$974,900
$20K PRICE DROP

4580 Kiser Island Rd Terrell, NC 28682

Lake Norman of Catawba Area

Estimated payment $5,570/month

Total Views 3,432
2 Beds
1 Bath
805 Sq Ft
$1,211 Price per Sq Ft

Highlights

  • Pier
  • RV Access or Parking
  • Deck
  • Sherrills Ford Elementary School Rated A-
  • Waterfront
  • Wood Flooring

About This Home

Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom.

The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.

Listing Agent

Angela Johnson

Lake Life Realty Brokerage Email: angiejohnsonhrcc@gmail.com License #175897 Listed on: 06/13/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1966

Lot Details

  • 21,344 Sq Ft Lot
  • Waterfront
  • Property is zoned R-30

Home Design

  • Metal Roof
  • Hardboard

Interior Spaces

  • 805 Sq Ft Home
  • 1-Story Property
  • Screened Porch
  • Wood Flooring
  • Water Views
  • Crawl Space
  • Home Security System

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry in Bathroom

Parking

  • Driveway
  • RV Access or Parking

Outdoor Features

  • Pier
  • Deck
  • Outbuilding

Schools

  • Sherrills Ford Elementary School
  • Mills Creek Middle School
  • Bandys High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 4616025761280000

Home Details

Home Type

Single Family

Year Built

Built in 1966

Lot Details

0.49 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1966
  • Road Surface Type: Gravel, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 1211.06
  • Geocode Confidence: High
  • Attribution Contact: angiejohnsonhrcc@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Fireplace: No
  • Flooring: Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 805
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Above Grade Finished Sq Ft: 805
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Living Area: 805
  • Bedroom Main: 2

Exterior Features

  • New Construction: No
  • Roof: Metal
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Dock, Pier
  • Construction Type: Hardboard Siding
  • Other Structures: Outbuilding
  • Patio And Porch Features: Covered, Deck, Screened

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway, RV Access/Parking

Utilities

  • Heating: Electric, Forced Air, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Bathroom
  • Security: Security System
  • Cooling: Central Air
  • Utilities: Electricity Connected
  • Water Source: Shared Well

Condo/Co-op/Association

  • Hoa Subject To Dues: No
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Mills Creek
  • HOA Subject To: None

Lot Info

  • Lot Features: Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4616025761280000
  • Lot Size Acres: 0.49
  • Additional Parcels: No
  • Zoning Specification: R-30

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Bandys

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,598 $651,900 $406,900 $245,000
2025 $3,170 $651,900 $406,900 $245,000
2024 $3,170 $643,700 $406,900 $236,800
2023 $3,106 $334,600 $220,100 $114,500
2022 $2,042 $334,600 $220,100 $114,500
2021 $2,359 $334,600 $220,100 $114,500
2020 $2,359 $334,600 $220,100 $114,500
2019 $2,359 $334,600 $0 $0
2018 $2,373 $346,400 $239,000 $107,400
2017 $2,373 $0 $0 $0
2016 $2,373 $0 $0 $0
2015 $2,410 $346,430 $239,000 $107,430
2014 $2,410 $401,600 $239,100 $162,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/30/2026 07/30/26 Price Changed $974,900 -2.0% $1,211 / Sq Ft
06/13/2026 06/13/26 For Sale $995,000 -- $1,236 / Sq Ft
Source: Canopy MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $305,000 Attorney
Interfamily Deed Transfer -- None Available
Warranty Deed $310,000 None Available
Deed $26,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $448,300 New Conventional
Closed $100,000 Credit Line Revolving
Closed $316,455 VA
Closed $289,750 New Conventional
Previous Owner $367,500 Credit Line Revolving
Previous Owner $248,080 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS

MLS Number: 4393376

Canopy MLS

APN: 4616025761280000

North Carolina Catawba County Terrell 28682

4580 Kiser Island Rd, Terrell, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Canopy MLS All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Listing Agent
Angela Johnson
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Lake Life Realty
(828) 268-3730
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