NOT LISTED FOR SALE

450 Culver St Saugatuck, MI 49453

Estimated Value: $855,756

4 Beds
2.5 Baths
2,830 Sq Ft
$302/Sq Ft Est. Value

Last Sold April 03, 2020

Last sale price $515,000 $182 Per Sq Ft

Est. 66% increase in value since last sale

Current estimated payment $5,399/month

449 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Wood Flooring
  • Douglas Elementary School Rated A
  • Traditional Architecture
  • Sun or Florida Room

About This Home

As of April 2020

Upscale home, nicely renovated, nestled in the heart of town. Park your car once, and walk to all town activities, including the harbor and the boardwalk. Wonderful, flowing floor plan with several sitting areas. Ideal for large groups and as a vacation rental; let the rental guest off set home ownership. Currently rented with Mill Pond Rental Management. Visit on line for all booked dates. At one time this home was used as a gallery on the 1st floor and a residence upstairs. Wonderful back yard with space for large get togethers. Great buy. well under average sales price in Saugatuck. This is a must-see home and property.

Last Agent to Sell the Property

Laura Durham

Mill Pond Realty License #6502136214 Listed on: 11/29/2018

Last Buyer's Agent

Stephanie Lashuay

Key Realty License #6501388553

Key Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,293

Year Built

  • Built in 1923

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132
  • Shrub
  • Garden
  • Property is zoned R-2, R-2

Home Design

  • Traditional Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,830 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Window Treatments
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Recreation Room
  • Sun or Florida Room
  • Wood Flooring
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,293

Year Built

Built in 1923

Lot Details

0

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1923
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 190.46
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66x132
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2830.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: No
  • General Property Info:Design: Traditional
  • Tax Info:Annual Property Tax: 10293.22
  • Tax Info:Zoning3: R-2
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Util Avail at Street:Public Sewer: Yes
  • Util Avail at Street:Public Water: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Cable2: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Additional Items:Wood Floor: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:SqFt Above Grade: 2830.0
  • General Property Info Garage YN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Range, Microwave, Dishwasher
  • Interior Amenities: Ceiling Fan(s), Wood Floor
  • Fireplace: No
  • Total Bedrooms: 4
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2830.0
  • Window Features: Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 1415.0
  • Appliances Range: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • Exterior Features: Patio, Deck(s), 3 Season Room
  • List Price: 539000.0
  • Lot Features: Sidewalk
  • Road Surface Type: Paved
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Patio: Yes
  • Exterior Features:Deck(s): Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features 3 Season Room: Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Public Water, Public Sewer
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Dimensions: 66x132
  • Lot Size Sq Ft: 8712.0
  • Zoning Description: R-2
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 10293.22
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 29, 2018
Closed on
Mar 30, 2020
Sold by
Irps Scott and Irps Amanda
Bought by
Hogan Tamra Shawn
Seller's Agent
Laura Durham
Mill Pond Realty
Buyer's Agent
Stephanie Lashuay
Key Realty
List Price
$585,000
Sold Price
$515,000
Premium/Discount to List
-$70,000
-11.97%
Current Estimated Value
$855,756

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$340,756
Avg. Annual Appreciation
9.28%
Original Mortgage
$463,500
Outstanding Balance
$410,605
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$445,151

Purchase Details

Listed on
Jun 7, 2013
Closed on
Aug 5, 2013
Sold by
Jpmorgan Chase Bank National Association
Bought by
Amanda Irps Scott and Amanda Iprs
Seller's Agent
Jim Wiersma
Coldwell Banker Woodland Schmidt
Buyer's Agent
Laura Durham
Mill Pond Realty
List Price
$306,900
Sold Price
$299,000
Premium/Discount to List
-$7,900
-2.57%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.56%
Original Mortgage
$191,330
Interest Rate
4.29%
Mortgage Type
Commercial

Purchase Details

Closed on
Apr 19, 2013
Sold by
Eckhardt Heather A and Eckhardt Stephen P
Bought by
Jpmorgan Chase Bank National Association

Purchase Details

Closed on
Apr 6, 2007
Sold by
Eckhardt Heather A and Eckhardt Stephen P
Bought by
Eckhardt Stephen P and Eckhardt Heather A

Purchase Details

Closed on
Jan 10, 2007
Sold by
Rempel Patricia A and Rempel Douglas A
Bought by
Eckhardt Stephen P and Eckhardt Heather A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
6.16%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Feb 3, 2006
Sold by
Rempel Patricia A and Rempel Dogula R
Bought by
Rempel Douglas A and Rempel Patricia A

Purchase Details

Closed on
Jun 24, 2002
Sold by
Camillo Properties Llc
Bought by
Camillo Philip L and Camillo Patricia Ann

Purchase Details

Closed on
Aug 19, 1998
Sold by
Camillo Phillip L and Camillo Patricia A
Bought by
Camillo Properties Llc

Purchase Details

Closed on
Jul 15, 1997
Sold by
Leben John and Leben Marcia
Bought by
Camillo Phillip L and Camillo Patricia A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hogan Tamra Shawn $515,000 Ata National Title Group Llc
Amanda Irps Scott $299,000 Bay National Title
Jpmorgan Chase Bank National Association -- None Available
Eckhardt Stephen P -- Lighthouse Title Inc
Eckhardt Stephen P $460,000 Lighthouse Title Inc
Rempel Douglas A -- Hbi Title Services Inc
Camillo Philip L -- Huntington Title Services In
Camillo Properties Llc -- --
Camillo Phillip L $150,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hogan Tamra Shawn $463,500
Previous Owner Amanda Irps Scott $191,330
Previous Owner Eckhardt Stephen P $92,000
Previous Owner Eckhardt Stephen P $368,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/03/2020 04/03/20 Sold $515,000 -12.0% $182 / Sq Ft
02/21/2020 02/21/20 Pending -- -- --
11/29/2018 11/29/18 For Sale $585,000 +95.7% $207 / Sq Ft
08/22/2013 08/22/13 Sold $299,000 -2.6% $75 / Sq Ft View Prior Sale
06/26/2013 06/26/13 Pending -- -- --
06/07/2013 06/07/13 For Sale $306,900 -- $77 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,821 $401,700 $164,000 $237,700
2024 -- $313,200 $164,000 $149,200
2023 -- $285,700 $147,700 $138,000
2022 $0 $165,600 $78,400 $87,200
2021 $10,129 $177,800 $87,100 $90,700
2020 $10,129 $198,200 $130,700 $67,500
2019 $0 $196,400 $130,700 $65,700
2018 $0 $206,100 $130,700 $75,400
2017 $0 $206,700 $130,700 $76,000
2016 $0 $170,400 $130,700 $39,700
2015 -- $170,400 $130,700 $39,700
2014 -- $160,000 $0 $0
2013 -- $192,100 $130,700 $61,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 18056547

MichRIC

APN: 57-300-198-00