$459,900
SOLD AUG 11, 2025

45 Whispering Pines Trail Franklin, NC 28734

3 Beds
2.5 Baths
2,252 Sq Ft
0.97 Acres

Recently Sold

$204 Per Sq Ft

8 Days on Market

Highlights

  • Custom Home
  • Open Floorplan
  • Private Lot
  • Gated Community
  • Deck
  • Partially Wooded Lot

About This Home

As of August 2025

Highlands sophistication at a Franklin, NC pricepoint! This chic home boasts complete privacy within the attractive gated community of Mill Creek Estates. An inviting foyer welcomes you into the fabulous floorplan with its single-level convenience. You'll appreciate the stunning reclaimed oak hardwood flooring & the warmth of the stone woodburning FP. Entertainers will delight in the large formal dining room & partially covered outdoor grilling deck. There's even wiring in place for a sound system & a half-bath for guests. The kitchen impresses with black granite, real wood cabinets, SS appliances & a breakfast nook. A private primary suite lives large w/ a walk-in closet & ensuite bath that boasts dual bowl sinks, step-in shower, linen closet & garden tub. The 2 additional bedrooms are spacious & share another full bath w/dual sinks. The front sunroom makes for a cheerful office or library. An attached 2-car garage is accessed through the laundry/mud room. The private-feeling property adjoins USFS for wonderful wildlife viewing. Membership to The Golf Club at Mill Creek is optional. It's truly the "best of both worlds" at Whispering Pines!

Last Agent to Sell the Property

Kelly Penland

Bald Head Realty Brokerage Phone: 8283690000 License #276321 Listed on: 07/03/2025

Last Buyer's Agent

John Evans

RE/MAX Elite Realty License #280456

RE/MAX Elite Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,457

Year Built

  • Built in 1999

Lot Details

  • 0.97 Acre Lot
  • Private Lot
  • Lot Has A Rolling Slope
  • Partially Wooded Lot

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Custom Home
  • Ranch Style House
  • Traditional Architecture
  • Entry on the 1st floor
  • Shingle Roof
  • Composition Roof
  • Wood Siding

Interior Spaces

  • Open Floorplan
  • Furnished or left unfurnished upon request
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Stone Fireplace
  • Insulated Windows
  • Living Area on First Floor
  • Formal Dining Room
  • Bonus Room
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Schools

  • Cartoogechaye Elementary School
  • Macon Middle School
  • Franklin High School

Utilities

  • Dehumidifier
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 6564594062

Community Details

Overview

  • Mill Creek Estates Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,457

Year Built

Built in 1999

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.97
  • Road Frontage Type: Property Owners' Assoc
  • Road Surface Type: Paved
  • Ownership: More than One Year
  • Subdivision Name: Mill Creek Estates
  • Directions: From Franklin take Hwy 64W to right onto Old Murphy Road, left on Mill Creek Road, .4 miles to gate. After entering Mill Creek, stay left at the fork & continue on Country Club Drive to the end, keeping R at final fork. Turn R onto Whispering Pines and it's the first driveway on the right.
  • Architectural Style: Ranch/Single, Traditional, Custom
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Year Built: 1999
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8283690000
  • NAV27_AllowsVacationRentalYN: No
  • Special Features: None

Interior Features

  • Furnished: Negotiable
  • Appliances: Electric Water Heater, Dishwasher, Microwave, Electric Oven/Range, Refrigerator, Washer, Dryer
  • Other Equipment: Dehumidifier
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Stone
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Ceramic Tile
  • Interior Amenities: Bonus Room, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Formal Dining Room, Soaking Tub, Main Level Living, Primary w/Ensuite, Primary on Main Level, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
  • Window Features: Insulated Windows
  • Room Bedroom2 Level: First
  • Living Room Living Room Level: First
  • Room Bedroom3 Area: 176.4
  • Master Bedroom Master Bedroom Level: First
  • Room Office Level: First
  • Room Office Area: 131.95
  • Room Bedroom2 Area: 191.1
  • Room Bedroom3 Level: First
  • Dining Room Dining Room Level: First
  • Master Bedroom Master Bedroom Width: 14.7

Exterior Features

  • Lot Features: Adjoins USFS, Private, Rolling
  • View: No
  • Home Warranty: No
  • Waterfront Elevation: 2220
  • Construction Type: Wood Siding
  • Patio And Porch Features: Deck, Porch
  • Roof: Composition, Shingle

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Garage-Double Attached, Garage Door Opener

Utilities

  • Laundry Features: First Level
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer, See Remarks
  • Utilities: Cell Service Available
  • Water Source: Public, Community, See Remarks
  • Gas Company: Propane Tank: None
  • Telephone: Cell Service Available

Condo/Co-op/Association

  • Community Features: Gated
  • Senior Community: No
  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Cartoogechaye
  • High School: Franklin
  • Middle Or Junior School: Macon Middle

Lot Info

  • Lot Size Sq Ft: 42253.2
  • Parcel #: 6564594062

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1457.23
  • Tax Book Number: C-41

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 3, 2025
Closed on
Aug 1, 2025
Sold by
Sperling Carol L
Bought by
Wyatt Charles L and Wyatt Martha R
Seller's Agent
Kelly Penland
Bald Head Realty
Buyer's Agent
John Evans
RE/MAX Elite Realty
List Price
$459,900
Sold Price
$459,900
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
84.63%

Purchase Details

Listed on
May 29, 2021
Closed on
Jul 16, 2021
Sold by
Oneal Patrick F and Oneal Sara G
Bought by
Sperling Carol L
Seller's Agent
Teresa Seay
Berkshire Hathaway HomeServices Meadows Mountain Realty
Buyer's Agent
Kelly Penland
Bald Head Realty
List Price
$344,000
Sold Price
$364,000
Premium/Discount to List
$20,000
5.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.91%
Original Mortgage
$183,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 10, 2017
Closed on
Apr 17, 2018
Sold by
Angel Phillip Larry and Angel Brenda G
Bought by
Neal Patrick F O and Neal Sara G O
List Price
$270,000
Sold Price
$270,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.63%
Original Mortgage
$265,109
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 29, 2013
Closed on
Jun 6, 2014
Sold by
Lavery Penelope
Bought by
Angel Phillip Larry and Angel Brenda G
List Price
$210,000
Sold Price
$210,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.75%
Original Mortgage
$224,000
Interest Rate
3.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $460,000 None Listed On Document
Warranty Deed $460,000 None Listed On Document
Warranty Deed $364,000 None Available
Warranty Deed $270,000 None Available
Warranty Deed $210,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $183,000 New Conventional
Previous Owner $265,109 FHA
Previous Owner $224,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 Sold $459,900 0.0% $204 / Sq Ft
07/11/2025 07/11/25 Pending -- -- --
07/03/2025 07/03/25 For Sale $459,900 +26.3% $204 / Sq Ft
07/16/2021 07/16/21 Sold $364,000 +5.8% $162 / Sq Ft
06/12/2021 06/12/21 Pending -- -- --
05/30/2021 05/30/21 For Sale $344,000 +27.4% $153 / Sq Ft
04/17/2018 04/17/18 Sold $270,000 0.0% $120 / Sq Ft
03/18/2018 03/18/18 Pending -- -- --
08/10/2017 08/10/17 For Sale $270,000 +28.6% $120 / Sq Ft
06/12/2014 06/12/14 Sold $210,000 0.0% $93 / Sq Ft
05/13/2014 05/13/14 Pending -- -- --
10/29/2013 10/29/13 For Sale $210,000 -- $93 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,457 $419,590 $30,000 $389,590
2023 $1,390 $419,690 $30,000 $389,690
2022 $1,390 $271,370 $40,000 $231,370
2021 $1,390 $271,370 $40,000 $231,370
2020 $1,321 $271,370 $40,000 $231,370
2018 $1,056 $230,280 $40,000 $190,280
2017 $1,056 $230,280 $40,000 $190,280
2016 $1,056 $230,280 $40,000 $190,280
2015 $1,033 $230,280 $40,000 $190,280
2014 $1,113 $310,830 $45,000 $265,830
2013 -- $310,830 $45,000 $265,830
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26041471

APN: 6564594062