$399,900

Estimated payment $2,629/month

3 Beds
3 Baths
2,739 Sq Ft
$146 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Bonus Room
  • Cathedral Ceiling
  • 2 Fireplaces
  • 3-minute walk to Ludlow Memorial Park

About This Home

*Full of original charm and impressive space, this nearly 2,800 sq ft brick beauty at 454 Elm Street is an entertainer's dream. *With three fully finished levels, this 3-bedroom, 3-bath home blends timeless character—like pocket doors, detailed trim, oversized windows, high ceilings, and a classic stairwell railing—with modern updates including but not limited to new plumbing, electrical, and lighting. *The main kitchen is a showstopper with a massive island that's perfect for cooking, gathering, or entertaining. *You'll love the flexibility of two kitchens—one traditional and one perfect for hosting, designed as a stylish bar and hangout area. *Off-street parking adds convenience, and the location is just minutes from shopping, dining, and entertainment. *This home offers the perfect mix of historic charm, modern comfort, and room to live and entertain.

Listing Agent

Cameron Hefler

Keller Williams Realty Services License #290096

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,810

Lot Details

  • Lot Dimensions are 30x50x60x60x30
  • Partially Fenced Property
  • Privacy Fence
  • Wood Fence

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 2,739 Sq Ft Home
  • 3-Story Property
  • Built-In Features
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Non-Functioning Fireplace
  • Double Hung Windows
  • Bay Window
  • Wood Frame Window
  • Pocket Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Game Room
  • Smart Home

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Storage

Parking

  • Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking
  • Assigned Parking

Outdoor Features

  • Deck
  • Covered patio or porch
  • Outdoor Grill

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-33-05-013.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,810

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size: 30x50x60x60x30
  • Directions: Rt on Elm Street, Home is on the left.
  • Architectural Style: Other
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 30x50x60x60x30
  • General Property Description:Approx SqFt2: 2739.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Living Area: 2739.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 026-33-05-013.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Levels:Three Or More: Yes
  • Fencing:Privacy: Yes
  • Fencing:Partial2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Smart Home, Eat-in Kitchen, Crown Molding, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Recess Ceiling(s)
  • Basement: Full, Storage Space, Unfinished
  • Heating: Forced Air, Electric
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Stainless Steel Appliance(s), Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Inoperable
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2739.0
  • Window Features: Bay Window(s), Double Hung, Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Smart Home: Yes
  • Basement:Unfinished2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Fireplace Features:Inoperable: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Storage Space: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Recess Ceiling(s): Yes
  • Interior Features:Pocket Door(s): Yes

Exterior Features

  • Fencing: Partial, Privacy, Wood
  • Roof: Shingle
  • Construction Type: Brick
  • Exterior Features: Outdoor Grill, Other
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Window Features:Bay Window(s): Yes
  • Window Features:Wood Frames: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Exterior Features:See Remarks23: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Assigned, Attached, Detached, Driveway, Off Street, On Street
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Assigned: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,810 $370,000 $10,000 $360,000
2023 $1,457 $110,000 $10,000 $100,000
2022 $1,451 $110,000 $10,000 $100,000
2021 $736 $47,500 $10,000 $37,500
2020 $734 $47,500 $10,000 $37,500
2019 $730 $47,500 $10,000 $37,500
2018 $725 $47,500 $10,000 $37,500
2017 $716 $47,500 $10,000 $37,500
2015 $904 $65,000 $10,000 $55,000
2014 $869 $65,000 $10,000 $55,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2025 05/01/25 For Sale $399,900 +196.2% $146 / Sq Ft
02/24/2023 02/24/23 Sold $135,000 -18.2% $49 / Sq Ft
02/15/2023 02/15/23 Pending -- -- --
02/08/2023 02/08/23 For Sale $165,000 -- $60 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Deed History

Date Type Sale Price Title Company
Warranty Deed $135,000 360 American Title
Warranty Deed $47,500 360 American Title Svcs Llc
Deed $18,500 Accutitle Agency Inc
Commissioners Deed $46,667 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $188,000 Construction
Previous Owner $18,500 Unknown
Source: Public Records

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    • 3,200 Sq Ft
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    Section Image

Source: Northern Kentucky Multiple Listing Service

MLS Number: 632027

Northern Kentucky Multiple Listing Service

APN: 026-33-05-013.00