$245,000
SOLD OCT 28, 2025

450 County Road 39 Waterloo, IN 46793

4 Beds
1 Bath
1,920 Sq Ft
4.03 Acres

Recently Sold

$128 Per Sq Ft

7 Days on Market

Highlights

  • Traditional Architecture
  • Great Room
  • Utility Sink
  • Wood Flooring
  • 3 Car Detached Garage
  • Porch

About This Home

As of October 2025

Charming Two-Story Home with Acreage and Modern Upgrades * Nestled on over 4 acres of serene countryside, this spacious 2,000+ square foot two-story home blends rural charm with modern convenience. Located just north of Fort Wayne and minutes from Waterloo’s charming train station, antique shops, and local eateries, this property offers a peaceful retreat with easy access to amenities. Mature shade trees create a picturesque setting, ideal for relaxation or outdoor pursuits. This 4-bedroom home features a rare 3-car garage, perfect for vehicles, hobbies, or extra storage, and a walk-up attic ready to transform into a bonus room or expansive primary suite. A large 6x9 second-floor storage closet could easily become a second full bathroom, adding value and functionality. While some cosmetic updates are needed, major systems—including an updated electrical panel, newer vinyl windows, and a furnace, AC, and water heater all under 7 years old—ensure efficiency and peace of mind, allowing you to focus on personalizing the space. Imagine refinishing the original hardwood floors, modernizing the kitchen, or creating your dream farmhouse-style retreat while building equity. The expansive acreage offers endless possibilities for a hobby farm, recreational space, or simply enjoying open views. Priced to reflect the updates needed, this home with strong bones, ample space, and a prime location is a rare opportunity to craft a personalized haven. Schedule a tour today to explore its potential!

Last Agent to Sell the Property

Jessica Arnold

North Eastern Group Realty Brokerage Phone: 260-460-7590 Listed on: 09/18/2025

North Eastern Group Realty

Last Buyer's Agent

Ray Smith

American Dream Team Real Estate Brokers

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,510

Year Built

  • Built in 1907

Lot Details

  • 4.03 Acre Lot
  • Lot Dimensions are 723x298x720x206
  • Rural Setting
  • Landscaped
  • Level Lot

Parking

  • 3 Car Detached Garage
  • Garage Door Opener
  • Gravel Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Great Room
  • Wood Flooring

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Utility Sink

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Storage In Attic
  • Walkup Attic

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Stone or Rock in Basement
  • Basement Cellar

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Private Company Owned Well
  • Well
  • Septic System

Additional Features

  • Porch
  • Pasture

Listing and Financial Details

  • Assessor Parcel Number 17-02-03-400-002.000-018
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,510

Year Built

Built in 1907

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1907
  • Style: Two Story
  • Architectural Style: Traditional
  • Bedrooms: 4
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: S1/2 SE1/4 SECTION 3 TWP 35 RANGE 13 ACRES 4.0300
  • Parcel Number ID: 17-02-03-400-002.000-018
  • Platted: Yes
  • Amenities: Attic Storage, Attic-Walk-up, Ceiling Fan(s), Deck Open, Dryer Hook Up Electric, Eat-In Kitchen, Garage Door Opener, Landscaped, Porch Open, Range/Oven Hook Up Gas, Utility Sink, Tub/Shower Combination, Great Room, Main Floor Laundry, Washer Hook-Up
  • Location: Rural
  • Section Number: 3
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3840
  • Total Finished Sq Ft: 1920
  • Above Grade Finished Sq Ft: 1920
  • Above Grade Unfinished Sq Ft: 960
  • Below Grade Sq Ft: 960
  • Basement: Yes
  • Basement Foundation: Cellar, Full Basement, Unfinished
  • Basement Material: Stone
  • Flooring: Hardwood Floors
  • Living Great Room: Dimensions: 13x18, On Level: Main
  • Kitchen: Dimensions: 11x9, On Level: Main
  • Dining Room: Dimensions: 12x7, On Level: Main
  • Family Room: Dimensions: 17x12, On Level: Main
  • Den: Dimensions: 12x12, On Level: Main
  • Extra Room: Unfinished Attic, Dimensions: 20x18, On Level: Upper
  • Bedroom 1: Dimensions: 13x12, On Level: Upper
  • Bedroom 2: Dimensions: 13x12, On Level: Upper
  • Bedroom 3: Dimensions: 13x12, On Level: Upper
  • Bedroom 4: Dimensions: 12x12, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 960

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 8x10

Garage/Parking

  • Driveway: Gravel
  • Garage Type: Detached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 22x40
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Propane, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Electric Company: NIPSCO
  • Laundry: Dimensions: Mainx6, On Level: 15
  • Well Type: Private

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level, 3-5.9999, Pasture
  • Lot Dimensions: 723x298x720x206
  • Estimated Lot Sq Ft: 175547
  • Estimated Lot Size Acres: 4.03

Tax Info

  • Annual Taxes: 1510.3
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 18, 2025
Closed on
Oct 28, 2025
Sold by
Basinger Linda L
Bought by
Dekeyser Caleb J and Dekeyser Emily
Seller's Agent
Jessica Arnold
North Eastern Group Realty
Buyer's Agent
Ray Smith
American Dream Team Real Estate Brokers
List Price
$245,000
Sold Price
$245,000
Views
50

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.92%
Original Mortgage
$230,000
Outstanding Balance
$229,782
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$16,562

Purchase Details

Closed on
Jan 14, 2025
Sold by
Basinger Linda L
Bought by
Basinger Linda L and Walters Laurin Michelle

Purchase Details

Closed on
Sep 2, 2016
Sold by
Basinger Linda L
Bought by
Basinger William E and Basinger Linda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
3.43%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Centurion Land Title
Warranty Deed -- None Listed On Document
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $230,000 New Conventional
Previous Owner $80,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/28/2025 10/28/25 Sold $245,000 0.0% $128 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
09/18/2025 09/18/25 For Sale $245,000 -- $128 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,019 $202,800 $49,900 $152,900
2023 $991 $194,200 $47,000 $147,200
2022 $887 $172,400 $40,900 $131,500
2021 $902 $163,800 $40,900 $122,900
2020 $956 $162,900 $36,400 $126,500
2019 $946 $163,500 $36,400 $127,100
2018 $740 $133,100 $29,600 $103,500
2017 $785 $129,500 $29,600 $99,900
2016 $801 $137,100 $29,600 $107,500
2014 $816 $124,800 $29,600 $95,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202537782

Indiana Regional MLS

APN: 17-02-03-400-002.000-018