Seller's Agent in 2025
Tom Reese
Huff Realty - Florence
(859) 525-5782
2 in this area
195 Total Sales
456 Fox St Elsmere, KY 41018
Estimated Value: $167,000 - $188,000
3
Beds
1
Bath
825
Sq Ft
$216/Sq Ft
Est. Value
Highlights
- Property is near public transit
- No HOA
- Porch
- Ranch Style House
- Breakfast Room
- Living Room
About This Home
As of February 2025Great ranch near schools, shopping and interstate. Updates include newer roof, vinyl siding hot water heater and electric wiring including panel. Private rear yard and oversized driveway. Home has crawl space / no basement.
Last Agent to Sell the Property
Huff Realty - Florence License #192344 Listed on: 11/05/2024
Home Details
Home Type
- Single Family
Year Built
- Built in 1956
Lot Details
- 6,250 Sq Ft Lot
- Lot Dimensions are 50x150
- Cleared Lot
Parking
- Driveway
Home Design
- Ranch Style House
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 825 Sq Ft Home
- Vinyl Clad Windows
- Living Room
- Breakfast Room
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
Home Security
- Closed Circuit Camera
- Fire Sprinkler System
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Additional Features
- Porch
- Property is near public transit
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 004-30-21-170.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 5, 2024
Closed on
Feb 28, 2025
Sold by
Tucker Samuel H
Bought by
Spaulding Michael Wayne
Seller's Agent
Tom Reese
Huff Realty - Florence
Buyer's Agent
Michelle Laudermilk
Melton Real Estate LLC
List Price
$178,500
Sold Price
$180,000
Premium/Discount to List
$1,500
0.84%
Views
223
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,068
Avg. Annual Appreciation
-0.75%
Original Mortgage
$10,000
Outstanding Balance
$2,047
Interest Rate
6.96%
Mortgage Type
New Conventional
Estimated Equity
$176,527
Purchase Details
Listed on
Apr 26, 2022
Closed on
May 31, 2022
Sold by
Jeffrey Stevens
Bought by
Tucker Samuel H
Seller's Agent
Amy Bolender
Pivot Realty Group
Buyer's Agent
Tom Reese
Huff Realty - Florence
List Price
$139,000
Sold Price
$142,500
Premium/Discount to List
$3,500
2.52%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.87%
Original Mortgage
$135,375
Interest Rate
5.1%
Purchase Details
Closed on
Jan 23, 2020
Sold by
Federal Home Loan Mtg Corp
Bought by
Stevens Jeffrey
Purchase Details
Closed on
Sep 16, 2019
Sold by
Serrano Joaquin J
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Jul 11, 2005
Sold by
Boschert Properties Llc
Bought by
Serrano Joaquin J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
5.54%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jun 28, 2004
Sold by
The Bank Of New York
Bought by
Boschert Properties Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,430
Interest Rate
6.22%
Mortgage Type
Construction
Purchase Details
Closed on
Jan 20, 2004
Sold by
Mullco Inc
Bought by
The Bank Of New York and Eqcc Trust 2001-2
Purchase Details
Closed on
May 8, 2000
Sold by
Mullco Inc
Bought by
Duncan Rhonda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,250
Interest Rate
8.23%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 2, 1999
Sold by
Harold Christy Trst
Bought by
Mullco Inc
Purchase Details
Closed on
May 12, 1999
Sold by
Stephens Marilyn
Bought by
Christy Harold
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Spaulding Michael Wayne | $180,000 | Northwest Title | |
| Spaulding Michael Wayne | $180,000 | Northwest Title | |
| Tucker Samuel H | $142,500 | Prominent Title | |
| Stevens Jeffrey | $36,000 | Kentucky Land Title | |
| Stevens Jeffrey | $36,000 | Kentucky Land Title | |
| Federal Home Loan Mortgage Corp | $84,890 | None Available | |
| Serrano Joaquin J | $88,000 | -- | |
| Boschert Properties Llc | $56,430 | -- | |
| The Bank Of New York | $55,000 | -- | |
| Duncan Rhonda | $75,000 | -- | |
| Mullco Inc | $58,000 | -- | |
| Christy Harold | $50,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Spaulding Michael Wayne | $10,000 | |
| Closed | Spaulding Michael Wayne | $10,000 | |
| Open | Spaulding Michael Wayne | $176,739 | |
| Closed | Spaulding Michael Wayne | $176,739 | |
| Previous Owner | Tucker Samuel H | $135,375 | |
| Previous Owner | Serrano Joaquin J | $88,000 | |
| Previous Owner | Boschert Properties Llc | $56,430 | |
| Previous Owner | Duncan Rhonda | $56,250 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/28/2025 02/28/25 | Sold | $180,000 | +2.9% | $218 / Sq Ft | |
| 02/01/2025 02/01/25 | Pending | -- | -- | -- | |
| 11/11/2024 11/11/24 | Price Changed | $175,000 | -2.0% | $212 / Sq Ft | |
| 11/05/2024 11/05/24 | For Sale | $178,500 | +25.3% | $216 / Sq Ft | |
| 05/31/2022 05/31/22 | Sold | $142,500 | +5.6% | $173 / Sq Ft | View Prior Sale |
| 05/01/2022 05/01/22 | Pending | -- | -- | -- | |
| 04/29/2022 04/29/22 | Price Changed | $135,000 | -2.9% | $164 / Sq Ft | |
| 04/26/2022 04/26/22 | For Sale | $139,000 | -- | $168 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,165 | $142,500 | $20,000 | $122,500 |
| 2024 | $2,187 | $142,500 | $20,000 | $122,500 |
| 2023 | $2,136 | $142,500 | $20,000 | $122,500 |
| 2022 | $1,204 | $70,000 | $10,000 | $60,000 |
| 2021 | $663 | $36,000 | $10,000 | $26,000 |
| 2020 | $1,504 | $88,000 | $10,000 | $78,000 |
| 2019 | $1,484 | $88,000 | $10,000 | $78,000 |
| 2018 | $1,515 | $88,000 | $10,000 | $78,000 |
| 2017 | $1,405 | $88,000 | $10,000 | $78,000 |
| 2015 | $1,658 | $88,000 | $10,000 | $78,000 |
| 2014 | $1,622 | $88,000 | $10,000 | $78,000 |
Source: Public Records
Agents Affiliated with this Home
-
Tom Reese
-
Michelle Laudermilk
M
Buyer's Agent in 2025
Michelle Laudermilk
Melton Real Estate LLC
(859) 428-2081
1 in this area
42 Total Sales
-
A
Seller's Agent in 2022
Amy Bolender
Pivot Realty Group
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 627828
APN: 004-30-21-170.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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