$990,000
SOLD DEC 20, 2024

451 Fern Loop McHenry, MD 21541

5 Beds
5.5 Baths
4,159 Sq Ft
1.02 Acres

Recently Sold

$238 Per Sq Ft

27% Below List Price

291 Days on Market

Highlights

  • Spa
  • Water Oriented
  • Open Floorplan
  • Accident Elementary School Rated 9+
  • Gourmet Kitchen
  • Colonial Architecture

About This Home

As of December 2024

Tasteful Mountain Craftsman in the Lodestone Golf community… Sandy Shores – Finished in 2017, this 5Bed 5.5Bath modern contemporary is masterfully crafted with almost 4300 sq ft of finished living space spread over three levels and featuring an elegant modern kitchen with custom cabinets, quartz tops, stainless appliances and island wet bar, floor to ceiling stacked stone fireplace vaulted two stories above the Family Room with plenty of glass that makes this home really shine! Main level primary suite with fully tiled bathroom. Locker style mudroom with heated floor is perfect for kicking off the gear after a long day of outdoor fun. Three more ensuites upstairs connected by the catwalk loft overlooking the Great Room. 5th Bedroom on the lower-level finished basement with a pub style game room that “walks-out” to your very own covered hot-tub and paved private fire-pit. Home is being sold "turn-key", fully furnished. One car garage, perfect to keep your “toys” or vehicle out of the elements. Radiant heat in all primary bathrooms. An established rental, “Summit Manor” is centrally located to local restaurants, state parks, Wisp Resort and Deep Creek Lake! If you’re looking for a stylish modern home, with plenty of rustic Mountain flair… Call today to schedule your private showing!”

Last Agent to Sell the Property

Jon Bell

(301) 501-0735 jbell@railey.com Railey Realty, Inc. Listed on: 01/19/2024

Railey Realty, Inc.

Last Buyer's Agent

Nick Fratz-Orr

(301) 616-0473 nick@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,345

Year Built

  • Built in 2017

Lot Details

  • 1.02 Acre Lot

HOA Fees

  • $77 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • Side Facing Garage
  • Circular Driveway

Home Design

  • Colonial Architecture
  • Block Foundation
  • Shingle Siding
  • Stone Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Carpet

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Garage Access

Outdoor Features

  • Spa
  • Water Oriented
  • Property is near a lake
  • Deck
  • Patio
  • Porch

Schools

  • Northern Middle School
  • Northern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Metered Propane
  • Propane Water Heater

Community Details

  • Association fees include common area maintenance
  • Sandy Shores Heights Subdivision

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 25
  • Assessor Parcel Number 1218081776

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,345

Year Built

Built in 2017

Lot Details

0

HOA Fees

$77 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2017
  • Automatically Close On Close Date: No
  • Remarks Public: Tasteful Mountain Craftsman in the Lodestone Golf community… Sandy Shores – Finished in 2017, this 5Bed 5.5Bath modern contemporary is masterfully crafted with almost 4300 sq ft of finished living space spread over three levels and featuring an elegant modern kitchen with custom cabinets, quartz tops, stainless appliances and island wet bar, floor to ceiling stacked stone fireplace vaulted two stories above the Family Room with plenty of glass that makes this home really shine! Main level primary suite with fully tiled bathroom. Locker style mudroom with heated floor is perfect for kicking off the gear after a long day of outdoor fun. Three more ensuites upstairs connected by the catwalk loft overlooking the Great Room. 5th Bedroom on the lower-level finished basement with a pub style game room that “walks-out” to your very own covered hot-tub and paved private fire-pit. Home is being sold "turn-key", fully furnished. One car garage, perfect to keep your “toys” or vehicle out of the elements. Radiant heat in all primary bathrooms. An established rental, “Summit Manor” is centrally located to local restaurants, state parks, Wisp Resort and Deep Creek Lake! If you’re looking for a stylish modern home, with plenty of rustic Mountain flair… Call today to schedule your private showing!”
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Cooktop, Dishwasher, Disposal, Refrigerator, Icemaker, Oven - Wall
  • Interior Amenities: Carpet, Ceiling Fan(s), Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Walk-In Closet(s), Window Treatments
  • Window Features: Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Kitchen, Family Room, Foyer, Bedroom 1, Laundry, Mud Room, Bathroom 1, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Walkout Level, Garage Access
  • Laundry Type: Main Floor
  • Total Sq Ft: 4624
  • Living Area Sq Ft: 4159
  • Price Per Sq Ft: 337.92
  • Above Grade Finished Sq Ft: 2959
  • Below Grade Finished Sq Ft: 1200
  • Below Grade Sq Ft: 465
  • Total Below Grade Sq Ft: 1665
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 451

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Shingle Siding
  • Exterior Features: Hot Tub
  • Water Access: No
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Circular Driveway
  • Garage Features: Garage - Side Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Propane - Metered
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 925.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: NORTHERN
  • High School: NORTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: NORTHERN GARRETT HIGH
  • Middle Or Junior School: NORTHERN

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 1.02
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 44457.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Year Assessed: 2024
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 12345.00
  • Assessor Parcel Number: 1218081776
  • Tax Lot: 25
  • Tax Total Finished Sq Ft: 4578
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024
  • Close Date: 12/20/2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 19, 2024
Closed on
Dec 18, 2024
Sold by
Hoover Brett A and Hoover Angela
Bought by
Nudelman Estates Llc
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Nick Fratz-Orr
Railey Realty, Inc.
List Price
$1,349,900
Sold Price
$990,000
Premium/Discount to List
-$359,900
-26.66%
Views
94
Current Estimated Value
$1,034,588

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,588
Avg. Annual Appreciation
5.81%
Original Mortgage
$742,500
Outstanding Balance
$735,839
Interest Rate
6.1%
Mortgage Type
New Conventional
Estimated Equity
$298,749

Purchase Details

Closed on
Jun 4, 2010
Sold by
D C Development Llc
Bought by
Hoover Brett A and Hoover Angela
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $990,000 Deep Creek Title
Deed $990,000 Deep Creek Title
Deed $199,920 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $742,500 New Conventional
Closed $742,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/20/2024 12/20/24 Sold $990,000 -1.0% $238 / Sq Ft
11/05/2024 11/05/24 Pending -- -- --
10/10/2024 10/10/24 Price Changed $999,900 -9.1% $240 / Sq Ft
07/19/2024 07/19/24 Price Changed $1,099,900 -8.3% $264 / Sq Ft
06/20/2024 06/20/24 Price Changed $1,199,900 -5.9% $289 / Sq Ft
03/16/2024 03/16/24 Price Changed $1,274,900 -1.9% $307 / Sq Ft
02/23/2024 02/23/24 Price Changed $1,299,900 -3.7% $313 / Sq Ft
01/19/2024 01/19/24 For Sale $1,349,900 -- $325 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,469 $1,206,600 $109,200 $1,097,400
2024 $14,037 $1,056,967 $0 $0
2023 $12,140 $907,333 $0 $0
2022 $8,850 $757,700 $107,600 $650,100
2021 $10,276 $757,200 $0 $0
2020 $10,276 $756,700 $0 $0
2019 $10,269 $756,200 $107,600 $648,600
2018 $9,769 $756,200 $107,600 $648,600
2017 $1,197 $97,600 $0 $0
2016 -- $97,600 $0 $0
2015 -- $97,600 $0 $0
2014 -- $97,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDGA2006474

Bright MLS

APN: 18-081776