4580 Kiser Island Rd Terrell, NC 28682
Estimated payment $5,638/month
Highlights
- Pier
- RV Access or Parking
- Deck
- Sherrills Ford Elementary School Rated A-
- Waterfront
- Wood Flooring
About This Home
Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.
Listing Agent
Lake Life Realty Brokerage Email: angiejohnsonhrcc@gmail.com License #175897 Listed on: 06/13/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1966
Lot Details
- 21,344 Sq Ft Lot
- Waterfront
- Property is zoned R-30
Home Design
- Metal Roof
- Hardboard
Interior Spaces
- 805 Sq Ft Home
- 1-Story Property
- Screened Porch
- Wood Flooring
- Water Views
- Crawl Space
- Home Security System
Kitchen
- Electric Oven
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry in Bathroom
Parking
- Driveway
- RV Access or Parking
Outdoor Features
- Pier
- Deck
- Outbuilding
Schools
- Sherrills Ford Elementary School
- Mills Creek Middle School
- Bandys High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Shared Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 4616025761280000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,170 | $651,900 | $406,900 | $245,000 |
| 2024 | $3,170 | $643,700 | $406,900 | $236,800 |
| 2023 | $3,106 | $334,600 | $220,100 | $114,500 |
| 2022 | $2,042 | $334,600 | $220,100 | $114,500 |
| 2021 | $2,359 | $334,600 | $220,100 | $114,500 |
| 2020 | $2,359 | $334,600 | $220,100 | $114,500 |
| 2019 | $2,359 | $334,600 | $0 | $0 |
| 2018 | $2,373 | $346,400 | $239,000 | $107,400 |
| 2017 | $2,373 | $0 | $0 | $0 |
| 2016 | $2,373 | $0 | $0 | $0 |
| 2015 | $2,410 | $346,430 | $239,000 | $107,430 |
| 2014 | $2,410 | $401,600 | $239,100 | $162,500 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/13/2026 06/13/26 | For Sale | $995,000 | -- | $1,236 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $305,000 | Attorney | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $310,000 | None Available | |
| Deed | $26,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $448,300 | New Conventional | |
| Closed | $100,000 | Credit Line Revolving | |
| Closed | $316,455 | VA | |
| Closed | $289,750 | New Conventional | |
| Closed | $367,500 | Credit Line Revolving | |
| Closed | $248,080 | Purchase Money Mortgage |
Source: Canopy MLS
MLS Number: 4393376
APN: 4616025761280000
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Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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Ask me questions while you tour the home.