NOT LISTED FOR SALE

45 Torma Rd Esko, MN 55733

Estimated Value: $425,000 - $489,000

3 Beds
2 Baths
2,600 Sq Ft
$173/Sq Ft Est. Value

Last Sold November 29, 2021

Last sale price $349,500 $134 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $2,724/month

77 Days on Market

Highlights

  • Recreation Room
  • Main Floor Primary Bedroom
  • Den
  • Winterquist Elementary School Rated A-
  • 2 Fireplaces
  • Lower Floor Utility Room

About This Home

As of November 2021

Just 2 miles from Esko schools! 3+BR/2BA split on 1+ acre with city sewer and a well. Brand-new 26x28 garage. New (2020) natural gas boiler along with many other updates to the kitchen, flooring, paint, fireplace, bathrooms, exterior paint & stone work, and roof (2021). Electric: $104/mo average Sewer: $35/mo average

Last Agent to Sell the Property

Jamie Sathers-Day

JS Realty Listed on: 07/28/2021

Last Buyer's Agent

Frank Messina

Messina & Associates Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,683

Year Built

  • Built in 1970

Lot Details

  • 1.2 Acre Lot
  • Lot Dimensions are 190x265
  • Property fronts a county road
  • Elevated Lot
  • Unpaved Streets
  • Few Trees

Home Design

  • Split Foyer
  • Bi-Level Home
  • Concrete Foundation
  • Fire Rated Drywall
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • 2 Fireplaces
  • Gas Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Recreation Room
  • Lower Floor Utility Room
  • Utility Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Fireplace in Basement
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Window Egress

Parking

  • 2 Car Detached Garage
  • Garage Drain
  • Garage Door Opener
  • Gravel Driveway

Utilities

  • No Cooling
  • Boiler Heating System
  • Heating System Uses Natural Gas
  • Drilled Well
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 78-385-0240

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,683

Year Built

Built in 1970

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Off Hwy 61 between Jay Cooke Rd and Erickson Rd.
  • L O1 Office Phone1 Number: 218-729-9784
  • List Price/ Sq Ft: 134.42
  • Remodeled Addition: Yes
  • Property Sub-Type: SF/Detached
  • Tax Year: 2021
  • Lot Description Waterfront: No
  • Air Conditioner: None
  • Reso Association Amenities: Eat-In Kitchen, Garage Door Opener, Drywalls, Foyer Entry, Dryer Hook-Ups, Washer Hook-Ups
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1300
  • Below Grade Finished Sq Ft: 1300
  • Garage Type: Detached
  • Heat: Boiler, Fireplace, Natural Gas
  • Fireplaces: 2
  • MainFloorBath: Yes
  • Reso Roof: Asphalt Shingles
  • Room 10: Bedroom
  • Room 11: Bedroom
  • Room 12: Bedroom
  • Bedroom 3: Den/Office
  • TotalBedrooms: 3
  • Year Built: 1970
  • Level 1 Bedroom: Basement
  • RoomLevel10: Main
  • RoomLevel11: Main
  • RoomLevel12: Main
  • RoomLevel3: Basement
  • RoomLevel4: Basement
  • RoomLevel5: Basement
  • RoomLevel6: Main
  • RoomLevel7: Main
  • RoomLevel8: Main
  • RoomLevel9: Main
  • Property Style: Split Entry/Foyer
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Three Quarter Bathrooms: 1
  • Appliances: Dishwasher, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Basement Features: Egress Windows, Finished, Bath, Den/Office, Family/Rec Room, Fireplace, Utility Room, Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Concrete Block
  • Basement Style: Full
  • Bathroom Description: 3/4 Basement, Full Main Floor
  • Formal Dining: Combine with Kitchen
  • Extra Rooms: Den/Office, Family/Rec, Utility Room, Foyer
  • Fireplace: Yes
  • Den Fireplace Type: Gas
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Family Room
  • Bathroom 2: Rec Room
  • Main Residence Features:Family Room4: Bathroom
  • Bedroom 5: Laundry Room
  • Stories: Bi-Level Split
  • Room 6: Living Room
  • Room 7: Dining Room
  • Room 8: Kitchen
  • Room 9: Bathroom
  • Total Bathrooms: 2
  • Total Fin Square Footage: 2600
  • Exercise Room Level2: Basement

Exterior Features

  • Road Frontage: County, Unpaved, Township
  • Construction Status: Previously Owned
  • Exterior: Wood
  • Window Features:Insulated Windows: Vinyl Frame

Garage/Parking

  • Parking Driveway: Driveway - Gravel
  • Garage Features: Drains, Slab
  • Garage Capacity: 2
  • ParkingFeaturesGarageDimensions: 26x28

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: Drilled

Schools

  • School District: Esko #99
  • Junior High Dist: Esko #99

Lot Info

  • Geo Update Timestamp: 2021-07-28
  • Estimated Lot Dimensions: 190x265
  • Estimated Number of Acres: 1.2
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Tree Coverage - Light, High
  • Parcel Number: 78-385-0240

Rental Info

  • Lease Terms: Cash, Conventional, FHA, VA DVA

Tax Info

  • Tax Amount: 2683

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2021
Closed on
Nov 29, 2021
Sold by
Beery James M
Bought by
Beery Joshua M
Seller's Agent
Jamie Sathers-Day
JS Realty
Buyer's Agent
Frank Messina
Messina & Associates Real Estate
List Price
$349,500
Sold Price
$349,500
Current Estimated Value
$443,880

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$94,380
Avg. Annual Appreciation
5.42%
Original Mortgage
$297,075
Outstanding Balance
$275,398
Interest Rate
3.09%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$149,904

Purchase Details

Listed on
Oct 2, 2012
Closed on
Nov 9, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Harms James E
Seller's Agent
Frank Messina
Messina & Associates Real Estate
Buyer's Agent
Ruth Janke
Coldwell Banker East West Cloquet
List Price
$105,000
Sold Price
$105,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.19%

Purchase Details

Closed on
Jul 26, 2012
Sold by
Citimortgage Inc
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Dec 20, 2011
Sold by
Smalley Kevin
Bought by
Citimortgage Inc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Beery Joshua M $349,500 First American Title
Harms James E -- Title One Inc
Federal Home Loan Mortgage Corporation -- None Available
Citimortgage Inc $176,969 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Beery Joshua M $297,075
Previous Owner Harms James E $100,000
Previous Owner Smalley Kevin J $34,790
Previous Owner Smalley Kevin $211,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/29/2021 11/29/21 Sold $349,500 0.0% $134 / Sq Ft
10/13/2021 10/13/21 Pending -- -- --
07/28/2021 07/28/21 For Sale $349,500 +232.9% $134 / Sq Ft
11/09/2012 11/09/12 Sold $105,000 0.0% $69 / Sq Ft
10/22/2012 10/22/12 Pending -- -- --
10/02/2012 10/02/12 For Sale $105,000 -- $69 / Sq Ft
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,524 $326,300 $80,200 $246,100
2023 $3,524 $300,100 $76,700 $223,400
2022 $2,700 $300,100 $76,700 $223,400
2021 $2,726 $203,800 $60,600 $143,200
2020 $2,750 $186,200 $60,600 $125,600
2019 $2,628 $174,000 $60,600 $113,400
2018 $2,496 $173,200 $59,800 $113,400
2017 $2,532 $161,700 $59,800 $101,900
2016 $2,678 $156,700 $59,800 $96,900
2015 $2,368 $167,700 $59,800 $107,900
2014 -- $139,900 $51,500 $88,400
2013 -- $134,400 $51,000 $83,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6098664

APN: 78-385-0240