NOT LISTED FOR SALE

45310 Torch Lake Dr Macomb, MI 48044

Estimated Value: $535,862 - $648,000

4 Beds
2 Baths
2,632 Sq Ft
$222/Sq Ft Est. Value

Last Sold April 06, 2012

Last sale price $240,000 $91 Per Sq Ft

Est. 144% increase in value since last sale

Current estimated payment $3,629/month

50 Days on Market

Highlights

  • Great Room with Fireplace
  • 2.5 Car Attached Garage
  • Ceiling Fan
  • Den
  • Forced Air Heating System

About This Home

As of April 2012

SPLIT LEVEL WITH LOTS OF FEATURES: GOTHIC STYLE VINYL WINDOWS, OCTOGON BAY WITH LIMESTONE KEYSTONES, QUOIN CORNERS, DIMENSIONAL SHINGLE ROOF, LARGE KITCHEN WITH MAPLE CABINETS WITH GRANITE COUNTERTOPS AND DOUBLE BAY WINDOWS. CROWN MOULDINGS. 9 FT. CEILINGS, FRESHLY PAINTED AND CARPETED. TAXES WILL REVERT BACK TO HOMESTEAD ON JULY 1, 2012 AND BE APPROXIMATELY $3,000 PER TOWNSHIP, IF CLOSING TAKES PLACE PRIOR TO MAY 1ST FILING DEADLINE.

Last Agent to Sell the Property

Mike Kriss

Century 21 Professionals Clinton License #MISPE-6506041782 Listed on: 01/16/2012

Century 21 Professionals Clinton

Last Buyer's Agent

Mike Kriss

Century 21 Professionals Clinton License #MISPE-6506041782 Listed on: 01/16/2012

Century 21 Professionals Clinton

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 70x120

Parking

  • 2.5 Car Attached Garage

Home Design

  • Split Level Home
  • Brick Exterior Construction

Interior Spaces

  • 2,632 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Great Room with Fireplace
  • Den
  • Basement Fills Entire Space Under The House

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0833330026

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL CONDO
  • Type Of Property: Residential
  • Architecture Style: Split Level
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 6042
  • Total Tax Year: 2011
  • Year Built: 2006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal
  • Fireplace: Yes
  • Fireplaces: Gas Fireplace, Grt Rm Fireplace
  • Basement: Yes
  • Basement: Full
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 16 x 14
  • Bedroom 2: On 2nd Floor, Dimensions: 12 x 11
  • Bedroom 3: On 2nd Floor, Dimensions: 11 x 11
  • Bedroom 4: On 2nd Floor, Dimensions: 11 x 11
  • Bathrooms Description: First Flr Lavatory, MstrBdrm Full Bathroom, Second Flr Lavatory
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Room Types: Den/Study/Lib, First Floor Mstr Bedroom, Great Room
  • Breakfast Nook: On 1st Floor, Dimensions: 13 x 11
  • Great Room: On 1st Floor, Dimensions: 19 x 19
  • Kitchen: On 1st Floor, Dimensions: 14 x 14
  • Kitchen Features: Breakfast Nook/Room
  • Laundry: On 1st Floor, Dimensions: 7 x 6
  • Library Den: On 1st Floor, Dimensions: 12 x 11
  • Half Bathrooms: 1
  • Above Grade Finished Sq Ft: 2632
  • Total Finished Sq Ft: 2632

Exterior Features

  • Exterior: Brick
  • Exterior Features: Sidewalks
  • Foundation: Basement
  • Frontage: 70
  • Road: Paved Street

Garage/Parking

  • Garage: Attached Garage
  • Garage Spaces: 2.5
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s)

Lot Info

  • Assessor Parcel Number: 0833330026
  • Location: Subdivision
  • Lot Description: Large Lot - 65+ Ft.
  • Lot Dimensions: 70X120
  • Acreage: 0.19
  • Map Side Numeric: 13
  • Map Top Alpha: J
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Amount: $5,113.00
  • Winter Tax: Amount: $829.00
  • Taxable Value: 125530
  • Total Tax: Year: 2011, Amount: $6,042.00
  • SEV Year: 2011

MLS Schools

  • School District: Chippewa Valley Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2012
Closed on
Apr 6, 2012
Sold by
Wjs Development Llc
Bought by
Cavanagh Joseph M and Cavanagh Joan W
Seller's Agent
Mike Kriss
Century 21 Professionals Clinton
Buyer's Agent
Mike Kriss
Century 21 Professionals Clinton
List Price
$225,000
Sold Price
$240,000
Premium/Discount to List
$15,000
6.67%
Current Estimated Value
$584,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$344,716
Avg. Annual Appreciation
6.80%
Original Mortgage
$192,000
Outstanding Balance
$133,969
Interest Rate
3.9%
Mortgage Type
New Conventional
Estimated Equity
$445,835

Purchase Details

Closed on
Nov 9, 2011
Sold by
Adc Reo Mi Residential Llc
Bought by
Wjs Development Llc

Purchase Details

Closed on
Jan 26, 2011
Sold by
Federal Deposit Insurance Corporation
Bought by
Adc Reo Mi Residential Llc

Purchase Details

Closed on
Oct 15, 2010
Sold by
Tuscany Custom Homes Llc
Bought by
Federal Deposit Insurance Corporation and Warren Bank

Purchase Details

Closed on
Sep 20, 2006
Sold by
Nuway Homes Inc
Bought by
Tuscany Custom Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$729,750
Interest Rate
6.49%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cavanagh Joseph M $240,000 Manzo Title Agency
Wjs Development Llc $200,000 None Available
Adc Reo Mi Residential Llc -- None Available
Federal Deposit Insurance Corporation $338,100 None Available
Tuscany Custom Homes Llc $99,000 Philip F Greco Title Company
Nuway Homes Inc $95,000 Philip F Greco Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cavanagh Joseph M $192,000
Previous Owner Tuscany Custom Homes Llc $729,750
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/06/2012 04/06/12 Sold $240,000 +6.7% $91 / Sq Ft
03/06/2012 03/06/12 Pending -- -- --
01/16/2012 01/16/12 For Sale $225,000 -- $85 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,320 $246,500 $0 $0
2024 $4,097 $236,700 $0 $0
2023 $3,886 $212,900 $0 $0
2022 $4,826 $189,100 $0 $0
2021 $4,696 $176,000 $0 $0
2020 $3,565 $172,400 $0 $0
2019 $4,344 $164,200 $0 $0
2018 $4,233 $156,000 $0 $0
2017 $4,166 $149,320 $32,500 $116,820
2016 $3,952 $149,320 $0 $0
2015 $3,899 $140,330 $0 $0
2014 $3,899 $127,010 $21,500 $105,510
2013 $2,882 $127,010 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31087127

Michigan Multiple Listing Service

APN: 20-08-33-330-026