$720,000
SOLD JUL 24, 2025

45 N Stump Tavern Rd Jackson, NJ 08527

3 Beds
2.5 Baths
1,900 Sq Ft
4.03 Acres

Recently Sold

$379 Per Sq Ft

4% Below List Price

79 Days on Market

Highlights

  • In Ground Pool
  • Colonial Architecture
  • Attic
  • 4.03 Acre Lot
  • Backs to Trees or Woods
  • Workshop

About This Home

As of July 2025

THE HOMEOWNERS ARE INVESTING A PORTION OF THIS SALE INTO REDUCING YOUR INTEREST RATE- THEY ARE PUTTING THEIR MONEY WHERE YOUR MORTGAGE IS!!This house comes with a REDUCED RATE as low as 5.625% (APR 5.974%) as of 03/24/2025 through List & LockTM. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.
LOVELY COLONIAL ON 4 ACRES OF PRIVATE PROPERTY. BEAUTIFUL YARD W BUILT-IN POOL. MOVE IN READY W LARGE PRIMARY BEDROOM WALK-IN CLOSET & UPDATED PRIVATE BATH. FULL BATHS HAVE LINEN CLOSETS. OVERSIZED 2 CAR GARAGE, GREAT STORAGE, FULL BASE W/BILCO DOOR TO YARD, LOADS OF SHELVING, GRT STORAGE. ALL KIT APPLIANCES INCLUDED, 1 YEAR HOME WARRTY INCL. UG SPRINKLERS FRT & BACK. MUST SEE TO SAVE!!

Last Agent to Sell the Property

Josephine Schiffres

Imperial Realty Properties License #0123656 Listed on: 03/05/2025

Last Buyer's Agent

Samara P. O'Neill, MBA

Real Broker, LLC- Jackson License #0564336

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,584

Year Built

  • Built in 1991

Lot Details

  • 4.03 Acre Lot
  • Fenced
  • Backs to Trees or Woods

Parking

  • 2 Car Direct Access Garage
  • Oversized Parking
  • Workshop in Garage
  • Double-Wide Driveway

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,900 Sq Ft Home
  • 2-Story Property
  • Blinds
  • Sliding Doors
  • Family Room
  • Dining Room
  • Den
  • Laundry Room
  • Attic

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Primary Bathroom Bathtub Only

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Workshop
  • Laundry in Basement

Pool

  • In Ground Pool
  • Pool Equipment Stays
  • Vinyl Pool

Outdoor Features

  • Patio
  • Exterior Lighting
  • Storage Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Natural Gas Water Heater
  • Septic System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Exclusions: Personal property, washer, dryer, microwave
  • Assessor Parcel Number 12-17802-0000-00019

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,584

Year Built

Built in 1991

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • ResoLotFeatures: Back to Woods
  • ResoPoolFeatures: In Ground, Pool Equipment, Vinyl
  • Inclusions: Blinds/Shades, Dishwasher, Stove, Refrigerator
  • Subdivision Name: None
  • Architectural Style: Colonial
  • Reso Flooring: Carpet, Ceramic Tile, Laminate
  • Reso Interior Features: Attic
  • New Construction: No
  • Reso Other Structures: Shed(s)
  • Year Built: 1991
  • Contract Info New Construction: No
  • General Property Info Waterview: No
  • General Property Info Fireplace: No
  • General Property Info Basement: Yes
  • General Property Info HOA: No
  • General Property Info Pool: Yes
  • Interior Sliding Door: Yes
  • ExteriorPatio: Yes
  • Garage Direct Entry: Yes
  • General Property Info Acreage: 4.03
  • General Property Info Lot Dimensions: 4.03
  • General Property Info Farm: No
  • WaterSewer Well: Yes
  • Cooling Central Air: Yes
  • ExteriorFence: Yes
  • Roof Shingled: Yes
  • Rooms Laundry: Yes
  • Lot Description Back to Woods: Yes
  • Included Stove: Yes
  • Floors Ceramic Tile: Yes
  • Water Heater Natural Gas2: Yes
  • Out Buildings Storage Shed: Yes
  • Exterior Lighting: Yes
  • Parking Asphalt: Yes
  • Parking Double Wide Drive: Yes
  • General Property Info Handicap Access: No
  • Interior Attic: Yes
  • Exterior Porch - Open: Yes
  • Included BlindsShades: Yes
  • Kitchen Floor - Ceramic4: Yes
  • Pool Pool Equipment: Yes
  • Pool Vinyl2: Yes
  • Basement Workshop Workbench: Yes
  • Living Room Floor - Laminate3: Yes
  • Dining Room Floor - Laminate7: Yes
  • Floors Laminate: Yes
  • Garage Oversized: Yes
  • Foyer Floor - Ceramic: Yes
  • GreatFamily Room Floor - Laminate6: Yes
  • Dining Room Sliding Door3: Yes
  • Laundry Level Basement20: Yes
  • Garage Workshop Workbench2: Yes
  • Floors:Carpet2: Yes
  • Special Features: None

Interior Features

  • Basement: Full, Workshop/ Workbench, Walk-Out Access
  • Basement: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Main Level Bathrooms: 1
  • Total Bedrooms: 12
  • Stories: 2
  • Full Basement: Yes
  • Other Rooms:Dining Room: Yes
  • Other Rooms:Family Room: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Refrigerator: Yes
  • Basement:Walk-Out Access: Yes
  • Kitchen Pantry: Yes
  • Other Rooms:Basement3: Yes
  • Other Rooms:Den2: Yes
  • Primary Bedroom:Floor - WW Carpet3: Yes
  • Primary Bedroom Level:Second43: Yes
  • Primary Bedroom:Full Bath: Yes
  • Primary Bath:Floor - Ceramic7: Yes
  • Primary Bath:Tub: Yes
  • Primary Bedroom:Walk-in Closet: Yes

Exterior Features

  • Roof: Shingle
  • Fencing: Fence
  • Acres: 4.03
  • Topography: Level
  • Waterfront: No
  • Exclusions: Personal property, washer, dryer, microwave
  • Exterior Features: Lighting
  • Patio And Porch Features: Porch - Open, Patio
  • Exterior Features:Pool-In Ground: Yes
  • Construction:Siding - Vinyl: Yes

Garage/Parking

  • Garage: Yes
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Direct Access, Asphalt, Double Wide Drive, Driveway, Oversized, Workshop in Garage
  • General Property Info:Garage: Yes
  • Parking Driveway: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas, Forced Air
  • HeatingYN: Yes
  • Water Source: Well
  • Heating:Natural Gas: Yes
  • Water/Sewer/Septic: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Fee Frequency: None
  • Association: No

Lot Info

  • Lot Dimensions: 4.03
  • Lot Size Sq Ft: 175546.8
  • Parcel #: 12-17802-0000-00019
  • Zoning Description: Residential

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 9584.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2025
Closed on
Jul 24, 2025
Sold by
Mergner Keith A and Mergner Kelly A
Bought by
Palermo Claudia and Palermo Luis Enrique
Seller's Agent
Josephine Schiffres
Imperial Realty Properties
Buyer's Agent
Samara P. O'Neill, MBA
Real Broker, LLC- Jackson
List Price
$749,900
Sold Price
$720,000
Premium/Discount to List
-$29,900
-3.99%
Views
282

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.83%
Original Mortgage
$470,000
Outstanding Balance
$470,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$261,908
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $720,000 First American Title Insurance
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $470,000 New Conventional
Previous Owner $340,396 Construction
Previous Owner $78,000 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $51,000 Unknown
Previous Owner $310,000 Fannie Mae Freddie Mac
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2025 07/24/25 Sold $720,000 -2.7% $379 / Sq Ft
05/02/2025 05/02/25 Pending -- -- --
03/05/2025 03/05/25 Price Changed $739,900 -1.3% $389 / Sq Ft
03/05/2025 03/05/25 For Sale $749,900 0.0% $395 / Sq Ft
03/05/2025 03/05/25 Pending -- -- --
02/12/2025 02/12/25 For Sale $749,900 -- $395 / Sq Ft
Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,584 $777,100 $363,400 $413,700
2024 $9,262 $358,700 $131,300 $227,400
2023 $9,064 $358,700 $131,300 $227,400
2022 $9,064 $358,700 $131,300 $227,400
2021 $8,971 $358,700 $131,300 $227,400
2020 $8,853 $358,700 $131,300 $227,400
2019 $8,731 $358,700 $131,300 $227,400
2018 $8,519 $358,700 $131,300 $227,400
2017 $8,286 $358,700 $131,300 $227,400
2016 $8,128 $358,700 $131,300 $227,400
2015 $7,995 $358,700 $131,300 $227,400
2014 $7,784 $358,700 $131,300 $227,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

MLS Number: 22503959

MOREMLS (Monmouth Ocean Regional REALTORS®)

APN: 12-17802-0000-00019