M
Seller's Agent in 2023
Mary Hager-Swanson
Swanson Real Estate
(847) 502-7587
3 in this area
33 Total Sales
455 S State St Elgin, IL 60123
Southwest Elgin NeighborhoodEstimated Value: $260,000 - $354,000
3
Beds
2
Baths
--
Sq Ft
7,841
Sq Ft Lot
Highlights
- Deck
- 4 Car Detached Garage
- Garage ceiling height seven feet or more
- Farmhouse Style Home
- Porch
- 4-minute walk to Ryerson Park
About This Home
As of June 2023Well maintained 2 unit building with separate gas and electricity for each unit. Sperate entrances, updated kitchens, and updated bathrooms eliminate any work required to have rentable units with cash flow. The basement offers plenty of storage with washer and dryer for the tenants. A massive 4-car garage is a nice feature and currently rented below market at $200 per month through 10/24. Plenty of off-street parking with 5 spaces in addition to the 4-car garage. All mechanicals are in working order and within their expected life span. No lead pipes within this beautiful home. Charming old home without the Historic District rules and regulations. Great property for the owner occupant or to add to your rental property inventory.
Last Agent to Sell the Property
Swanson Real Estate License #471003655 Listed on: 04/25/2023
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,046
Year Built
- Built in 1888
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 60 x 132
- Paved or Partially Paved Lot
Parking
- 4 Car Detached Garage
- Garage ceiling height seven feet or more
- Garage Transmitter
- Garage Door Opener
- Parking Included in Price
Home Design
- Farmhouse Style Home
- Stone Foundation
- Asphalt Roof
- Aluminum Siding
- Concrete Perimeter Foundation
Interior Spaces
- Ceiling Fan
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Bathrooms
Unfinished Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- Deck
- Porch
Schools
- Lowrie Elementary School
- Abbott Middle School
- Larkin High School
Utilities
- Two Heating Systems
- Forced Air Heating System
- Heating System Uses Natural Gas
- Individual Controls for Heating
- Gas Water Heater
- Cable TV Available
Community Details
Overview
- 2 Units
- 2 Unit
Building Details
- Insurance Expense $1,372
- Professional Management Expense $300
- Water Sewer Expense $1,520
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 25, 2023
Closed on
Jun 26, 2023
Sold by
Kofsky Mitchell S
Bought by
Johnson Aaron D and Johnson Andrea
Seller's Agent
Mary Hager-Swanson
Swanson Real Estate
Buyer's Agent
Michelle Cole
eXp Realty
List Price
$314,900
Sold Price
$313,000
Premium/Discount to List
-$1,900
-0.6%
Views
44
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$20,000
Avg. Annual Appreciation
-2.85%
Original Mortgage
$307,330
Outstanding Balance
$299,233
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
-$6,233
Purchase Details
Closed on
Feb 1, 2018
Sold by
Fnbc Bank And Trust
Bought by
Kofsky Mitchell S
Purchase Details
Closed on
Dec 1, 2008
Sold by
Kofsky Mitchell S
Bought by
State Bank Of Illinois and Trust #1-1374
Purchase Details
Closed on
Apr 26, 2007
Sold by
Wells Fargo Bank Na
Bought by
Kofsky Mitchell
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
7.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 22, 2006
Sold by
Villanueva Rafael
Bought by
Wells Fargo Bank Na and Abfc Asset Backed Certificates Series 20
Purchase Details
Closed on
Sep 18, 2003
Sold by
Villanueva Rafael and Alchholz Alane
Bought by
Villanueva Rafael
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,750
Interest Rate
8.59%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Johnson Aaron D | $313,000 | Chicago Title | |
| Kofsky Mitchell S | -- | Attorney | |
| State Bank Of Illinois | -- | None Available | |
| Kofsky Mitchell | $135,000 | Chicago Title Insurance Co | |
| Wells Fargo Bank Na | -- | Chicago Title Insurance Co | |
| Villanueva Rafael | -- | Chicago Title Insurance Comp |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Johnson Aaron D | $307,330 | |
| Previous Owner | Kofsky Mitchell | $210,000 | |
| Previous Owner | Villanueva Rafael | $175,750 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/26/2023 06/26/23 | Sold | $313,000 | -0.6% | -- |
| 05/09/2023 05/09/23 | Pending | -- | -- | -- |
| 05/04/2023 05/04/23 | For Sale | $314,900 | 0.0% | -- |
| 04/28/2023 04/28/23 | Pending | -- | -- | -- |
| 04/25/2023 04/25/23 | For Sale | $314,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | -- | $63,289 | $14,772 | $48,517 |
| 2023 | $4,874 | $57,176 | $13,345 | $43,831 |
| 2022 | $4,206 | $48,501 | $12,168 | $36,333 |
| 2021 | $4,206 | $45,345 | $11,376 | $33,969 |
| 2020 | $3,948 | $43,289 | $10,860 | $32,429 |
| 2019 | $3,851 | $41,236 | $10,345 | $30,891 |
| 2018 | $3,841 | $38,847 | $9,746 | $29,101 |
| 2017 | $3,777 | $36,724 | $9,213 | $27,511 |
| 2016 | $3,634 | $34,070 | $8,547 | $25,523 |
| 2015 | -- | $31,228 | $7,834 | $23,394 |
| 2014 | -- | $30,842 | $7,737 | $23,105 |
| 2013 | -- | $31,655 | $7,941 | $23,714 |
Source: Public Records
Agents Affiliated with this Home
-
Mary Hager-Swanson
-
Michelle Cole
Buyer's Agent in 2023
Michelle Cole
eXp Realty
(888) 574-9405
1 in this area
10 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11767379
APN: 06-24-154-008
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