$465,000
SOLD MAY 27, 2026

45 Old Sound Rd Joppa, MD 21085

3 Beds
2.5 Baths
2,156 Sq Ft
5,227 Sq Ft Lot Lot

Sale Details

Date Sold: May 27, 2026

$216 Per Sq Ft

3 Days on Market

Highlights

  • 36 Feet of Waterfront
  • 2 Dock Slips
  • Access to Tidal Water
  • Primary bedroom faces the bay
  • Parking available for a boat
  • Boat Ramp

About This Home

As of May 2026

Wake up to sweeping water views and the peaceful rhythm of life on the Gunpowder River in this exceptional end-of-group townhouse. Thoughtfully expanded with a stunning two-story addition, this home blends waterfront serenity with spacious, modern living. A central foyer welcomes you in, with a powder room nearby for added convenience. The main level boasts a practical layout designed for both comfort and connection. The sunny kitchen opens to the formal dining room and creates a natural hub for gatherings. The formal living room flows seamlessly into a light-filled sunroom addition where tranquil water views become part of your everyday backdrop. Upstairs, the primary suite serves as a true retreat, featuring a spacious bedroom with vaulted ceilings, an adjoining sitting room, and a newly renovated bathroom. Enjoy your morning coffee while watching the sunrise over the water from your private deck! Two additional bedrooms and a cozy finished loft share a well-appointed hall bath. This prime waterfront setting on the Gunpowder River is complemented by exceptional outdoor entertaining spaces and all the essentials for the waterfront lifestyle, including a private pier, two boat slips, a boat lift, and a personal watercraft hoist. Host gatherings or unwind on the rear deck as you take in the stunning setting. Enjoy boating, paddleboarding, kayaking, tubing, crabbing, fishing, and swimming just steps from your back door. Two well-equipped sheds and an under-deck enclosure provide ample storage for all your gear. Move right into this freshly painted home with new carpet and updated light fixtures, plus added peace of mind with recent mechanical updates, including a water heater (2023), HVAC (2022), and roof (2015). An easy commute to Baltimore work centers, shopping, restaurants, marinas, and a short trip by water to the Chesapeake Bay.

Last Agent to Sell the Property

Jessica Maher

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 License #618346 Listed on: 05/07/2026

Cummings & Co. Realtors

Co-Listed By

Jessica Powell

(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033

Last Buyer's Agent

Unrepresented

datacorrect@brightmls.com Unrepresented

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,104

Year Built

  • Built in 1969

Lot Details

  • 5,227 Sq Ft Lot
  • 36 Feet of Waterfront
  • Home fronts navigable water
  • Picket Fence
  • Back Yard Fenced
  • Property is in excellent condition

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,156 Sq Ft Home
  • Property has 3 Levels
  • Chair Railings
  • Crown Molding
  • Brick Wall or Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • Double Hung Windows
  • Bay Window
  • Transom Windows
  • Window Screens
  • French Doors
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Loft
  • Utility Room
  • Bay Views
  • Attic

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Home Security

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • On-Street Parking
  • Parking available for a boat

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property Near A Cove
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Boat Ramp
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Powered Boats Permitted
  • Balcony
  • Deck
  • Patio
  • Shed

Schools

  • Joppatowne Elementary School
  • Magnolia Middle School
  • Joppatowne High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 63
  • Assessor Parcel Number 1301135112

Community Details

Overview

  • No Home Owners Association
  • Rumsey Island Subdivision

Recreation

  • Fishing Allowed

Pet Policy

  • Pets Allowed

Security

  • Storm Doors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,104

Year Built

Built in 1969

Lot Details

5,227 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: 10000001216
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 5/8/2026 12:00:00 AM
  • Year Built: 1969
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Washer/Dryer Hookups Only, Water Heater
  • Flooring Type: Carpet, Luxury Vinyl Plank, Laminated, Ceramic Tile
  • Interior Amenities: Attic, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Formal/Separate Dining Room, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Window Treatments
  • Window Features: Bay/Bow, Double Hung, Double Pane, Screens, Transom
  • Door Features: French, Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Brick, Dry Wall, Vaulted Ceilings
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Loft, Utility Room, Primary Bathroom, Full Bath, Half Bath
  • Basement: No
  • Laundry Type: Hookup, Main Floor
  • Total Sq Ft: 2156
  • Living Area Sq Ft: 2156
  • Price Per Sq Ft: 215.63
  • Above Grade Finished Sq Ft: 2156
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick, Vinyl Siding
  • Exterior Features: Sidewalks, Boat Storage
  • Roof: Asphalt, Shingle
  • View: Bay, Water
  • Water Access Features: Fishing Allowed, Swimming Allowed, Boat - Powered, Canoe/Kayak, Private Access, Sail, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Gunpowder River
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 36

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: JOPPATOWNE
  • High School: JOPPATOWNE
  • Middle Or Junior School: MAGNOLIA

Lot Info

  • Fencing: Picket, Rear
  • Lot Features: Fishing Available, Rear Yard
  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5227.20
  • Outdoor Living Structures: Balcony, Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3104.00
  • Assessor Parcel Number: 1301135112
  • Tax Lot: 63
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Private Dock Site

MLS Schools

  • School District Name: Harford County Public Schools

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2026
Closed on
May 27, 2026
Sold by
Bought by
Seller's Agent
Jessica Maher
Cummings & Co. Realtors
Buyer's Agent
Unrepresented
Unrepresented
List Price
$464,900
Sold Price
$465,000
Premium/Discount to List
$100
0.02%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-55.61%
Original Mortgage
$428,500
Outstanding Balance
$428,500
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$14,386

Purchase Details

Closed on
Jun 14, 2004
Sold by
Bought by

Purchase Details

Closed on
Sep 11, 1997
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $275,000 --
Deed $130,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed -- No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/27/2026 05/27/26 Sold $465,000 0.0% $216 / Sq Ft
05/07/2026 05/07/26 For Sale $464,900 -- $216 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,984 $284,800 $0 $0
2024 $2,984 $273,800 $123,000 $150,800
2023 $2,934 $269,200 $0 $0
2022 $2,884 $264,600 $0 $0
2021 $5,768 $260,000 $123,000 $137,000
2020 $3,000 $260,000 $123,000 $137,000
2019 $3,000 $260,000 $123,000 $137,000
2018 $3,035 $265,400 $150,000 $115,400
2017 $3,035 $265,400 $0 $0
2016 -- $265,400 $0 $0
2015 $3,270 $282,800 $0 $0
2014 $3,270 $282,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2054510

Bright MLS

APN: 01-135112

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