 | For Sale | $350,000 | +22.9% | $153 / Sq Ft |
| 01/29/2021 01/29/21 | Sold | $284,900 | 0.0% | $125 / Sq Ft |
| 12/20/2020 12/20/20 | Pending | -- | -- | -- |
| 12/15/2020 12/15/20 | For Sale | $284,900 | -- | $125 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,290 | $125,100 | $32,400 | $92,700 |
| 2024 | $5,352 | $125,100 | $32,400 | $92,700 |
| 2023 | $5,100 | $125,100 | $32,400 | $92,700 |
| 2022 | $4,975 | $125,100 | $32,400 | $92,700 |
| 2021 | $4,800 | $125,100 | $32,400 | $92,700 |
| 2020 | $4,800 | $125,100 | $32,400 | $92,700 |
| 2019 | $4,663 | $125,100 | $32,400 | $92,700 |
| 2018 | $4,623 | $125,100 | $32,400 | $92,700 |
| 2017 | $4,545 | $125,100 | $32,400 | $92,700 |
| 2016 | $1,599 | $125,100 | $32,400 | $92,700 |
| 2015 | $1,599 | $125,100 | $32,400 | $92,700 |
| 2014 | $1,599 | $125,100 | $32,400 | $92,700 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Graham
-
Jason Miller
Buyer's Agent in 2022
Jason Miller
Coldwell Banker Realty
(484) 721-7218
1 in this area
49 Total Sales
-
Liz Egner
Seller's Agent in 2021
Liz Egner
RE/MAX of Reading
(610) 656-9426
1 in this area
213 Total Sales
-
Dave Decembrino
Seller Co-Listing Agent in 2021
Dave Decembrino
RE/MAX of Reading
(610) 656-9427
4 in this area
201 Total Sales
-
Megan Broomhall
Buyer's Agent in 2021
Megan Broomhall
Pagoda Realty
(484) 793-1323
1 in this area
9 Total Sales
Map
Source: Bright MLS
MLS Number: PABK2017978
APN: 80-4386-11-66-9925
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