NOT LISTED FOR SALE

Estimated Value: $620,902 - $663,000

2 Beds
2 Baths
1,000 Sq Ft
$643/Sq Ft Est. Value

About This Home

This home is located at 45 Stenner St Unit M, San Luis Obispo, CA 93405 and is currently estimated at $642,976, approximately $642 per square foot. 45 Stenner St Unit M is a home located in San Luis Obispo County with nearby schools including Bishop's Peak Elementary School, Laguna Middle School, and San Luis Obispo High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 23, 2021
Sold by
Ball Thomas S and Ball Patricia A
Bought by
Kramer Beau W and Kramer Melissa A
Current Estimated Value
$642,976

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$330,500
Outstanding Balance
$300,334
Interest Rate
3%
Mortgage Type
New Conventional
Estimated Equity
$342,642

Purchase Details

Closed on
Jul 12, 2019
Sold by
Kramer Beau W and Kramer Melissa A
Bought by
Kramer Beau W and Kramer Melissa A

Purchase Details

Closed on
Oct 31, 2017
Sold by
Kramer Beau W
Bought by
Kramer Beau W and Kramer Melissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 27, 2004
Sold by
Martin Todd F and Martin Angela E
Bought by
Kramer Beau W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
4.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 2003
Sold by
Stenger Mary Kathleen and Sainsbury Mary K
Bought by
Martin Todd F and Martin Angela E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,300
Interest Rate
4.14%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 2, 1999
Sold by
Sainsbury Steven J and Sansbury Steven J
Bought by
Stenger Helen and Sainsbury Mary Kay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,000
Interest Rate
6.86%

Purchase Details

Closed on
Jul 28, 1995
Sold by
Sainsbury Mary Kathleen
Bought by
Sainsbury Steven J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,595
Interest Rate
7.71%

Purchase Details

Closed on
Jul 1, 1995
Sold by
Emc Mtg Corp
Bought by
Sainsbury Steven J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,595
Interest Rate
7.71%

Purchase Details

Closed on
Nov 1, 1994
Sold by
Great Western Bank
Bought by
Emc Mtg Corp

Purchase Details

Closed on
Oct 12, 1994
Sold by
Great Western Bank
Bought by
Great Western Bank
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kramer Beau W -- None Available
Kramer Beau W -- Accommodation
Kramer Beau W -- Fidelity National Title Co
Kramer Beau W -- None Available
Kramer Beau W -- None Available
Kramer Beau W -- Servicelink
Kramer Beau W $326,000 First American Title Co
Martin Todd F $288,000 Fidelity Title Company
Stenger Helen $130,000 Cuesta Title Company
Sainsbury Steven J -- First American Title
Sainsbury Steven J $80,000 First American Title
Emc Mtg Corp $132,000 First American Title Ins Co
Great Western Bank $86,138 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kramer Beau W $330,500
Closed Kramer Beau W $315,000
Closed Kramer Beau W $260,000
Previous Owner Martin Todd F $230,300
Previous Owner Stenger Helen $98,000
Previous Owner Sainsbury Steven J $56,595
Closed Kramer Beau W $32,600
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,956 $454,398 $250,896 $203,502
2024 $4,867 $445,489 $245,977 $199,512
2023 $4,867 $436,754 $241,154 $195,600
2022 $4,563 $428,191 $236,426 $191,765
2021 $4,488 $419,796 $231,791 $188,005
2020 $4,442 $415,493 $229,415 $186,078
2019 $4,396 $407,347 $224,917 $182,430
2018 $4,310 $399,360 $220,507 $178,853
2017 $4,225 $391,531 $216,184 $175,347
2016 $3,827 $354,000 $195,000 $159,000
2015 $3,451 $319,000 $175,000 $144,000
2014 $2,983 $294,000 $160,000 $134,000
Source: Public Records

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