$445,995

Estimated payment $2,694/month

3 Beds
2 Baths
1,440 Sq Ft
$310 Price per Sq Ft

Highlights

  • The property is located in a historic district
  • Mountain View
  • Contemporary Architecture
  • Open Floorplan
  • Deck
  • Property is near public transit

About This Home

Welcome to this beautifully renovated all-brick home in the heart of historic St. Elmo, where modern updates meet peaceful mountain living. Nestled on a quiet corner lot, this 3-bedroom, 2-bath home enjoys a truly unique setting, bordering protected conservation land along Hawkins Ridge with picturesque views of Lookout Mountain from the inviting front porch. The rear deck overlooks a lush, wooded ridgeline, creating a private retreat perfect for relaxing or entertaining.
Completely renovated, this move-in-ready home features hardwood floors throughout, fresh interior paint, a new HVAC system (2025), new roof (2025), upgraded insulation (2025), and approximately five-year-old kitchen appliances. The thoughtfully designed outdoor shower adds a distinctive touch, ideal after hiking, biking, or gardening.
Large windows fill the home with natural light while framing beautiful seasonal views. During much of the year, the mountain breeze flows effortlessly through the home, enhancing its peaceful atmosphere. The mature landscaping includes pear and cherry trees, along with established ornamental plantings that create a vibrant outdoor setting.
Enjoy the serenity of nature while being just minutes from everything St. Elmo has to offer. Walk to local restaurants, coffee shops, parks, the Tennessee Riverwalk, and the Incline Railway, with convenient access to downtown Chattanooga, Lookout Mountain, and miles of hiking and biking trails. This is a rare opportunity to own a thoughtfully updated home in one of Chattanooga's most desirable and charming neighborhoods.

Listing Agent

Sherry Lawrence

Zach Taylor - Chattanooga License #289990 Listed on: 08/14/2026

Zach Taylor - Chattanooga

Co-Listing Agent

Iqbal Khan

Zach Taylor - Chattanooga License #342894

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,912

Year Built

  • Built in 1970 | Remodeled

Lot Details

  • 13,200 Sq Ft Lot
  • Lot Dimensions are 80x165
  • Fenced Front Yard
  • Wood Fence
  • Corner Lot
  • Level Lot
  • Garden

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Shingle Roof
  • Wood Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,440 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Vinyl Clad Windows
  • Insulated Windows
  • Sitting Room
  • Living Room
  • Wood Flooring
  • Mountain Views
  • Crawl Space
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Parking

  • Driveway
  • Paved Parking
  • Off-Street Parking

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed
  • Rain Gutters
  • Front Porch

Location

  • Property is near public transit
  • The property is located in a historic district

Schools

  • Calvin Donaldson Elementary School
  • Lookout Valley Middle School
  • Lookout Mountain High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 167g N 013

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,912

Year Built

Built in 1970 | Remodeled

Lot Details

0.3 Acres

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.3
  • Lot Size: 80X165
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Co List Office Mls Id: 17802
  • Co List Office Phone: 855-261-2233
  • Subdivision Name: None
  • Directions: Interstate 24 in Chattanooga, take exit 178. Follow signs for TN-58 South/Market Street and merge onto TN-58 South/Market Street. Continue on TN-58 South for 1.7 miles. Turn right onto West 40th Street and follow for 0.5 miles. Turn left onto Tennessee Avenue and follow for 0.6 miles. Turn left onto West 45th Street. Driveway to property is located in the corner of West 45th Street and Balcomb Street
  • Above Grade Finished Sq Ft: 1440.0
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1440.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • Year Built: 1970
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 167g N 013
  • Location Tax and Legal Elementary School: Calvin Donaldson Elementary
  • Location Tax and Legal Middle Or Junior School2: Lookout Valley Middle
  • Location Tax and Legal High School: Lookout Mountain High School
  • Location Tax and Legal:Tax Annual Amount: 2911.62
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1440.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.303
  • General Property Information Lot Size Square Feet2: 13200.0
  • General Property Information Lot Size Dimensions: 80X165
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to this beautifully renovated all-brick home in the heart of historic St. Elmo, where modern updates meet peaceful mountain living. Nestled on a quiet corner lot, this 3-bedroom, 2-bath home enjoys a truly unique setting, bordering protected conservation land along Hawkins Ridge with picturesque views of Lookout Mountain from the inviting front porch. The rear deck overlooks a lush, wooded ridgeline, creating a private retreat perfect for relaxing or entertaining. Completely renovated, this move-in-ready home features hardwood floors throughout, fresh interior paint, a new HVAC system (2025), new roof (2025), upgraded insulation (2025), and approximately five-year-old kitchen appliances. The thoughtfully designed outdoor shower adds a distinctive touch, ideal after hiking, biking, or gardening. Large windows fill the home with natural light while framing beautiful seasonal views. During much of the year, the mountain breeze flows effortlessly through the home, enhancing its peaceful atmosphere. The mature landscaping includes pear and cherry trees, along with established ornamental plantings that create a vibrant outdoor setting. Enjoy the serenity of nature while being just minutes from everything St. Elmo has to offer. Walk to local restaurants, coffee shops, parks, the Tennessee Riverwalk, and the Incline Railway, with convenient access to downtown Chattanooga, Lookout Mountain, and miles of hiking and biking trails. This is a rare opportunity to own a thoughtfully updated home in one of Chattanooga's most desirable and charming neighborhoods.
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Laundry Closet: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Room Types Bedroom Level: First
  • Levels:One: Yes
  • View:Mountain(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Architectural Style:Contemporary: Yes
  • Room Types Primary Bedroom Level: First
  • Foundation Details Concrete Perimeter: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 1
  • Fencing Wood4: Yes
  • Other Structures:Shed(s): Yes
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Structure Type:House: Yes
  • Fencing Front Yard: Yes
  • Disclosures Historic District2: Yes
  • General Property Information:ManufacturedMobile Allowed YN2: No
  • Special Features: None
  • Stories: 1

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Washer/Dryer Stacked, Stainless Steel Appliance(s), Microwave, Free-Standing Refrigerator, Free-Standing Electric Range, Exhaust Fan, Electric Water Heater, Disposal, Dishwasher
  • Other Equipment: None
  • Has Basement: Crawl Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Hardwood
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Separate Shower, Sitting Area, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Attic Features:Storage Only: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Community Features:None4: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Exhaust Fan: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Kitchen Island: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:WasherDryer Stacked: Yes

Exterior Features

  • Fencing: Front Yard, Wood
  • Lot Features: Corner Lot, Garden, Gentle Sloping, Level, Near Public Transit, Views
  • Pool Features: None
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Disclosures: Historic District
  • Home Warranty: No
  • Construction Type: Brick
  • Exterior Features: Garden, Lighting, Rain Gutters, Storage
  • Foundation Details: Concrete Perimeter
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Front Porch
  • Property Condition: Updated/Remodeled
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Storage: Yes
  • Lot Features:Corner Lot: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Garden2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Lot Features:Near Public Transit: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Asphalt, Driveway, Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Asphalt: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Laundry Closet, Main Level
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: None
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Calvin Donaldson Elementary
  • High School: Lookout Mountain High School
  • Middle Or Junior School: Lookout Valley Middle

Lot Info

  • Lot Size Sq Ft: 13200.0
  • Additional Parcels: No
  • Parcel #: 167g N 013

Tax Info

  • Tax Annual Amount: 2911.62

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,281 $84,500 $0 $0
2024 $1,115 $49,850 $0 $0
2023 $1,115 $49,850 $0 $0
2022 $1,115 $49,850 $0 $0
2021 $870 $38,875 $0 $0
2020 $523 $18,900 $0 $0
2019 $523 $18,900 $0 $0
2018 $557 $18,900 $0 $0
2017 $523 $18,900 $0 $0
2016 $536 $0 $0 $0
2015 $1,098 $19,375 $0 $0
2014 $1,098 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/14/2026 08/14/26 For Sale $445,995 +65.2% $310 / Sq Ft
07/29/2021 07/29/21 For Sale $269,900 0.0% $187 / Sq Ft
07/27/2021 07/27/21 Sold $269,900 0.0% $187 / Sq Ft View Prior Sale
07/27/2021 07/27/21 Sold $269,900 -- $187 / Sq Ft View Prior Sale
07/27/2021 07/27/21 Pending -- -- --
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $269,900 Realty Center T&E Llc
Warranty Deed $120,000 Rudy Title & Escrow Llc
Interfamily Deed Transfer -- Title Escrow Chattanooga Inc
Quit Claim Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $194,900 New Conventional
Previous Owner $129,900 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Sherry Lawrence

Zach Taylor - Chattanooga

(423) 465-3471

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The Lawrence Team has been specializing in matching home buyers and sellers in The Greater Chattanooga Area since 2003. We represent some of the area's most popular properties with exceptional skill using the most up-to-date market data in the area. The Lawrence Team has a keen understanding of the Chattanooga, Tennessee Real Estate Market and a clear understanding of the buyer and seller mindset. Our team is made up of caring, knowledgeable professionals that work tirelessly to help you

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Source: Greater Chattanooga REALTORS®

MLS Number: 1540785

Greater Chattanooga REALTORS®

APN: 167G-N-013

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