$890,000
SOLD JAN 16, 2026
3 Beds
3 Baths
1,731 Sq Ft
6,970 Sq Ft

Recently Sold

$514 Per Sq Ft

10% Below List Price

75 Days on Market

Highlights

  • Vaulted Ceiling
  • Forced Air Heating and Cooling System
  • Property is Fully Fenced
  • 3 Car Attached Garage

About This Home

As of January 2026

Beautifully Remodeled Oceanside Home — Move-In Ready! Welcome to 4556 Mariners Bay — a bright, open 3-bedroom + one bonus room, 2.5-bath home on a spacious lot. Nestled in a quiet cul-de-sac, it’s close to top schools, parks, shopping, dining, beaches, and freeway access. Inside, vaulted ceilings and abundant natural light create an inviting atmosphere. Recent upgrades include a brand-new HVAC system with updated ducting, dual-pane windows, LVP flooring, fresh interior paint, and fully remodeled bathrooms. The chef’s kitchen showcases quartz waterfall counters, white shaker cabinetry, stainless-steel appliances, and a designer backsplash. Step through the patio door to your private backyard, newly designed with paved concrete and artificial turf — still spacious enough for a pool or potential ADU (verify with city). The finished garage offers a new door, motor, and epoxy flooring. Additional highlights include no HOA or Mello-Roos, a location across from a golf course, and a roof replaced approximately 10–15 years ago. Lovingly updated and ready to move right in!

Last Agent to Sell the Property

Jeffrey Liu

San Diego Brightstar Realty License #01911015 Listed on: 10/03/2025

Last Buyer's Agent

Paul Middione

The Property Network License #01128390

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1990

Lot Details

  • 7,230 Sq Ft Lot
  • Property is Fully Fenced

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Clay Roof
  • Stucco

Interior Spaces

  • 3 Bedrooms
  • 1,731 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Family Room with Fireplace
  • Gas Dryer Hookup

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Oceanside Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1990

Lot Details

7,230 Sq Ft Lot

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 1990
  • Unit Levels: 2 Story
  • Property Sub Type: Detached
  • Association Fee Frequency: Monthly
  • Co List Office Mls Id: 990352
  • Subdivision Name: OCEANSIDE
  • Directions: GPS 4556 Mariners Bay Oceanside CA 92057
  • Living Area: 1731.0
  • FeedTypes: IDX
  • RFModificationTimestamp: 2026-01-17T18:12:35Z
  • ADU_YesNo: No
  • AgeRestrictions: N/K
  • CFDMelloRoosFeeReflct: Month
  • FullAddress: 4556 Mariners Bay
  • Ownership: Fee Simple
  • ShortSale: No
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Total Bedrooms: 3
  • Appliances: Dishwasher, Disposal, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Counter Top
  • Fireplace Features: FP in Family Room
  • Fireplaces: 1

Exterior Features

  • Fencing: Full
  • Roof: Tile/Clay
  • Pool Features: N/K
  • Construction Type: Stucco

Garage/Parking

  • Garaged Spaces: 3.0
  • Parking Features: Attached
  • Total Parking Spaces: 6.0

Utilities

  • Cooling: Central Forced Air
  • Heating: Forced Air Unit
  • Sewer: Sewer Connected
  • Laundry Features: Gas
  • Water Source: Meter on Property
  • HeatSource: Natural Gas

Lot Info

  • Lot Size Sq Ft: 7230.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2025
Closed on
Dec 30, 2025
Sold by
Liu Congyu and Wu Ying
Bought by
Lopez Cesar Victor and Luna Marisol
Seller's Agent
Jeffrey Liu
San Diego Brightstar Realty
Buyer's Agent
Paul Middione
The Property Network
List Price
$989,000
Sold Price
$890,000
Premium/Discount to List
-$99,000
-10.01%
Views
183

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-12.26%
Original Mortgage
$873,879
Outstanding Balance
$873,879
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$6,857

Purchase Details

Listed on
Jun 11, 2025
Closed on
Jul 14, 2025
Sold by
Doloris E Holden Living Trust and Rice Lorene M
Bought by
Liu Congyu and Wu Ying
Seller's Agent
John Rice
LPT Realty
Buyer's Agent
Jeffrey Liu
San Diego Brightstar Realty
List Price
$799,000
Sold Price
$740,000
Premium/Discount to List
-$59,000
-7.38%
Views
145

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
44.65%

Purchase Details

Closed on
May 28, 2010
Sold by
Holden Doloris E
Bought by
Holden Doloris E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$517,500
Interest Rate
5.03%
Mortgage Type
Reverse Mortgage Home Equity Conversion Mortgage

Purchase Details

Closed on
May 12, 2006
Sold by
Holden Doloris E
Bought by
The Doloris E Holden Living Trust

Purchase Details

Closed on
Feb 27, 1990
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $890,000 Chicago Title
Grant Deed $740,000 Chicago Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $190,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $873,879 FHA
Previous Owner $517,500 Reverse Mortgage Home Equity Conversion Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $890,000 0.0% $514 / Sq Ft
12/17/2025 12/17/25 Pending -- -- --
12/15/2025 12/15/25 Off Market $890,000 -- --
11/26/2025 11/26/25 Price Changed $929,000 -2.1% $537 / Sq Ft
10/11/2025 10/11/25 Price Changed $949,000 -4.0% $548 / Sq Ft
10/03/2025 10/03/25 For Sale $989,000 +33.6% $571 / Sq Ft
07/16/2025 07/16/25 Sold $740,000 -7.4% $427 / Sq Ft View Prior Sale
07/04/2025 07/04/25 Pending -- -- --
06/30/2025 06/30/25 For Sale $799,000 0.0% $462 / Sq Ft
06/29/2025 06/29/25 Pending -- -- --
06/11/2025 06/11/25 For Sale $799,000 -- $462 / Sq Ft
Source: San Diego MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $833 $66,793 $31,227 $35,566
2024 $833 $65,484 $30,615 $34,869
2023 $807 $64,201 $30,015 $34,186
2022 $793 $62,943 $29,427 $33,516
2021 $791 $61,709 $28,850 $32,859
2020 $769 $61,078 $28,555 $32,523
2019 $748 $59,882 $27,996 $31,886
2018 $737 $58,709 $27,448 $31,261
2017 $71 $57,559 $26,910 $30,649
2016 $698 $56,432 $26,383 $30,049
2015 $679 $55,585 $25,987 $29,598
2014 $657 $54,497 $25,478 $29,019
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 250040817

San Diego MLS

APN: 157-700-07

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