NOT LISTED FOR SALE

45 Union St Gardner, MA 01440

Estimated Value: $411,501 - $477,000

5 Beds
3 Baths
1,852 Sq Ft
$242/Sq Ft Est. Value

Last Sold January 20, 2021

Last sale price $275,000 $148 Per Sq Ft

Est. 63% increase in value since last sale

Current estimated payment $2,385/month

63 Days on Market

Highlights

  • Wood Flooring
  • Porch
  • 4-minute walk to Bickford Playground

About This Home

As of January 2021

Located minutes from downtown and less than 1 mile to Route 2 making for a great commuter location, this fully rented three family home offers a fantastic opportunity for cash flow. With individual electric panels, gas meters, and hot water tanks for these two 2-bedroom units and one 1-bedroom unit, owner expenses are limited. Off-street parking for at least 7 cars, laundry hook-ups in the basement, first and second floor porches, and new siding on the rear of the building the include some of the amenities available at this well-maintained property. Don’t miss out on this great buy! Seller is a MA Real Estate Agent and is related to the Listing Agent. Group Showing: Sunday, November 1st 12:00PM-2:00PM

Last Agent to Sell the Property

Alexis Donnelly

Coldwell Banker Realty - Leominster Listed on: 09/13/2020

Coldwell Banker Realty - Leominster

Last Buyer's Agent

Linda Anderson

Keller Williams Realty North Central

Keller Williams Realty North Central

Property Details

Home Type

  • Multi-Family

Year Built

  • Built in 1900

Lot Details

  • 4,792

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Schools

  • Gardner High School

Additional Features

  • Porch
  • Year Round Access
  • Natural Gas Water Heater
  • Basement

Listing and Financial Details

  • Assessor Parcel Number M:R12 B:3 L:29

Property Details

Home Type

Multi-Family

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Multi-family
  • Other Agent: 2.00
  • Insc: 1950
  • Year Built Description: Actual
  • List Price Per Sq Ft: 156.53
  • Comp Based On: Net Sale Price
  • Year Built: 1900
  • Lead Paint: Unknown
  • Year Round: Yes
  • Levels: 3
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Stories: 3
  • Year Built: 1900

Interior Features

  • Flooring: Wood, Tile, Wall to Wall Carpet
  • Total Flrs: 6
  • No Bedrooms: 5
  • Total Brs: 5
  • Full Bathrooms: 3
  • Total Fbh: 3
  • No Rooms: 10
  • Basement: Y
  • Basement Features: Full
  • Main Lo: K95580
  • Main So: K95580
  • Estimated Sq Ft: 1852.00

Exterior Features

  • Roof Material: Asphalt/Fiberglass Shingles
  • Exterior: Vinyl
  • Exterior Features: Porch
  • Foundation: Poured Concrete

Garage/Parking

  • Parking Feature: Off-Street, Paved Driveway
  • Parking Spaces: 7

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Electric: 117
  • Electric Features: Individually Metered
  • Hot Water: Natural Gas

Condo/Co-op/Association

  • Amenities: Public Transportation, Park, Medical Facility, Laundromat, Highway Access, Public School, University

Lot Info

  • Assessments: 136400.00
  • Acre: 0.11
  • Lot Size: 4792.00
  • Page: 51
  • Parcel Number: M:R12 B:3 L:29
  • Zoning: RES

Multi Family

  • APOD Available: Yes
  • Heat Units: 3
  • Total Levels: 3
  • Total Rent: 2575
  • Total Rms: 15
  • No Units: 3
  • Mf Type: 3 Family

Tax Info

  • Taxes: 2693.00
  • Assessor Parcel Number: 3538109
  • Tax Year: 2020

MLS Schools

  • Grade School: Elm Street
  • High School: Gardner High
  • Middle School: Gardner Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2020
Closed on
Jan 20, 2021
Sold by
Donnelly Shane E and Donnelly Joanne L
Bought by
Baker David A
Seller's Agent
Alexis Donnelly
Coldwell Banker Realty - Leominster
Buyer's Agent
Linda Anderson
Keller Williams Realty North Central
List Price
$289,900
Sold Price
$275,000
Premium/Discount to List
-$14,900
-5.14%
Current Estimated Value
$448,625

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$173,625
Avg. Annual Appreciation
10.20%
Original Mortgage
$206,250
Outstanding Balance
$184,079
Interest Rate
2.71%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$264,546

Purchase Details

Closed on
Jul 28, 2017
Sold by
45 Union Street Rt
Bought by
Donnelly Shane E and Donnelly Joanne L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
3.91%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 21, 2017
Sold by
Mcnamara Josephine L
Bought by
45 Union Street Rt

Purchase Details

Closed on
Nov 24, 2008
Sold by
Mcnamara Josephine L and Mcnamara Raymond C
Bought by
Mcnamara Lt

Purchase Details

Closed on
Sep 20, 2005
Sold by
Barbieri Richard C and Barbieri Richard C
Bought by
Mcnamara Josephine L and Mcnamara Raymond C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,400
Interest Rate
5.84%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 1, 1991
Sold by
Hamel John A and Hamel Nancy
Bought by
Barbieri Richard and Barbieri Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,749
Interest Rate
9.44%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baker David A $275,000 None Available
Donnelly Shane E $92,500 --
45 Union Street Rt $55,275 --
Mcnamara Lt -- --
Mcnamara Josephine L $253,000 --
Barbieri Richard $90,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baker David A $206,250
Previous Owner Donnelly Shane E $100,000
Previous Owner Mcnamara Josephine L $202,400
Previous Owner Barbieri Richard $82,000
Previous Owner Barbieri Richard $88,343
Previous Owner Barbieri Richard $88,749
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/20/2021 01/20/21 Sold $275,000 -5.1% $148 / Sq Ft
11/15/2020 11/15/20 Pending -- -- --
10/27/2020 10/27/20 For Sale $289,900 +5.4% $157 / Sq Ft
09/22/2020 09/22/20 Off Market $275,000 -- --
09/13/2020 09/13/20 For Sale $289,900 -- $157 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $50 $351,100 $65,300 $285,800
2024 $4,023 $268,400 $59,400 $209,000
2023 $3,720 $230,600 $58,500 $172,100
2022 $3,253 $175,000 $44,300 $130,700
2021 $3,002 $149,800 $38,500 $111,300
2020 $2,693 $136,400 $38,500 $97,900
2019 $2,596 $128,900 $38,500 $90,400
2018 $2,432 $120,000 $38,500 $81,500
2017 $2,396 $117,000 $38,500 $78,500
2016 $2,395 $117,000 $38,500 $78,500
2015 $2,815 $140,900 $38,500 $102,400
2014 $2,683 $142,200 $42,800 $99,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72725657

MLS Property Information Network (MLS PIN)

APN: GARD-000012R-000003-000029