$1,100,000
SOLD AUG 12, 2025

45 Prospect St Groton, CT 06340

4 Beds
4 Baths
3,458 Sq Ft
0.71 Acres

Recently Sold

$318 Per Sq Ft

5 Days on Market

Highlights

  • Open Floorplan
  • Deck
  • 1 Fireplace
  • Cape Cod Architecture
  • Attic
  • Bonus Room

About This Home

As of August 2025

Welcome to 45 Prospect Street, a beautifully maintained and thoughtfully designed residence in the charming village of Mystic, CT. This 4-bedroom, 4-bathroom home, constructed in 2002, offers a unique blend of character, comfort, and custom craftsmanship. The inviting covered front porch, adorned with exotic hardwood and a beadboard overhang, provides a warm introduction to this refined home. Inside, the space is bathed in natural light, highlighting a layout that's been meticulously designed for comfort, easy living, and seamless entertaining. The main floor's open floor plan flows effortlessly onto an expansive back deck, perfect for savoring the peaceful outdoors. Upstairs, a subtle peek-a-boo view of the Mystic River adds a delightful touch of coastal charm. The lower-level studio offers exceptional flexibility, complete with a kitchenette, full bath, private entry, and views of the lush, landscaped gardens. Lovingly cared for by the original owners, this home radiates a welcoming aesthetic with thoughtful details throughout. Located just moments from Mystic's renowned shops, restaurants, and waterfront, 45 Prospect Street is a rare opportunity to indulge in all that Mystic has to offer, with the added luxury of modern living.

Last Agent to Sell the Property

Amy Graham

William Pitt Sotheby's Int'l License #RES.0828344 Listed on: 05/10/2025

William Pitt Sotheby's Int'l

Co-Listed By

Liz Squillacote

William Pitt Sotheby's Int'l License #RES.0812916

Last Buyer's Agent

Jessica Harvey

Stonington Realty, LLC License #RES.0821256

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,262

Year Built

  • Built in 2002

Lot Details

  • 0.71 Acre Lot
  • Garden
  • Property is zoned RS-12

Home Design

  • Cape Cod Architecture
  • Colonial Architecture
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Cedar Siding
  • Radon Mitigation System

Interior Spaces

  • Open Floorplan
  • 1 Fireplace
  • Bonus Room
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Built-In Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Parking

  • 2 Car Garage
  • Parking Deck
  • Automatic Garage Door Opener

Outdoor Features

  • Deck
  • Patio
  • Rain Gutters
  • Porch

Location

  • Property is near shops

Schools

  • Fitch Senior High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Underground Utilities
  • Oil Water Heater
  • Fuel Tank Located in Basement

Listing and Financial Details

  • Assessor Parcel Number 1960071

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,262

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Neighborhood: Mystic
  • Property Type: Single Family For Sale
  • Style: Cape Cod, Colonial
  • Sq Ft Est Heated Above Grade: 2758
  • Sq Ft Est Heated Below Grade: 700
  • Total Sq Ft: 3458
  • Year Built: 2002
  • New Construction: No/Resale
  • Nearby Amenities: Library, Medical Facilities, Park, Shopping/Mall
  • In Law Access: LOWER,ENTRY
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Radon Mitigation Air Ynu: Yes
  • Radon Mitigation Water Ynu: No
  • Directions: GPS Friendly
  • Financing Used: Conventional Fixed
  • In Law Apartment: Yes
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Fireplaces: 1
  • Attic Description: Access Via Hatch
  • Basement Description: Full, Heated, Cooled, Interior Access, Partially Finished, Walk-out, Liveable Space
  • Interior Amenities: Auto Garage Door Opener, Open Floor Plan
  • Appliances: Electric Cooktop, Wall Oven, Microwave, Refrigerator, Dishwasher
  • Additional Rooms: Bonus Room, Laundry Room
  • Laundry Room Location: Main floor
  • Laundry Room Info: Main Level
  • Attic: Yes

Exterior Features

  • Exterior Features: Underground Utilities, Sidewalk, Porch, Deck, Gutters, Garden Area, Patio
  • Exterior Siding: Cedar
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Walk to Water View
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 2
  • Garage And Parking: Attached Garage

Utilities

  • Cooling System: Central Air
  • Heat Type: Hot Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Oil, Domestic, 50 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Schools

  • Intermediate School: Per Board of Ed

Lot Info

  • Acres: 0.71
  • Lot Description: Treed Sloping Lot On Cul-De-Sac Water View
  • Flood Zone: No
  • Zoning: RS-12
  • Parcel #: 1960071

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 14262

MLS Schools

  • Elementary School: Per Board of Ed
  • Middle Jr High School: Per Board of Ed
  • High School: Fitch Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2025
Closed on
Aug 12, 2025
Sold by
Fortner Cynthia P and Fortner Jay H
Bought by
Lanuza Frank and Lanuza Kathryn V
Seller's Agent
Amy Graham
William Pitt Sotheby's Int'l
Buyer's Agent
Jessica Harvey
Stonington Realty, LLC
List Price
$1,100,000
Sold Price
$1,100,000
Views
43
Current Estimated Value
$1,164,522

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,522
Avg. Annual Appreciation
12.34%
Original Mortgage
$770,000
Outstanding Balance
$766,595
Interest Rate
6.67%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$397,927

Purchase Details

Closed on
Aug 31, 2001
Sold by
Zelvin Steven L
Bought by
Fortner Cynthia P and Fortner Jay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,250
Interest Rate
7.06%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,100,000 --
Deed $111,000 --
Deed $111,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $770,000 Future Advance Clause Open End Mortgage
Previous Owner $267,132 No Value Available
Previous Owner $310,000 No Value Available
Previous Owner $300,000 No Value Available
Previous Owner $83,250 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/12/2025 08/12/25 Sold $1,100,000 0.0% $318 / Sq Ft
05/21/2025 05/21/25 Pending -- -- --
05/15/2025 05/15/25 For Sale $1,100,000 -- $318 / Sq Ft
Source: SmartMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,262 $523,950 $245,728 $278,222
2024 $13,249 $523,950 $245,728 $278,222
2023 $12,735 $523,950 $126,490 $397,460
2022 $12,456 $523,950 $126,490 $397,460
2021 $10,546 $374,360 $91,070 $283,290
2020 $10,460 $374,360 $91,070 $283,290
2019 $10,007 $374,360 $91,070 $283,290
2018 $9,887 $374,360 $91,070 $283,290
2017 $9,703 $374,360 $91,070 $283,290
2016 $8,517 $354,270 $116,900 $237,370
2015 $8,233 $354,270 $116,900 $237,370
2014 $8,038 $354,270 $116,900 $237,370
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: SmartMLS

MLS Number: 24094816

SmartMLS

APN: GROT-002618-000518-008483