NOT LISTED FOR SALE

4565 Lucerne Ave Loveland, CO 80538

Estimated Value: $368,000 - $392,000

2 Beds
3 Baths
1,222 Sq Ft
$314/Sq Ft Est. Value

Last Sold February 15, 2024

Last sale price $390,000 $319 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $2,343/month

About This Home

WOW! Seller has paid upfront for PERMANENT 5.5% interest rate lock*! Potentially save hundreds per month and LOVE where you Live! This light and bright 2 story townhome boasts a low HOA ($182), lots of owner occupants & a nice neighborhood that's only 10 minutes to Fort Collins, a quick trip to the mountains or trails, and under an hour to Estes Park. The humans here have loved and cared for this home for the last 8 years. The 2-car garage supports your lifestyle & the views of Longs Peak are just icing on the cake! You'll appreciate the large grassy spaces for pups and great streets and trails to take a stroll. This home is a blank slate, ready for you to make your mark and begin your new adventure. *This house comes with a locked in REDUCED RATE as low as 5.5% through List & Lock. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment (not an assumable loan product). Terms apply, see disclosures for more information.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 12, 2024
Closed on
Feb 15, 2024
Sold by
Kipp Sabra L and Jolley Kenneth
Bought by
Gonzalez Olivia Gallego
Seller's Agent
Katie Beamon
Home Love Colorado
Buyer's Agent
Patrick Soukup
Soukup Real Estate Services
List Price
$390,000
Sold Price
$390,000
Views
42
Current Estimated Value
$384,080

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,920
Avg. Annual Appreciation
-0.90%
Original Mortgage
$331,500
Outstanding Balance
$325,653
Interest Rate
6.62%
Mortgage Type
Construction
Estimated Equity
$58,427

Purchase Details

Closed on
Dec 9, 2021
Sold by
Kipp Darin L and Kipp Katherine M
Bought by
Kipp Sabra L and Jolley Kenneth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
3.14%
Mortgage Type
Commercial

Purchase Details

Listed on
Jan 28, 2015
Closed on
Mar 6, 2015
Sold by
Hamilton Elyse P
Bought by
Kipp Darin L and Kipp Katherine M
Seller's Agent
Sarah Long
RE/MAX Alliance-Loveland
Buyer's Agent
Dean Smith
RE/MAX Alliance-FTC South
List Price
$188,000
Sold Price
$195,760
Premium/Discount to List
$7,760
4.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.53%
Original Mortgage
$196,000
Interest Rate
3.6%
Mortgage Type
Unknown

Purchase Details

Closed on
Sep 30, 2008
Sold by
Talons Reach Builders Llc
Bought by
Hamilton Elyse P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,847
Interest Rate
6.52%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gonzalez Olivia Gallego $390,000 None Listed On Document
Kipp Sabra L $250,000 Land Title Guarantee Co
Kipp Darin L $195,760 North American Title
Hamilton Elyse P $146,894 Land Title
Talons Reach Builders Llc -- Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gonzalez Olivia Gallego $331,500
Previous Owner Kipp Sabra L $250,000
Previous Owner Kipp Darin L $196,000
Previous Owner Hamilton Elyse P $144,847
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/15/2024 02/15/24 Sold $390,000 0.0% $319 / Sq Ft View Prior Sale
01/12/2024 01/12/24 For Sale $390,000 +99.2% $319 / Sq Ft
01/28/2019 01/28/19 Off Market $195,760 -- --
03/06/2015 03/06/15 Sold $195,760 +4.1% $160 / Sq Ft View Prior Sale
02/04/2015 02/04/15 Pending -- -- --
01/28/2015 01/28/15 For Sale $188,000 -- $154 / Sq Ft

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,691 $24,870 $6,700 $18,170
2024 $1,631 $24,870 $6,700 $18,170
2022 $1,588 $19,953 $2,467 $17,486
2021 $1,631 $20,527 $2,538 $17,989
2020 $1,496 $18,811 $2,538 $16,273
2019 $1,470 $18,811 $2,538 $16,273
2018 $1,356 $16,474 $2,556 $13,918
2017 $1,168 $16,474 $2,556 $13,918
2016 $1,016 $13,851 $2,826 $11,025
2015 $1,008 $13,850 $2,830 $11,020
2014 $871 $11,580 $2,830 $8,750
Source: Public Records

Agents Affiliated with this Home

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