$1,441,000
SOLD MAR 7, 2025

456 State Park Rd Swanton, MD 21561

5 Beds
4.5 Baths
4,467 Sq Ft
0.57 Acres

Recently Sold

$323 Per Sq Ft

4% Below List Price

145 Days on Market

Highlights

  • 2 Dock Slips
  • Canoe or Kayak Water Access
  • Gourmet Kitchen
  • Home fronts navigable water
  • Fishing Allowed
  • Lake View

About This Home

As of March 2025

Luxury meets comfort in this stunning 5-bedroom, 4.5-bathroom split lakefront property central to all Deep Creek Lake has to offer. Custom-built for the current owners in 2014, it boasts breathtaking lake views, impeccable high-end details, and thoughtful design throughout.
Step inside to find an open-concept living space with high ceilings, rich hardwood floors, and a stone fireplace that creates a warm and inviting atmosphere. The gourmet kitchen is a chef’s delight, featuring top-of-the-line appliances, custom cabinetry, and a spacious island ideal for entertaining. There’s plenty of room for a large dining table as well, and a powder room on the main level provides everything you need for gatherings of friends and family.

The primary bedroom on the main level is an oasis of comfort, with a massive walk-in closet, en suite bathroom, and doors to the deck for your morning coffee overlooking the lake. Four bedrooms and 2 bathrooms comprise the second floor with many special touches like window seats and built-in dressers.

The basement features heated floors throughout, a spacious rec room with wet bar, a full bath and access to the patio. The two-car attached garage is large enough to store your boat along with ample storage.
Outside, you’ll discover an expansive patio with an outdoor fireplace. A huge wrap around deck provides plenty of space for grilling and gatherings with fabulous views of the lake. A fully-enclosable sunroom with another fireplace allows for enjoyment of the natural beauty of the lake in any weather. Just steps away, your 100 feet of level shoreline boasts a Type A deep water dock and a shed for your lake toys. The State Park and Meadow Mountain are on the opposite shoreline, ensuring uninterrupted views for years to come.
This home is a rare find, offering the ultimate Deep Creek Lake lifestyle. Don’t miss the opportunity to make this exceptional property your own!

Last Agent to Sell the Property

Chris Nichols

(301) 387-4700 chrisn@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales License #5012033 Listed on: 09/12/2024

Last Buyer's Agent

Michelle Clark

(301) 387-4700 michellec@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,677

Year Built

  • Built in 2014

Lot Details

  • 0.57 Acre Lot
  • Home fronts navigable water
  • Buy-down purchased
  • Property is in very good condition
  • Property is zoned LR1

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Cabin
  • Slab Foundation
  • Frame Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Fireplace
  • Wood Flooring
  • Lake Views

Kitchen

  • Gourmet Kitchen
  • Kitchen Island

Bedrooms and Bathrooms

  • En-Suite Bathroom

Basement

  • Heated Basement
  • Walk-Out Basement
  • Garage Access

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Personal Watercraft
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 2 Dock Slips
  • 2 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Radiant Heating System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 1218006456

Community Details

Overview

  • No Home Owners Association
  • Built by Westmar
  • State Park Road Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,677

Year Built

Built in 2014

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cabin/Lodge
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-09-13
  • Year Built: 2014
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-Ins, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Wet/Dry Bar, Wood Floors
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab, Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Walkout Level, Heated, Garage Access
  • Total Sq Ft: 4890
  • Living Area Sq Ft: 4467
  • Price Per Sq Ft: 473.32
  • Above Grade Finished Sq Ft: 3167
  • Below Grade Finished Sq Ft: 1300
  • Below Grade Sq Ft: 423
  • Total Below Grade Sq Ft: 1723
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • View: Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air, Radiant
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Buy-down purchased
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24730.00
  • Property Condition: Very Good
  • Zoning: LR1
  • In City Limits: No

Building Info

  • Builder Name: Westmar

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 13677.00
  • Assessor Parcel Number: 1218006456
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 12, 2024
Closed on
Mar 23, 2025
Sold by
Racchini Joseph A and Racchini Heather C
Bought by
Revocable Trust Of Heather C Racchini And Jos and Racchini
Seller's Agent
Chris Nichols
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Michelle Clark
Taylor Made Deep Creek Vacations & Sales
List Price
$1,499,000
Sold Price
$1,441,000
Premium/Discount to List
-$58,000
-3.87%
Views
86
Current Estimated Value
$1,513,047

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$72,047
Avg. Annual Appreciation
5.63%

Purchase Details

Listed on
Sep 12, 2024
Closed on
Mar 4, 2025
Sold by
Halligan Cynthia M
Bought by
Racchini Joseph A and Racchini Heather C
Seller's Agent
Chris Nichols
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Michelle Clark
Taylor Made Deep Creek Vacations & Sales
List Price
$1,499,000
Sold Price
$1,441,000
Premium/Discount to List
-$58,000
-3.87%
Views
86

Purchase Details

Closed on
Aug 26, 2008
Sold by
Card Timothy J and Card Christine L
Bought by
Halligan James M and Halligan Cynthia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,983
Interest Rate
6.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 22, 2008
Sold by
Card Timothy J and Card Christine L
Bought by
Halligan James M and Halligan Cynthia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$413,983
Interest Rate
6.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 11, 2005
Sold by
Smith W Earl Eleanor
Bought by
Card Timothy J and Card Christine L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,000
Interest Rate
5.72%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Deed -- Lake Title
Deed -- Lake Title
Deed $1,441,000 Lake Title
Deed $1,441,000 Lake Title
Deed $517,479 --
Deed $517,479 --
Deed $560,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $413,983 Purchase Money Mortgage
Previous Owner $413,983 Purchase Money Mortgage
Previous Owner $420,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/07/2025 03/07/25 Sold $1,441,000 -3.9% $323 / Sq Ft
09/12/2024 09/12/24 For Sale $1,499,000 -- $336 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,396 $1,387,100 $260,500 $1,126,600
2024 $14,379 $1,170,967 $0 $0
2023 $11,821 $954,833 $0 $0
2022 $9,219 $738,700 $226,800 $511,900
2021 $9,186 $730,200 $0 $0
2020 $9,079 $721,700 $0 $0
2019 $8,972 $713,200 $226,800 $486,400
2018 $8,501 $713,200 $226,800 $486,400
2017 $8,430 $713,200 $0 $0
2016 -- $728,200 $0 $0
2015 -- $728,200 $0 $0
2014 -- $226,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2008060

Bright MLS

APN: 18-006456