NOT LISTED FOR SALE

Estimated Value: $1,170,000 - $1,301,000

3 Beds
2 Baths
1,213 Sq Ft
$1,026/Sq Ft Est. Value

About This Home

This home is located at 453 Monterey Dr, Aptos, CA 95003 and is currently estimated at $1,244,514, approximately $1,025 per square foot. 453 Monterey Dr is a home located in Santa Cruz County with nearby schools including Rio Del Mar Elementary School, Aptos Junior High School, and Aptos High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 9, 2020
Sold by
Watkins Scott Thomas and Watkins Dawn Christy
Bought by
Watkins Scott Thomas and Watkins Dawn Christy
Current Estimated Value
$1,244,514

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$510,400
Outstanding Balance
$451,641
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$811,453

Purchase Details

Closed on
Mar 14, 2014
Sold by
Watkins Scott Thomas and Watkins Dawn Christy
Bought by
Watkins Scott Thomas and Watkins Dawn Christy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,650
Interest Rate
4.18%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 15, 2010
Sold by
Watkins Scott Thomas and Watkins Christy Dawn
Bought by
Watkins Scott Thomas and Watkins Christy Dawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$397,136
Interest Rate
5.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 22, 2008
Sold by
Watkins Scott Thomas and Watkins Christy Dawn
Bought by
Watkins Scott Thomas and Watkins Christy Dawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$407,000
Interest Rate
5.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 8, 2008
Sold by
Watkins John D and Wood Elizabeth
Bought by
Watkins Scott Thomas and Watkins Christy Dawn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$407,000
Interest Rate
5.85%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 19, 2004
Sold by
Watkins John D and Wood Elizabeth M
Bought by
Watkins Scott Thomas and Watkins Dawn Christy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
4.71%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Mar 18, 2004
Sold by
Wood Elizabeth M
Bought by
Watkins John D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$375,000
Interest Rate
4.71%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Sep 26, 2002
Sold by
Watkins John D and Watkins Scott Thomas
Bought by
Watkins John D and Wood Elizabeth M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
6.02%

Purchase Details

Closed on
Jan 4, 1999
Sold by
Bishop J Michele
Bought by
Bishop J H Patrick

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.73%

Purchase Details

Closed on
Oct 8, 1997
Sold by
Pine Edward C and Pine Sally B
Bought by
Michele Bishop J and Michele Bishop J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
7.54%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Aug 1, 1997
Sold by
Pine Jeffrey and Pine Sandra J
Bought by
Pine Edward C and Pine Sally B

Purchase Details

Closed on
Nov 3, 1995
Sold by
Pine Jeffrey and Pine Sandra J
Bought by
Pine Jeffrey and Pine Sandra J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,000
Interest Rate
7.42%

Purchase Details

Closed on
Oct 3, 1995
Sold by
Nichols Robert and Nichols Leslie
Bought by
Pine Jeffrey and Pine Sandra J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,000
Interest Rate
7.42%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Watkins Scott Thomas -- Accommodation
Watkins Scott -- Fidelity National Title Co
Watkins Scott Thomas -- Nextitle
Watkins Scott Thomas -- Nextitle
Watkins Scott Thomas -- Accommodation
Watkins Scott Thomas -- Accommodation
Watkins Scott Thomas -- None Available
Watkins Scott Thomas -- Old Republic Title Company
Watkins Scott Thomas -- Old Republic Title Company
Watkins John D -- Old Republic Title Company
Watkins John D -- --
Watkins John D $499,000 Old Republic Title Company
Watkins John D -- Old Republic Title Company
Bishop J H Patrick -- First American Title Co
Michele Bishop J $230,000 First American Title Ins Co
Pine Edward C -- Santa Cruz Title Company
Pine Jeffrey -- Old Republic Title Company
Pine Jeffrey $97,000 Old Republic Title Company
Pine Jeffrey $97,000 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Watkins Scott $510,400
Closed Watkins Scott Thomas $528,200
Closed Watkins Scott Thomas $380,650
Closed Watkins Scott T $397,136
Closed Watkins Scott Thomas $407,000
Previous Owner Watkins Scott Thomas $375,000
Previous Owner Watkins John D $340,000
Previous Owner Bishop J H Patrick $100,000
Previous Owner Bishop J H Patrick $20,000
Previous Owner Bishop J H Patrick $240,000
Previous Owner Michele Bishop J $205,000
Previous Owner Pine Jeffrey $206,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,979 $722,867 $434,503 $288,364
2023 $8,793 $694,798 $417,631 $277,167
2022 $8,653 $681,174 $409,442 $271,732
2021 $8,368 $667,817 $401,413 $266,404
2020 $8,225 $660,970 $397,298 $263,672
2019 $8,079 $648,010 $389,508 $258,502
2018 $7,858 $635,303 $381,870 $253,433
2017 $7,784 $622,847 $374,382 $248,465
2016 $7,593 $610,634 $367,041 $243,593
2015 $7,511 $601,462 $361,529 $239,933
2014 $7,334 $589,680 $354,447 $235,233
Source: Public Records

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