NOT LISTED FOR SALE

45 Ruggles St Three Rivers, MA 01080

Estimated Value: $338,000 - $350,000

3 Beds
2 Baths
1,428 Sq Ft
$240/Sq Ft Est. Value

Last Sold March 16, 2023

Last sale price $292,000 $204 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $2,203/month

2 Days on Market

Highlights

  • Medical Services
  • Wood Flooring
  • Community Pool
  • Ranch Style House
  • Bonus Room
  • Tennis Courts

About This Home

As of March 2023

THIS IS NOT FOR RENT!!! Well taken care of large ranch beams with pride of ownership. Walk into the open floor plan with a large living room and dining room combo, graced with beautiful hardwood floors, spacious kitchen with SS appliances that leads out to a lovely 3-season porch. 3 ample sized bedrooms all with hardwood floors and a full bath complete just the first level of living space. Downstairs you will find a partially finished basement with 3 spacious, carpeted rooms, laundry area, and a bathroom with a shower stall. Plenty of storage and work space as well! A unique feature of this ranch is a walk-up attic with new insulation and windows, currently used for storage, but large enough to finish off as bonus space. Large, flat fully fenced back yard and one car detached garage top off this ready to move in property. Central AC, all new replacement windows, newer heat pump with oil heat as back up.

Last Agent to Sell the Property

Wheway Group

Coldwell Banker Realty - Western MA Listed on: 01/29/2023

Coldwell Banker Realty - Western MA

Last Buyer's Agent

Nyasia Alston

Real Broker MA, LLC

Real Broker MA, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,466

Year Built

  • Built in 1958

Lot Details

  • 10,230 Sq Ft Lot
  • Fenced
  • Level Lot
  • Property is zoned res. SF

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Frame Construction
  • Shingle Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,428 Sq Ft Home
  • Ceiling Fan
  • Insulated Windows
  • Bonus Room
  • Storm Doors
  • Washer and Electric Dryer Hookup

Kitchen

  • Range
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Bulkhead
  • Enclosed Patio or Porch

Location

  • Property is near schools

Schools

  • Old Mill Pond Elementary School
  • Palmer High School

Utilities

  • Central Air
  • 1 Cooling Zone
  • 1 Heating Zone
  • Heating System Uses Oil
  • Heat Pump System
  • Baseboard Heating
  • Tankless Water Heater
  • Oil Water Heater
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 3149175
  • Tax Block 135

Community Details

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Tennis Courts
  • Community Pool
  • Park
  • Jogging Path
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,466

Year Built

Built in 1958

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1958
  • Year Built Details: Actual,Renovated Since
  • SUB AGENCY OFFERED: No
  • Year Round: Yes
  • Compensation Based On: Net Sale Price
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Flooring: Wood, Flooring - Wall to Wall Carpet
  • Interior Amenities: Bonus Room, Internet Available - Unknown
  • Door Features: Storm Door(s)
  • Fireplace YN: No
  • Appliances: Range,Dishwasher,Refrigerator, Oil Water Heater,Tankless Water Heater, Utility Connections for Electric Oven, Utility Connections for Electric Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Room Bedroom3 Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Room Bedroom3 Level: First
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Room Master Bedroom Features: Ceiling Fan(s), Closet, Flooring - Hardwood
  • Room Master Bedroom Level: First
  • Master Bathroom Features: No
  • Bathroom 1 Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Closet
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Basement
  • Bathroom 2 Features: Bathroom - With Shower Stall
  • Room Dining Room Features: Flooring - Hardwood
  • Room Dining Room Level: First
  • Room Kitchen Features: Flooring - Vinyl, Stainless Steel Appliances
  • Laundry Features: In Basement, Washer Hookup
  • Room Living Room Level: First
  • Room Living Room Features: Closet, Flooring - Hardwood
  • Basement: Full, Partially Finished, Bulkhead
  • Living Area: 1428
  • Window Features: Insulated Windows
  • MAIN LO: AN6181
  • MAIN SO: AC1693

Exterior Features

  • Construction Materials: Frame
  • Fencing: Fenced/Enclosed, Fenced
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Porch - Enclosed
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Open Parking YN: Yes
  • Parking Features: Detached, Garage Door Opener, Paved Drive, Off Street, Paved
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Oven, for Electric Dryer, Washer Hookup
  • Cooling: Central Air
  • Heating: Baseboard, Heat Pump, Oil
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 1
  • COOLING ZONES: 1

Condo/Co-op/Association

  • Community Features: Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: 3149175
  • Zoning: res. SF
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.23
  • Lot Size Sq Ft: 10230
  • Lot Size Units: Acres
  • Property Attached YN: No
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 4465.72
  • Tax Block: 135

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Palmer High
  • Elementary School: Old Mill Pond

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2023
Closed on
Mar 16, 2023
Sold by
Sedelow Heather R and Sedelow Craig M
Bought by
Comeau Olivia M
Seller's Agent
Wheway Group
Coldwell Banker Realty - Western MA
Buyer's Agent
Nyasia Alston
Real Broker MA, LLC
List Price
$270,000
Sold Price
$292,000
Premium/Discount to List
$22,000
8.15%
Views
90
Current Estimated Value
$342,976

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,976
Avg. Annual Appreciation
5.85%
Original Mortgage
$248,200
Outstanding Balance
$239,499
Interest Rate
6.09%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$103,477

Purchase Details

Closed on
Mar 22, 2016
Sold by
Superneau Margaret M
Bought by
Remy Heather M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,905
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 23, 2014
Closed on
Mar 28, 2014
Sold by
Tenczar Frederick J and Masnicki Virginia A
Bought by
Superneau Margaret M
Seller's Agent
Brenda Binczewski
RE/MAX Connections
Buyer's Agent
Arthur Richton
Teamwork Realty Group, LLC
List Price
$159,500
Sold Price
$159,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.70%
Original Mortgage
$119,625
Interest Rate
4.27%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Comeau Olivia M $292,000 None Available
Remy Heather M $159,900 --
Superneau Margaret M $159,500 --
Superneau Margaret M $159,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Comeau Olivia M $248,200
Previous Owner Remy Heather M $151,905
Previous Owner Superneau Margaret M $119,625
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/16/2023 03/16/23 Sold $292,000 +8.1% $204 / Sq Ft
02/01/2023 02/01/23 Pending -- -- --
01/29/2023 01/29/23 For Sale $270,000 +69.3% $189 / Sq Ft
03/28/2014 03/28/14 Sold $159,500 0.0% $112 / Sq Ft View Prior Sale
02/24/2014 02/24/14 Pending -- -- --
01/23/2014 01/23/14 For Sale $159,500 -- $112 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,918 $269,800 $60,700 $209,100
2024 $4,598 $243,800 $55,200 $188,600
2023 $4,478 $227,100 $55,200 $171,900
2022 $4,914 $225,200 $48,400 $176,800
2021 $4,079 $175,200 $53,700 $121,500
2020 $3,946 $168,500 $53,700 $114,800
2019 $3,859 $168,500 $53,700 $114,800
2018 $3,748 $163,600 $52,100 $111,500
2017 $3,640 $163,600 $52,100 $111,500
2016 $4,043 $182,200 $50,600 $131,600
2015 $3,711 $173,800 $50,600 $123,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73074411

MLS Property Information Network (MLS PIN)

APN: PALM-000078-000000-000135