45 Ludlow St Waterbury, CT 06710
Village of Waterbury Neighborhood
5
Beds
2.5
Baths
1,176
Sq Ft
3,920
Sq Ft Lot
Highlights
- Property is near public transit
- Hot Water Circulator
- Level Lot
- Public Transportation
- Hot Water Heating System
About This Home
As of July 2025Motivated Seller- Beautiful two-family home, with a one car garage and spacious back yard with ample parking. The first floor is a 4-bedroom unit with 1.5 bathrooms that is fully Rented! The second unit is 1-bedroom and 1 full bath. Both units are tenant occupied. All appointments must be confirmed before entering the property.
Last Agent to Sell the Property
Vision Real Estate License #RES.0777391 Listed on: 05/22/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $3,347
Year Built
- Built in 1990
Lot Details
- 3,920 Sq Ft Lot
- Level Lot
Parking
- 1 Car Garage
Home Design
- 1,176 Sq Ft Home
- Concrete Foundation
- Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Bedrooms and Bathrooms
- 5 Bedrooms
Location
- Property is near public transit
Utilities
- Hot Water Heating System
- Heating System Uses Natural Gas
- Hot Water Circulator
Community Details
- 2 Units
- Public Transportation
Listing and Financial Details
- Assessor Parcel Number 1376482
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 22, 2025
Closed on
Jul 10, 2025
Sold by
Ighodaro T T and Ighodaro I
Bought by
Top Notch Estates Llc
Seller's Agent
Osa Ogiamien
Vision Real Estate
Buyer's Agent
Ryshaun Phillips
Full Service Realty LLC
List Price
$269,000
Sold Price
$269,000
Views
89
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.53%
Original Mortgage
$215,200
Outstanding Balance
$215,200
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$50,869
Purchase Details
Closed on
Oct 4, 2023
Sold by
Ighodarro Peter
Bought by
Ighodaro T T and Ighodaro I
Purchase Details
Closed on
Mar 25, 2011
Sold by
Gottlieb Jay
Bought by
Ighodaro Peter
Purchase Details
Closed on
Jun 1, 2004
Sold by
Provident Bk
Bought by
Cbt Hldgs Inc
Similar Homes in Waterbury, CT
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $269,000 | -- | |
| Deed | $269,000 | -- | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $35,000 | -- | |
| Warranty Deed | $35,000 | -- | |
| Warranty Deed | $57,900 | -- | |
| Warranty Deed | $57,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $215,200 | New Conventional | |
| Closed | $215,200 | New Conventional | |
| Previous Owner | $151,200 | No Value Available | |
| Previous Owner | $28,350 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/10/2025 07/10/25 | Sold | $269,000 | 0.0% | $229 / Sq Ft |
| 06/06/2025 06/06/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | For Sale | $269,000 | -- | $229 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,347 | $74,410 | $6,790 | $67,620 |
| 2024 | $3,679 | $74,410 | $6,790 | $67,620 |
| 2023 | $4,032 | $74,410 | $6,790 | $67,620 |
| 2022 | $2,432 | $40,400 | $6,780 | $33,620 |
| 2021 | $2,432 | $40,400 | $6,780 | $33,620 |
| 2020 | $2,432 | $40,400 | $6,780 | $33,620 |
| 2019 | $2,432 | $40,400 | $6,780 | $33,620 |
| 2018 | $2,432 | $40,400 | $6,780 | $33,620 |
| 2017 | $2,160 | $35,880 | $6,780 | $29,100 |
| 2016 | $2,160 | $35,880 | $6,780 | $29,100 |
| 2015 | $2,089 | $35,880 | $6,780 | $29,100 |
| 2014 | $2,089 | $35,880 | $6,780 | $29,100 |
Source: Public Records
Agents Affiliated with this Home
-
Osa Ogiamien
O
Seller's Agent in 2025
Osa Ogiamien
Vision Real Estate
(914) 837-8311
2 in this area
12 Total Sales
-
Ryshaun Phillips
Buyer's Agent in 2025
Ryshaun Phillips
Full Service Realty LLC
(203) 808-7202
4 in this area
69 Total Sales
Map
Source: SmartMLS
MLS Number: 24094517
APN: WATE-000214-000537-000036
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