Seller's Agent in 2025
Chris McGary
eXp Realty
(815) 970-4873
4 in this area
309 Total Sales
455 N River St Montgomery, IL 60538
4
Beds
2
Baths
1,584
Sq Ft
8,712
Sq Ft Lot
Highlights
- Lake Front
- Main Floor Bedroom
- Sitting Room
- Deck
- Den
- Breakfast Room
About This Home
As of February 2014Spacious 4-bedroom, 2-bathroom home overlooking the Fox River. Features include deck and patio, large living room, hardwood floors, new paint, full basement w/ new professionally installed drain tile system, garage, and much more! This is a Fannie Mae HomePath property. Purchase for as little as 5% down! This property is approved for HomePath Mortgage and Renovation Mortgage Financing.
Last Agent to Sell the Property
Coldwell Banker Realty License #475123587 Listed on: 09/17/2013
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,279
Year Built
- 1951
Lot Details
- Lake Front
- River Front
Parking
- Detached Garage
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Frame Construction
- Asphalt Shingled Roof
Interior Spaces
- Sitting Room
- Breakfast Room
- Den
- Water Views
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Breakfast Bar
Bedrooms and Bathrooms
- Main Floor Bedroom
- Separate Shower
Outdoor Features
- Deck
- Patio
Utilities
- Two Cooling Systems Mounted To A Wall/Window
- Forced Air Heating System
- Heating System Uses Gas
- Well
Listing and Financial Details
- Homeowner Tax Exemptions
- $750 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 25, 2025
Sold by
Payne-Johnson Amber N and Payne Anthony F
Bought by
Villa Bernie and Mcgary Chris
Purchase Details
Closed on
Apr 14, 2017
Sold by
Mcnair Brandon C and Mcnair Angelica
Bought by
Payne Anthony F and Payne Amber N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,283
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Listed on
Sep 17, 2013
Closed on
Jan 15, 2014
Sold by
Federal National Mortgage Association
Bought by
Mcnair Brandon C and Mcnair Angelica
Seller's Agent
Laurie McPhillips-Weglarz
Coldwell Banker Realty
Buyer's Agent
Jacqueline Dix
Compass
List Price
$139,900
Sold Price
$119,500
Premium/Discount to List
-$20,400
-14.58%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.49%
Original Mortgage
$122,069
Interest Rate
4.45%
Mortgage Type
VA
Purchase Details
Closed on
Apr 8, 2013
Sold by
Hunter Jason
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Apr 27, 2001
Sold by
Hessenauer Colette M
Bought by
Hunter Jason and Hunter Mariann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
7.02%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $190,000 | Chicago Title Insurance Compan | |
| Warranty Deed | $150,000 | Citywide Title Corp | |
| Special Warranty Deed | $119,500 | Attorneys Title Guaranty Fun | |
| Sheriffs Deed | -- | None Available | |
| Warranty Deed | $120,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $147,283 | FHA | |
| Previous Owner | $122,069 | VA | |
| Previous Owner | $194,500 | Unknown | |
| Previous Owner | $70,000 | Credit Line Revolving | |
| Previous Owner | $45,000 | Credit Line Revolving | |
| Previous Owner | $15,000 | Unknown | |
| Previous Owner | $132,800 | Unknown | |
| Previous Owner | $132,800 | Unknown | |
| Previous Owner | $108,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/16/2025 07/16/25 | For Sale | $340,000 | +184.5% | $215 / Sq Ft |
| 02/25/2014 02/25/14 | Sold | $119,500 | +0.4% | $75 / Sq Ft |
| 01/13/2014 01/13/14 | Pending | -- | -- | -- |
| 12/09/2013 12/09/13 | Price Changed | $119,000 | -0.8% | $75 / Sq Ft |
| 12/09/2013 12/09/13 | Price Changed | $119,900 | +0.8% | $76 / Sq Ft |
| 11/22/2013 11/22/13 | Price Changed | $119,000 | -8.2% | $75 / Sq Ft |
| 10/22/2013 10/22/13 | Price Changed | $129,700 | -7.3% | $82 / Sq Ft |
| 09/17/2013 09/17/13 | For Sale | $139,900 | -- | $88 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,279 | $63,000 | $10,506 | $52,494 |
| 2022 | $4,145 | $57,482 | $9,586 | $47,896 |
| 2021 | $3,941 | $53,517 | $8,925 | $44,592 |
| 2020 | $3,710 | $49,709 | $8,290 | $41,419 |
| 2019 | $3,583 | $46,057 | $7,681 | $38,376 |
| 2018 | $3,454 | $43,547 | $7,105 | $36,442 |
| 2017 | $3,704 | $39,004 | $6,547 | $32,457 |
| 2016 | $3,396 | $34,493 | $6,602 | $27,891 |
| 2015 | $3,262 | $31,774 | $5,677 | $26,097 |
| 2014 | $3,262 | $30,316 | $5,217 | $25,099 |
| 2013 | $3,262 | $32,958 | $5,247 | $27,711 |
Source: Public Records
Agents Affiliated with this Home
-
Chris McGary
-
Laurie McPhillips-Weglarz
Seller's Agent in 2014
Laurie McPhillips-Weglarz
Coldwell Banker Realty
(708) 436-3354
57 Total Sales
-
Jacqueline Dix
Buyer's Agent in 2014
Jacqueline Dix
Compass
(630) 346-6396
2 in this area
158 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08447198
APN: 15-33-127-014
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