$379,900
$20K PRICE DROP

454 Elm St Ludlow, KY 41016

Estimated payment $2,523/month

Total Views 11,399
4 Beds
3 Baths
2,739 Sq Ft
$139 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Bonus Room
  • Cathedral Ceiling
  • 2 Fireplaces
  • 3-minute walk to Ludlow Memorial Park

About This Home

**Full of original character and impressive space, this nearly 2,800 sq ft brick beauty at 454 Elm Street is right by the action and is an entertainer's dream filled with historic charm, and off street parking as a plus.. **With three fully finished levels + a basement, 2 KITCHEN SPACES, this 4-bedroom, 3 full-bath home blends timeless character—like pocket doors, detailed trim, oversized windows, high ceilings, and a classic stairwell railing—with modern updates including but not limited to new plumbing, electrical, and lighting**Off-street parking adds convenience, and the location is just minutes from shopping, dining, and entertainment. **The main kitchen is a showstopper with a massive island that's perfect for cooking, gathering, or entertaining. **You'll love the flexibility of two kitchens—one traditional and one perfect for hosting, designed as a stylish bar and hangout area. **This home offers the perfect mix of historic charm, modern comfort, and room to live and entertain.

Last Listed By

Cameron Hefler

Keller Williams Realty Services License #290096 Listed on: 05/01/2025

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,810

Lot Details

  • Lot Dimensions are 30x50x60x60x30
  • Partially Fenced Property
  • Privacy Fence
  • Wood Fence

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 2,739 Sq Ft Home
  • 3-Story Property
  • Built-In Features
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • 2 Fireplaces
  • Non-Functioning Fireplace
  • Double Hung Windows
  • Bay Window
  • Wood Frame Window
  • Pocket Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Bonus Room
  • Game Room
  • Smart Home

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Storage

Parking

  • Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking
  • Assigned Parking

Outdoor Features

  • Deck
  • Covered patio or porch
  • Outdoor Grill

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-33-05-013.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,810

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size: 30x50x60x60x30
  • Ownership: Consumer
  • Directions: Rt on Elm Street, Home is on the left.
  • Architectural Style: Other
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 30x50x60x60x30
  • General Property Description:Approx SqFt2: 2739.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Living Area: 2739.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 026-33-05-013.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • General Property Description:Fireplaces Total: 2
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • Levels:Three Or More: Yes
  • Fencing:Privacy: Yes
  • Fencing:Partial2: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Smart Home, Eat-in Kitchen, Crown Molding, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Recess Ceiling(s)
  • Basement: Full, Storage Space, Unfinished
  • Heating: Forced Air, Electric
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Stainless Steel Appliance(s), Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Inoperable
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 2739.0
  • Window Features: Bay Window(s), Double Hung, Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Smart Home: Yes
  • Basement:Unfinished2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Fireplace Features:Inoperable: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Interior Features:Crown Molding: Yes
  • Basement:Storage Space: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Recess Ceiling(s): Yes
  • Interior Features:Pocket Door(s): Yes

Exterior Features

  • Fencing: Partial, Privacy, Wood
  • Roof: Shingle
  • Construction Type: Brick
  • Exterior Features: Outdoor Grill, Other
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Window Features:Bay Window(s): Yes
  • Window Features:Wood Frames: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Exterior Features:See Remarks23: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Assigned, Attached, Detached, Driveway, Off Street, On Street
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Assigned: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,810 $370,000 $10,000 $360,000
2023 $1,457 $110,000 $10,000 $100,000
2022 $1,451 $110,000 $10,000 $100,000
2021 $736 $47,500 $10,000 $37,500
2020 $734 $47,500 $10,000 $37,500
2019 $730 $47,500 $10,000 $37,500
2018 $725 $47,500 $10,000 $37,500
2017 $716 $47,500 $10,000 $37,500
2015 $904 $65,000 $10,000 $55,000
2014 $869 $65,000 $10,000 $55,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/29/2025 05/29/25 Price Changed $389,900 -2.5% $142 / Sq Ft
05/01/2025 05/01/25 For Sale $399,900 +196.2% $146 / Sq Ft
02/24/2023 02/24/23 Sold $135,000 -18.2% $49 / Sq Ft
02/15/2023 02/15/23 Pending -- -- --
02/08/2023 02/08/23 For Sale $165,000 -- $60 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $135,000 360 American Title
Warranty Deed $47,500 360 American Title Svcs Llc
Deed $18,500 Accutitle Agency Inc
Commissioners Deed $46,667 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $188,000 Construction
Previous Owner $18,500 Unknown
Source: Public Records

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 632027

Northern Kentucky Multiple Listing Service

APN: 026-33-05-013.00