NOT LISTED FOR SALE

4505 Saint Elmo Ave Chattanooga, TN 37409

Saint Elmo Neighborhood

Estimated Value: $336,000 - $473,000

3 Beds
2.5 Baths
1,832 Sq Ft
$234/Sq Ft Est. Value

Last Sold June 17, 2015

Last sale price $87,034 $48 Per Sq Ft

Est. 393% increase in value since last sale

Current estimated payment $2,335/month

35 Days on Market

Highlights

  • Deck
  • No HOA
  • Wood Frame Window
  • Wood Flooring
  • Formal Dining Room
  • Walk-In Closet

About This Home

As of June 2015

GREAT INVESTMENT OPPORTUNITY for someone looking to invest in an older home. Home offers 3 bedrooms, 2.5 baths, covered front porch, deck out back, fireplace in the living room, separate dining room and a spacious kitchen with separate breakfast area. This opportunity won't last long so call today! REO PROPERTY-BANK OWNED. PROPERTY SOLD AS IS. The Listing Broker & Seller assume no responsibility & make no guarantees, warranties or representations as to accuracy of the property information or photographs. Buyer to turn on Utilities for INSPECTIONS.

Last Agent to Sell the Property

Courtney Mitchell-Read

REALHome Services and Solutions License #323369 Listed on: 04/15/2015

Last Buyer's Agent

GLORIA ROBERTS

NON-MEMBER License #261205

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,064

Year Built

  • Built in 1930

Lot Details

  • Sloped Lot

Home Design

  • Shingle Roof

Interior Spaces

  • 1,832 Sq Ft Home
  • 2-Story Property
  • Wood Frame Window
  • Formal Dining Room
  • Basement
  • Crawl Space
  • No Kitchen Appliances

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Separate Shower

Outdoor Features

  • Deck
  • Patio

Schools

  • Calvin Donaldson Elementary School
  • Chattanooga Middle School
  • Chattanooga High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 167ge006

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,064

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 5500
  • Subdivision Name: None
  • Directions: From south on Tennessee Ave towards St Elmo Ave Continue onto St Elmo Ave Destination will be on the right.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: Two
  • Living Area: 1832.0
  • New Construction: No
  • Year Built: 1930
  • Location Tax and Legal Parcel Number2: 167ge006
  • Location Tax and Legal Elementary School: Calvin Donaldson Elementary
  • Location Tax and Legal Middle Or Junior School2: Chattanooga Middle
  • Location Tax and Legal High School: Chattanooga High
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 5500
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Utilities:Cable Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • General Property Information Attached Carport YN2: No
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Auctioneer License: 00000
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: None
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Separate Dining Room, Separate Shower, Walk-In Closet(s)
  • Window Features: Wood Frames
  • ResoLivingAreaSource: Appraiser
  • Basement:Crawl Space: Yes
  • Community Features:None4: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:None2: Yes

Exterior Features

  • Lot Features: Sloped
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Other
  • Patio And Porch Features: Deck, Patio
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Sloped: Yes

Garage/Parking

  • Attached Garage: No
  • General Property Information:Garage YN: No
  • General Property Information:Attached Garage YN: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Cable Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Calvin Donaldson Elementary
  • High School: Chattanooga High
  • Middle Or Junior School: Chattanooga Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 167ge006

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 15, 2015
Closed on
Jun 4, 2015
Sold by
Hsbc Bank Usa Na
Bought by
Engle Bianca A and Crenshaw Nolan R
Seller's Agent
Courtney Mitchell-Read
REALHome Services and Solutions
Buyer's Agent
GLORIA ROBERTS
NON-MEMBER
List Price
$113,000
Sold Price
$87,034
Premium/Discount to List
-$25,966
-22.98%
Current Estimated Value
$429,231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$342,197
Avg. Annual Appreciation
16.63%

Purchase Details

Closed on
Dec 30, 2004
Sold by
Drew Charles E
Bought by
Kennedy Charles Lovette

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,500
Interest Rate
8.95%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 29, 2000
Sold by
Drew Charles E and Drew Joyce D
Bought by
Habimana Gerard R and Habimana Geraldlyn Davis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,000
Interest Rate
8.25%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
May 20, 1999
Sold by
Drew Charles E and Drew Joyce D
Bought by
Finley Wanda

Purchase Details

Closed on
Jun 20, 1995
Sold by
Secretary Of Housing & Urb
Bought by
Drew Charles E and Drew Joyce D
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Engle Bianca A $83,000 Premium Title Services Inc
Kennedy Charles Lovette $130,000 Jack Case Wilson Title Assoc
Habimana Gerard R $34,400 First Title
Finley Wanda -- First Title
Drew Charles E -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Kennedy Charles Lovette $97,500
Previous Owner Habimana Gerard R $63,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/17/2015 06/17/15 Sold $87,034 -23.0% $48 / Sq Ft
05/20/2015 05/20/15 Pending -- -- --
04/15/2015 04/15/15 For Sale $113,000 -- $62 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,064 $47,575 $0 $0
2023 $1,064 $47,575 $0 $0
2022 $1,064 $47,575 $0 $0
2021 $1,064 $47,575 $0 $0
2020 $666 $24,075 $0 $0
2019 $666 $24,075 $0 $0
2018 $675 $24,075 $0 $0
2017 $666 $24,075 $0 $0
2016 $525 $0 $0 $0
2015 $1,079 $19,000 $0 $0
2014 $1,079 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • C

    Seller's Agent in 2015

    Courtney Mitchell-Read

    REALHome Services and Solutions

    Section Image

  • G

    Buyer's Agent in 2015

    GLORIA ROBERTS

    NON-MEMBER

  • V

    Buyer's Agent in 2015

    Victoria Glardon

    Coldwell Banker Wallace & Wallace, Realtors

  • Vicki Glardon

    Buyer's Agent in 2015

    Vicki Glardon

    Realty Executives Associates

    (865) 607-8181

    3 in this area

    327 Total Sales

    Vicki Glardon
    Section Image
  • Charlotte Mabry

    Buyer's Agent in 2015

    Charlotte Mabry

    Charlotte Mabry Team

    (423) 593-5588

    3 in this area

    445 Total Sales

    Charlotte Mabry
    Section Image
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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1213733

Greater Chattanooga REALTORS®

APN: 167G-E-006

Tennessee Hamilton County Chattanooga 37409 Saint Elmo

4505 Saint Elmo Ave, Chattanooga, TN

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