45 White Cliffs Ln Santa Rosa Beach, FL 32459
Blue Mountain NeighborhoodEstimated payment $21,066/month
Total Views
4,312
5
Beds
7
Baths
4,279
Sq Ft
$828
Price per Sq Ft
Highlights
- Beach
- Deeded access to the beach
- Gated Community
- Bay Elementary School Rated A-
- Gulf View
- Newly Painted Property
About This Home
Set behind the gates of the exclusive Village of White Cliffs, this stunningly reimagined residence blends timeless coastal design with elevated elegance, just moments from the sugar-white sands of Blue Mountain Beach. Completely remodeled in 2020 and meticulously maintained since, this 5-bedroom, 5 full bath, 2 half bath, plus office retreat offers over 4,200 square feet of refined living space and gulf views from its top-floor, covered veranda.
The home makes a statement from the moment you arrive—clean-lined white stucco, professional landscaping, and a gracious front entry framed by swaying palms. Inside, wide-plank hardwood floors, custom millwork, and a palette of soft neutrals provide an atmosphere of understated luxury. The vaulted great room impresses with its beamed wood ceilings and dual iron chandeliers, anchored by Restoration Hardware furnishings that convey with the home.
The designer kitchen offers style and substance with custom cabinetry, sleek appliances, quartz countertops with waterfall edges, and a spacious island perfect for entertaining. A butler's pantry with wine cooler, ice maker and custom cabinetry adds both function and flair.
Each bedroom is a sanctuary, featuring en suite baths with spa-like finishes, generous closet space, and designer lighting. The home features two true primary suites, each offering its own distinctive character and comfort. The first suite boasts a serene sitting area, expansive custom-built closet, and a spa-like bath with freestanding soaking tub, oversized glass shower, and twin vanities. A second primary suite dazzles with chevron-accent feature wall, designer lighting, and a bath featuring upscale decor.
The home also features a built-in bunk room, a separate dedicated office, two laundry areas, and a drop-zone style mudroom with custom storage built-ins. Tech-savvy upgrades include motorized window shades, surround sound, and elevator access to all levels. Even the garage has been outfitted with cabinets and extra storage.
Outdoor living is just as exceptional. The covered summer kitchen is equipped with built-in grill, vent hood, sink, and prep space, while the adjacent fireplace lounge with TV connection invites year-round enjoyment. The third-story covered veranda captures breezes and gulf viewsideal for morning coffee or golden-hour gatherings.
Additional highlights:
"Oversized two-car garage with extended paver driveway
"Exquisite trim detail
"Offered fully furnished with Restoration Hardware pieces
"Non-short-term rental community with deeded beach access, resort-style community pool, and tennis court
"Gated entry in the heart of Blue Mountain Beach
All within walking distance to favorites like Red Fish Taco, Blue Mountain Creamery, Basmati's, Mimmo's and so much more.
A rare offering in one of 30A's most sought-after enclaveswhere design meets livability, and every detail is polished to perfection.
Listing Agent
Scenic Sotheby's International Realty License #3370928 Listed on: 05/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,868
Year Built
- Built in 1995
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 63 x 201 x 70 x 130
- Property fronts a private road
- Partially Fenced Property
- Corner Lot
- Sprinkler System
- Cleared Lot
HOA Fees
- $417 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- 1 Carport Space
Home Design
- Beach House
- Newly Painted Property
- Exterior Columns
- Metal Roof
- Cement Board or Planked
- Stucco
Interior Spaces
- 4,279 Sq Ft Home
- 3-Story Property
- Wet Bar
- Furnished
- Built-in Bookshelves
- Woodwork
- Wainscoting
- Cathedral Ceiling
- Recessed Lighting
- Plantation Shutters
- Living Room
- Dining Area
- Gulf Views
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Double Self-Cleaning Oven
- Gas Oven or Range
- Stove
- Cooktop with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Laundry
- Dryer
- Washer
Home Security
- Home Security System
- Fire and Smoke Detector
Outdoor Features
- Deeded access to the beach
- Balcony
- Covered Deck
- Outdoor Kitchen
- Built-In Barbecue
- Porch
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 12-3S-20-34631-00B-0010
Community Details
Overview
- Association fees include accounting, land recreation, management, master, recreational faclty
- Village Of White Cliffs The Subdivision
- The community has rules related to covenants
- Handicap Modified Features In Community
Amenities
- Community Barbecue Grill
- Picnic Area
- Game Room
- Recreation Room
- Elevator
Recreation
- Beach
- Tennis Courts
- Community Pool
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $14,722 | $1,695,512 | $551,250 | $1,144,262 |
| 2023 | $14,722 | $1,620,248 | $551,250 | $1,068,998 |
| 2022 | $13,757 | $1,484,465 | $545,715 | $938,750 |
| 2021 | $9,588 | $1,000,388 | $214,043 | $786,345 |
| 2020 | $8,902 | $891,777 | $195,822 | $695,955 |
| 2019 | $8,304 | $873,566 | $190,118 | $683,448 |
| 2018 | $5,820 | $620,990 | $0 | $0 |
| 2017 | $5,660 | $608,217 | $0 | $0 |
| 2016 | $5,590 | $595,707 | $0 | $0 |
| 2015 | $5,639 | $591,566 | $0 | $0 |
| 2014 | $5,672 | $586,871 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Price Changed | $3,545,000 | -6.6% | $828 / Sq Ft |
| 05/08/2025 05/08/25 | For Sale | $3,795,000 | +359.2% | $887 / Sq Ft |
| 12/02/2019 12/02/19 | Sold | $826,400 | 0.0% | $215 / Sq Ft |
| 10/11/2019 10/11/19 | Pending | -- | -- | -- |
| 01/15/2019 01/15/19 | For Sale | $826,400 | -25.9% | $215 / Sq Ft |
| 07/06/2018 07/06/18 | Sold | $1,115,000 | 0.0% | $289 / Sq Ft |
| 06/12/2018 06/12/18 | Pending | -- | -- | -- |
| 05/24/2018 05/24/18 | For Sale | $1,115,000 | -- | $289 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,900,000 | Attorney | |
| Warranty Deed | $826,400 | Mcneese Title Llc | |
| Warranty Deed | $1,115,000 | Attorney | |
| Warranty Deed | $1,017,500 | Southern Escrow & Title Llc | |
| Warranty Deed | $535,000 | -- | |
| Warranty Deed | $385,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,520,000 | New Conventional | |
| Previous Owner | $1,003,500 | No Value Available | |
| Previous Owner | $200,000 | No Value Available | |
| Previous Owner | $814,000 | No Value Available | |
| Previous Owner | $409,050 | No Value Available | |
| Previous Owner | $400,000 | No Value Available | |
| Previous Owner | $50,000 | No Value Available | |
| Previous Owner | $250,000 | No Value Available |
Source: Public Records
Similar Homes in Santa Rosa Beach, FL
Source: Emerald Coast Association of REALTORS®
MLS Number: 975852
APN: 12-3S-20-34631-00B-0010
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