Seller's Agent in 2025
Deshira Dervishi
Allison James Estates & Homes
(858) 699-8955
2 in this area
12 Total Sales
4521 55th St Unit 17 San Diego, CA 92115
College West Neighborhood
2
Beds
2
Baths
761
Sq Ft
$407/mo
HOA Fee
Highlights
- Two Primary Bedrooms
- 1 Car Attached Garage
- Gated Home
- Main Floor Primary Bedroom
- Laundry closet
- Level Lot
About This Home
As of August 2025VA APPROVED CONDO - SELLER OFFERING A $1500 FLOORING CREDIT!! Great opportunity to own this bright and airy TOP FLOOR, two bedroom, two full bathroom condo. Located in the highly desirable neighborhood of central San Diego. Just 1.4 miles from SDSU. It offers a charming and serene courtyard behind gated entry. It has a one-car garage for secure parking and storage. New full size washer and dryer in unit, full size REFRIGERATOR WITH WATER AND ICE DISPENSER, AC and fireplace in the living room for those cozy nights when you want to relax. Walking distance to restaurants, coffee places, and shopping big stores. Minutes to downtown, airport and beautiful beaches. Perfect for that first-time home buyer, investor or someone looking for a place near SDSU! This is the perfect place to call home!
Last Agent to Sell the Property
Allison James Estates & Homes License #01965570 Listed on: 06/12/2025
Last Buyer's Agent
Better Homes and Gardens Real Estate Napolitano & Associates License #02201853
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,763
Year Built
- Built in 1995
HOA Fees
- $407 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
- Assigned Parking
Home Design
- Clay Roof
- Stucco Exterior
Interior Spaces
- 761 Sq Ft Home
- 3-Story Property
- Living Room with Fireplace
Kitchen
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- Double Master Bedroom
- 2 Full Bathrooms
Laundry
- Laundry closet
- Stacked Washer and Dryer
Additional Features
- Gated Home
- Separate Water Meter
Community Details
- Association fees include exterior bldg maintenance, sewer, trash pickup, water, pest control
- 25 Units
- Summit Place Association, Phone Number (858) 672-3100
- Summit Place Community
Listing and Financial Details
- Assessor Parcel Number 466-710-32-17
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 12, 2025
Closed on
Jul 30, 2025
Sold by
Dervishi-Payne 2020 Trust and Dervishi Deshira
Bought by
Monninger Mitchell Kirk
Seller's Agent
Deshira Dervishi
Allison James Estates & Homes
Buyer's Agent
Tom Murray
Better Homes and Gardens Real Estate Napolitano & Associates
List Price
$505,000
Sold Price
$508,500
Premium/Discount to List
$3,500
0.69%
Views
161
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-37.24%
Original Mortgage
$525,280
Outstanding Balance
$525,280
Interest Rate
6.67%
Mortgage Type
VA
Estimated Equity
-$33,097
Purchase Details
Listed on
May 18, 2021
Closed on
Apr 29, 2021
Sold by
Portillo Veronica Alicia
Bought by
Dervishi Deshira and Payne Celia A
Seller's Agent
Deshira Dervishi
Allison James Estates & Homes
Buyer's Agent
Deshira Dervishi
Allison James Estates & Homes
Sold Price
$2,195
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.27%
Original Mortgage
$272,250
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 10, 2019
Sold by
Whitmore Jason and Whitmore Jennifer
Bought by
Portillo Veronica Alicia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$294,500
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 4, 2008
Sold by
Berman Michael
Bought by
Whitmore Jason and Whitmore Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 15, 2006
Sold by
Fifty Fifth Coastal Llc
Bought by
Berman Michael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,550
Interest Rate
6.01%
Mortgage Type
Stand Alone Second
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $508,500 | Lawyers Title Company | |
| Grant Deed | $363,000 | Corinthian Title Company Inc | |
| Grant Deed | $310,000 | Ticor Title Co Sd Branch | |
| Grant Deed | $160,000 | First American Title | |
| Condominium Deed | $343,000 | Chicago Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $525,280 | VA | |
| Previous Owner | $272,250 | New Conventional | |
| Previous Owner | $304,650 | New Conventional | |
| Previous Owner | $294,500 | New Conventional | |
| Previous Owner | $125,000 | New Conventional | |
| Previous Owner | $128,000 | Purchase Money Mortgage | |
| Previous Owner | $68,550 | Stand Alone Second | |
| Previous Owner | $274,300 | Negative Amortization |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/14/2025 08/14/25 | Sold | $508,500 | +2.7% | $668 / Sq Ft |
| 07/22/2025 07/22/25 | Pending | -- | -- | -- |
| 06/16/2025 06/16/25 | Price Changed | $495,000 | -2.0% | $650 / Sq Ft |
| 06/12/2025 06/12/25 | For Sale | $505,000 | 0.0% | $664 / Sq Ft |
| 06/13/2021 06/13/21 | Under Contract | -- | -- | -- |
| 06/03/2021 06/03/21 | Price Changed | $2,195 | -8.2% | $3 / Sq Ft |
| 06/01/2021 06/01/21 | For Rent | $2,390 | -99.9% | -- |
| 05/30/2021 05/30/21 | Rented | $2,195,000 | 0.0% | -- |
| 05/21/2021 05/21/21 | Sold | $363,000 | +7.1% | $477 / Sq Ft |
| 04/20/2021 04/20/21 | Pending | -- | -- | -- |
| 04/10/2021 04/10/21 | For Sale | $339,000 | -- | $445 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,763 | $392,919 | $147,344 | $245,575 |
| 2024 | $4,763 | $385,215 | $144,455 | $240,760 |
| 2023 | $4,658 | $377,663 | $141,623 | $236,040 |
| 2022 | $4,534 | $370,259 | $138,847 | $231,412 |
| 2021 | $3,890 | $313,211 | $117,454 | $195,757 |
| 2020 | $3,843 | $310,000 | $116,250 | $193,750 |
| 2019 | $2,351 | $188,394 | $70,648 | $117,746 |
| 2018 | $2,200 | $184,701 | $69,263 | $115,438 |
| 2017 | $2,147 | $181,080 | $67,905 | $113,175 |
| 2016 | $2,113 | $177,530 | $66,574 | $110,956 |
| 2015 | $2,082 | $174,864 | $65,574 | $109,290 |
| 2014 | $2,050 | $171,440 | $64,290 | $107,150 |
Source: Public Records
Agents Affiliated with this Home
-
Deshira Dervishi
-
Tom Murray
Buyer's Agent in 2025
Tom Murray
Better Homes and Gardens Real Estate Napolitano & Associates
(619) 356-1657
1 in this area
20 Total Sales
-
Kristen Carter
Seller's Agent in 2021
Kristen Carter
Stella Leigh Realty, Inc.
(619) 439-9650
1 in this area
17 Total Sales
Map
Source: San Diego MLS
MLS Number: 250030355
APN: 466-710-32-17
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